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Rates
Playful Pack

Playful Pack

The total investment to open a Playful Pack franchise ranges from $336,250 to $439,000. The initial franchise fee is $60,000. Ongoing royalties are 6% plus a 1% advertising fee.

What is the Playful Pack franchise?

Playful Pack is a pet care business offering dog daycare, boarding, grooming, and washing to dog owners. The estimated total initial investment is $336,250 to $439,000. The initial franchise fee is $60,000.

The ongoing royalty is 6 percent of sales. These cost and fee figures are from the 2026 Franchise Disclosure Document.

Loan Activity Score

55/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Playful Pack has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 2 loans to franchisees of Playful Pack. PeerSense calculates Playful Pack's score as 55 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

1 location

Investment

$336,250 to $439,000

Franchise Fee

$60,000

Total Units

1

1 franchised

Loan Activity Score
Low
55
SBA Lending
18
Lender Quality
9
Transparency
8
Reach
3
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Playful Pack

2

Total SBA loans

$163K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Playful Pack

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
55out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

2

Total Volume

$0.3M

Active Lenders

1

1 selective

States

1

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for Playful Pack based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

2 loans

Across 1 lender

Lender Diversity

1 lender

Avg 2.0 loans per lender

Investment Tier

Significant investment

$336,250 to $439,000 total

Playful Pack: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2025

2 approvals. The best year on record for Playful Pack.

Top SBA State

Virginia

2 SBA financed Playful Pack locations, the densest operator footprint.

Average Loan Size

$163K

Median $163K. Use as a sizing anchor when modeling your own Playful Pack unit.

Lender Concentration

100%

Concentrated

Share of Playful Pack approvals captured by the top 3 SBA lenders.

Playful Pack's SBA lending pipeline peaked in 2025 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($325K approved). Operator density is highest in Virginia with 2 SBA financed locations. Average funded ticket sits at $163K, with the median at $163K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$269K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,481

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Playful Pack, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for Playful Pack

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Playful Pack

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman