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Four Seasons Design And Remode

Four Seasons Design And Remode

The total investment to open a Four Seasons Design And Remode franchise ranges from $79,700 to $184,500. The initial franchise fee is $25,000.

What is the Four Seasons Design And Remode franchise?

Four Seasons Design And Remode is a home design and remodeling business for homeowners. The estimated total initial investment is $79,700 to $184,500, and the initial franchise fee is $25,000.

The company is headquartered in Holbrook, NY. It was founded in 1975.

Loan Activity Score

44/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Four Seasons Design And Remode has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Four Seasons Design And Remode. PeerSense calculates Four Seasons Design And Remode's score as 44 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1975 · 1 location

Investment

$79,700 to $184,500

Franchise Fee

$25,000

Total Units

1

1 franchised

Loan Activity Score
Low
44
SBA Lending
18
Lender Quality
9
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Four Seasons Design And Remode

1

Total SBA loans

$115K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Four Seasons Design And Remode

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
44out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 7.0% peer avg

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

1 selective

States

1

vs. SBA Sector Average

+7%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Four Seasons Design And Remode based on SBA lending data

SBA Default Rate

0.0%

7.0% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$79,700 to $184,500 total

Four Seasons Design And Remode: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1995

1 approval. The best year on record for Four Seasons Design And Remode.

Top SBA State

California

1 SBA financed Four Seasons Design And Remode locations, the densest operator footprint.

Average Loan Size

$115K

Median $115K. Use as a sizing anchor when modeling your own Four Seasons Design And Remode unit.

Lender Concentration

100%

Concentrated

Share of Four Seasons Design And Remode approvals captured by the top 3 SBA lenders.

Four Seasons Design And Remode's SBA lending pipeline peaked in 1995 (1 approval). Operator density is highest in California with 1 SBA financed locations. Average funded ticket sits at $115K, with the median at $115K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$64K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$825

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Four Seasons Design And Remode, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Four Seasons Design And Remode

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.