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Rates
Chicago Pizza With A Twist

Chicago Pizza With A Twist

The total investment to open a Chicago Pizza With A Twist franchise ranges from $94,000 to $417,820.

What is the Chicago Pizza With A Twist franchise?

Chicago Pizza With A Twist is a sit down restaurant that sells pizza, including Chicago style pies with creative variations. Its estimated total initial investment to open is $94,000 to $417,820.

The company is headquartered in Berkeley, CA.

Loan Activity Score

61/100

SBA Default Rate

0.0%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, Chicago Pizza With A Twist has 17 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 19 loans to franchisees of Chicago Pizza With A Twist. PeerSense calculates Chicago Pizza With A Twist's score as 61 out of 100, using public SBA loan performance and recent lending activity.

17 locations

Investment

$94,000 to $417,820

Total Units

17

17 franchised

Loan Activity Score
Medium
61
SBA Lending
25
Lender Quality
11
Transparency
4
Reach
7
Momentum
14

Proprietary PeerSense metric

Moderate
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for Chicago Pizza With A Twist

19

Total SBA loans

$265K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Chicago Pizza With A Twist

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
61out of 100
Moderate
Market Momentum14/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

19

Total Volume

$5.0M

Active Lenders

12

6 selective

States

10

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Chicago Pizza With A Twist based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

19 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 1.6 loans per lender

Investment Tier

Mid range investment

$94,000 to $417,820 total

Chicago Pizza With A Twist: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

7 approvals. The best year on record for Chicago Pizza With A Twist.

Top SBA State

Texas

4 SBA financed Chicago Pizza With A Twist locations, the densest operator footprint.

Average Loan Size

$265K

Median $250K. Use as a sizing anchor when modeling your own Chicago Pizza With A Twist unit.

Lender Concentration

42.1%

Concentrated

Share of Chicago Pizza With A Twist approvals captured by the top 3 SBA lenders.

Chicago Pizza With A Twist's SBA lending pipeline peaked in 2023 (7 approvals). The last five fiscal years account for 84% of cumulative volume ($4.3M approved). Operator density is highest in Texas with 4 SBA financed locations. Average funded ticket sits at $265K, with the median at $250K. Lender mix is concentrated: the top three SBA lenders account for 42.1% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$75K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$973

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Chicago Pizza With A Twist, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Chicago Pizza With A Twist

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman