Computer Renaissance
The total investment to open a Computer Renaissance franchise ranges from $48,000 to $175,200. The initial franchise fee is $60,000.
What is the Computer Renaissance franchise?
Computer Renaissance is a computer and software store that sells technology products and offers repair and technical support to consumers and small businesses. The estimated total initial investment is $48,000 to $175,200. The initial franchise fee is $60,000.
The company is headquartered in Joplin, Missouri, and began franchising in 1960.
Loan Activity Score
27/100
SBA Default Rate
20.5%
Active Lenders
43
According to its Franchise Disclosure Document or public business records, Computer Renaissance has 86 locations, all owned by franchisees. Public SBA loan records show 43 lenders made 117 loans to franchisees of Computer Renaissance. PeerSense calculates Computer Renaissance's score as 27 out of 100, using public SBA loan performance and recent lending activity.
86 locations
$48,000 to $175,200
$60,000
86
86 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Computer Renaissance
117
Total SBA loans
$120K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Computer Renaissance
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
20.5%
vs 10.8% peer avg
SBA Loans
117
Total Volume
$14.1M
Active Lenders
43
10 selective
States
32
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Computer Renaissance based on SBA lending data
SBA Default Rate
20.5%
9.7% above peer avg
SBA Loan Volume
117 loans
Across 43 lenders
Lender Diversity
43 lenders
Avg 2.7 loans per lender
Investment Tier
Mid range investment
$48,000 to $175,200 total
Computer Renaissance: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1996
29 approvals. The best year on record for Computer Renaissance.
Top SBA State
Missouri
11 SBA financed Computer Renaissance locations, the densest operator footprint.
Average Loan Size
$120K
Median $110K. Use as a sizing anchor when modeling your own Computer Renaissance unit.
Lender Concentration
29.1%
Moderately Spread
Share of Computer Renaissance approvals captured by the top 3 SBA lenders.
Computer Renaissance's SBA lending pipeline peaked in 1996 (29 approvals). Operator density is highest in Missouri with 11 SBA financed locations. Average funded ticket sits at $120K, with the median at $110K. Lender mix is moderately spread: the top three SBA lenders account for 29.1% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$497
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Computer Renaissance, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman