Arabica Coffeehouse System
The total investment to open a Arabica Coffeehouse System franchise ranges from $66,760 to $205,000. The initial franchise fee is $250,000. Ongoing royalties are 4%.
What is the Arabica Coffeehouse System franchise?
Arabica Coffeehouse System is a coffeehouse that sells coffee and snacks to customers. The estimated total initial investment is $66,760 to $205,000, and the initial franchise fee is $250,000.
The royalty is 4 percent of sales. The company is headquartered in Chagrin Falls, Ohio, and was founded in 1976.
Loan Activity Score
20/100
SBA Default Rate
22.2%
Active Lenders
5
According to its Franchise Disclosure Document or public business records, Arabica Coffeehouse System has 8 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 9 loans to franchisees of Arabica Coffeehouse System. PeerSense calculates Arabica Coffeehouse System's score as 20 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1976 · 8 locations
$66,760 to $205,000
$250,000
8
8 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Arabica Coffeehouse System
9
Total SBA loans
$133K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Arabica Coffeehouse System
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
22.2%
vs 10.3% peer avg
SBA Loans
9
Total Volume
$1.2M
Active Lenders
5
1 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Arabica Coffeehouse System based on SBA lending data
SBA Default Rate
22.2%
11.9% above peer avg
SBA Loan Volume
9 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.8 loans per lender
Investment Tier
Mid range investment
$66,760 to $205,000 total
Arabica Coffeehouse System: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2000
3 approvals. The best year on record for Arabica Coffeehouse System.
Top SBA State
Ohio
9 SBA financed Arabica Coffeehouse System locations, the densest operator footprint.
Average Loan Size
$133K
Median $150K. Use as a sizing anchor when modeling your own Arabica Coffeehouse System unit.
Lender Concentration
77.8%
Concentrated
Share of Arabica Coffeehouse System approvals captured by the top 3 SBA lenders.
Arabica Coffeehouse System's SBA lending pipeline peaked in 2000 (3 approvals). Operator density is highest in Ohio with 9 SBA financed locations. Average funded ticket sits at $133K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 77.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$691
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Arabica Coffeehouse System, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman