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NuSpine Franchise Systems

NuSpine Franchise Systems

The total investment to open a NuSpine Franchise Systems franchise ranges from $175,450 to $550,250. The initial franchise fee is $49,000. Ongoing royalties are 7% plus a 1% advertising fee.

What is the NuSpine Franchise Systems franchise?

NuSpine Franchise Systems operates chiropractic offices for people seeking chiropractic care. The estimated total initial investment is $175,450 to $550,250, and the initial franchise fee is $49,000. These cost and fee figures are from the 2026 Franchise Disclosure Document.

The royalty is 7 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 10 years.

The company was founded in 2013 and is headquartered in Scottsdale, AZ.

Loan Activity Score

61/100

SBA Default Rate

0.0%

Active Lenders

6

According to its Franchise Disclosure Document or public business records, NuSpine Franchise Systems has 6 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 7 loans to franchisees of NuSpine Franchise Systems. PeerSense calculates NuSpine Franchise Systems's score as 61 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2025 FDD ON FILEOffices of Chiropractors

Franchising since 2013 · 6 locations

Investment

$175,450 to $550,250

Franchise Fee

$49,000

Total Units

6

6 franchised

Loan Activity Score
Medium
61
SBA Lending
25
Lender Quality
5
Transparency
9
Reach
5
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
6SBA lenders

Distinct lenders in public SBA records for NuSpine Franchise Systems

7

Total SBA loans

$329K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for NuSpine Franchise Systems

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
61out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 3.2% peer avg

SBA Loans

7

Total Volume

$2.3M

Active Lenders

6

States

4

vs. SBA Sector Average

+3.2%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for NuSpine Franchise Systems based on SBA lending data

SBA Default Rate

0.0%

3.2% below peer avg

SBA Loan Volume

7 loans

Across 6 lenders

Lender Diversity

6 lenders

Avg 1.2 loans per lender

Investment Tier

Significant investment

$175,450 to $550,250 total

Payment Estimator

Loan Amount$140K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,816

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

NuSpine Franchise Systems, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for NuSpine Franchise Systems

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

NuSpine Franchise Systems

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.