Waters Edge Wineries
The total investment to open a Waters Edge Wineries franchise ranges from $830,000 to $1.3M. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 5% advertising fee.
What is the Waters Edge Wineries franchise?
Waters Edge Wineries is a winery where customers can enjoy wine and food at a bistro. The estimated total initial investment is $830,000 to $1,338,000, and the initial franchise fee is $50,000.
The royalty is 6 percent of sales, and the advertising or brand fund fee is 5 percent. The franchise agreement term is 10 years.
The company is headquartered in Rancho Cucamonga, CA. It was founded in 2004.
Loan Activity Score
52/100
SBA Default Rate
12.5%
Active Lenders
8
According to its Franchise Disclosure Document or public business records, Waters Edge Wineries has 8 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 8 loans to franchisees of Waters Edge Wineries. PeerSense calculates Waters Edge Wineries's score as 52 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2004 · 8 locations
$830,000 to $1.3M
$50,000
8
8 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Waters Edge Wineries
8
Total SBA loans
$873K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Waters Edge Wineries
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
12.5%
vs 10.3% peer avg
SBA Loans
8
Total Volume
$7.0M
Active Lenders
8
1 selective
States
6
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Waters Edge Wineries based on SBA lending data
SBA Default Rate
12.5%
2.2% above peer avg
SBA Loan Volume
8 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$830,000 to $1,338,000 total
Payment Estimator
Estimated Monthly Payment
$8,592
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Waters Edge Wineries, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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