Cambridge Adult Day Centers
The total investment to open a Cambridge Adult Day Centers franchise ranges from $42,500 to $316,100.
What is the Cambridge Adult Day Centers franchise?
Cambridge Adult Day Centers is a business offering daytime care and supervision for adults who need support. The estimated total initial investment is $42,500 to $316,100.
Its customers are adults who need care during the day and families seeking support for a loved one.
The company is headquartered in Kennett, Missouri.
Loan Activity Score
14/100
SBA Default Rate
20.0%
Active Lenders
2
According to its Franchise Disclosure Document or public business records, Cambridge Adult Day Centers has 4 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 5 loans to franchisees of Cambridge Adult Day Centers. PeerSense calculates Cambridge Adult Day Centers's score as 14 out of 100, using public SBA loan performance and recent lending activity.
4 locations
$42,500 to $316,100
4
4 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Cambridge Adult Day Centers
5
Total SBA loans
$116K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Cambridge Adult Day Centers
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
20.0%
vs 3.2% peer avg
SBA Loans
5
Total Volume
$0.6M
Active Lenders
2
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cambridge Adult Day Centers based on SBA lending data
SBA Default Rate
20.0%
16.8% above peer avg
SBA Loan Volume
5 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 2.5 loans per lender
Investment Tier
Mid range investment
$42,500 to $316,100 total
Cambridge Adult Day Centers: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
3 approvals. The best year on record for Cambridge Adult Day Centers.
Top SBA State
Missouri
6 SBA financed Cambridge Adult Day Centers locations, the densest operator footprint.
Average Loan Size
$161K
Median $126K. Use as a sizing anchor when modeling your own Cambridge Adult Day Centers unit.
Lender Concentration
100%
Concentrated
Share of Cambridge Adult Day Centers approvals captured by the top 3 SBA lenders.
Cambridge Adult Day Centers's SBA lending pipeline peaked in 2015 (3 approvals). Operator density is highest in Missouri with 6 SBA financed locations. Average funded ticket sits at $161K, with the median at $126K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$440
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Cambridge Adult Day Centers, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman