Win Home Inspection
The total investment to open a Win Home Inspection franchise ranges from $13,000 to $259,600. The initial franchise fee is $15,000. Ongoing royalties are 7% plus a 4% advertising fee.
What is the Win Home Inspection franchise?
Win Home Inspection inspects homes and other buildings for buyers, sellers and property owners. The 2026 Franchise Disclosure Document estimates the total initial investment at $13,000 to $259,600 and lists an initial franchise fee of $15,000.
The ongoing royalty is 7 percent of sales, and the advertising or brand fund fee is 4 percent. The franchise agreement term is 7 years, and headquarters are in CO.
Loan Activity Score
53/100
SBA Default Rate
5.9%
Active Lenders
12
According to its Franchise Disclosure Document or public business records, Win Home Inspection has 16 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 17 loans to franchisees of Win Home Inspection. PeerSense calculates Win Home Inspection's score as 53 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
16 locations
$13,000 to $259,600
$15,000
16
16 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Win Home Inspection
17
Total SBA loans
$121K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Win Home Inspection
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
5.9%
vs 9.9% peer avg
SBA Loans
17
Total Volume
$2.1M
Active Lenders
12
States
14
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Win Home Inspection based on SBA lending data
SBA Default Rate
5.9%
4.0% below peer avg
SBA Loan Volume
17 loans
Across 12 lenders
Lender Diversity
12 lenders
Avg 1.4 loans per lender
Investment Tier
Mid range investment
$13,000 to $259,600 total
Win Home Inspection: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
3 approvals. The best year on record for Win Home Inspection.
Top SBA State
Colorado
2 SBA financed Win Home Inspection locations, the densest operator footprint.
Average Loan Size
$121K
Median $135K. Use as a sizing anchor when modeling your own Win Home Inspection unit.
Lender Concentration
41.2%
Concentrated
Share of Win Home Inspection approvals captured by the top 3 SBA lenders.
Win Home Inspection's SBA lending pipeline peaked in 2018 (3 approvals). The last five fiscal years account for 24% of cumulative volume ($355K approved). Operator density is highest in Colorado with 2 SBA financed locations. Average funded ticket sits at $121K, with the median at $135K. Lender mix is concentrated: the top three SBA lenders account for 41.2% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$135
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Win Home Inspection, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman