Default rates, loan volumes, and performance benchmarks across 99+ industries. Powered by 1,283,073+ resolved SBA loans.
Showing 99 industries
Industry | NAICS | Total Loans | Default Rate | Avg Loan | Franchise Rate | Advantage |
|---|---|---|---|---|---|---|
| Professional/Technical Services | 541 | 125,902 | 13.4% | $270K | 16.3% | -2.9% |
| Limited-Service Restaurants | 722 | 121,027 | 18.9% | $304K | 17.3% | +1.6% |
| Ambulatory Healthcare | 621 | 85,323 | 8.2% | $357K | 7.5% | +0.7% |
| Specialty Trade Contractors | 238 | 69,474 | 16.4% | $264K | 16.3% | +0.1% |
| Repair & Maintenance | 811 | 63,153 | 14.4% | $329K | 20% | -5.6% |
| Personal Care Services | 812 | 62,098 | 17.5% | $245K | 12.7% | +4.8% |
| Administrative Support | 561 | 53,535 | 17.3% | $196K | 13.7% | +3.6% |
| Food & Beverage Stores | 445 | 41,682 | 16.2% | $368K | 18.9% | -2.7% |
| Truck Transportation | 484 | 34,105 | 16.6% | $192K | 8% | +8.6% |
| Wholesale-Durable Goods | 423 | 32,821 | 17.8% | $462K | 17.7% | +0.1% |
89+ more industries available with detailed default rates, loan volumes, and franchise advantage data.
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Schedule Free ConsultationSBA loan default rates vary significantly by industry. Our database tracks over 1.2 million resolved SBA loans across every major industry sector, giving you data-driven insights into which industries perform best and where the real risks are. Pair this data with our SBA Lender Directory to find lenders who specialize in your target industry.
The Franchise Advantage column shows how franchise businesses compare to independent operators in the same industry. A positive number means franchise businesses default less often, while a negative number means independents actually perform better in that sector. Explore individual franchise brands and their FPI scores in our Franchise Directory with 5,100+ brands.
Default rates are calculated using only resolved SBA loans (Paid in Full or Charged Off). Active loans, cancelled loans, and exempt loans are excluded to provide accurate historical performance data. This methodology ensures the numbers reflect actual outcomes, not projections.
Whether you're a business buyer evaluating an acquisition, a lender assessing risk, or a franchise investor comparing opportunities, industry-level SBA data provides critical context. Click any industry above to see detailed benchmarks, top lenders, and franchise comparisons. If you're looking to buy an existing business, check our data-backed marketplace.