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Fast Undercar Palm Desert

Fast Undercar Palm Desert

Franchising since 1996 · 4 locations

The total investment to open a Fast Undercar Palm Desert franchise ranges from $485,000 - $859,500. The initial franchise fee is $12,500. Ongoing royalties are 4%. Fast Undercar Palm Desert currently operates 4 locations (4 franchised). The top SBA 7(a) lenders for Fast Undercar Palm Desert are Banc of California, CDC Small Business Finance Cor and Greater Sacramento Certified D. PeerSense FPI health score: 47/100.

Investment

$485,000 - $859,500

Franchise Fee

$12,500

Total Units

4

4 franchised

FPI Score
Low
47

Proprietary PeerSense metric

Fair
Capital Partners
4lenders available

Active capital sources verified for Fast Undercar Palm Desert financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
47out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loans

4

Total Volume

$1.2M

Active Lenders

4

States

1

Top SBA Lenders for Fast Undercar Palm Desert

What is the Fast Undercar Palm Desert franchise?

Franchise investors often grapple with the fundamental problem of identifying a business model that offers both enduring demand and a clear competitive edge in a saturated market, particularly when navigating specialized sectors like the automotive aftermarket. The challenge lies in discerning opportunities that provide not just revenue potential, but also operational efficiencies and a robust support structure to mitigate the inherent risks of a new venture. Fast Undercar Palm Desert emerges as a compelling proposition within this landscape, offering a focused and efficient distribution solution for a critical industry. The original Fast Undercar company was founded in May 1996 as a wholesale distributor of automotive aftermarket undercar parts, initially establishing and operating its own locations in Southern California. This foundational experience provided the bedrock for its subsequent expansion. The company launched its franchise program in July 1998, pioneering a distinctive two-step supply delivery process: acquiring inventory directly from manufacturers and wholesalers, and subsequently employing a dedicated fleet of delivery vehicles to "hot shot" parts directly to customer repair shops. This innovative approach was designed to accelerate parts delivery to the end-user – the professional installer – while simultaneously minimizing the extensive inventory carrying expenses associated with more traditional, multi-step wholesale distribution methods, thereby establishing a unique market position. As of March 14, 2024, the Fast Undercar Franchise system is characterized as a small retail company based in California, reporting 75 employees and an annual revenue of $6.9 million, underscoring its significant operational scale within its niche. The specific Fast Undercar Palm Desert entity, as detailed in independent franchise data, comprises 4 total units, all of which are franchised with no company-owned locations, highlighting a pure franchise growth strategy in this market. Across the broader system, the 2017 Franchise Disclosure Document indicated 20 franchised Fast Undercar locations across 4 states in the USA—California, Idaho, Oregon, and Washington—with its website, updated in 2026, confirming continued operations in these Western states. This regional concentration signifies a strategic market penetration. Fast Undercar’s market position is further validated by its 2016 ranking as #113 in the Franchise Grade® Top 500 out of 2,387 franchise systems, placing it within the top 10% of all franchise systems based on the Franchise Performance Index™, which underscored its strong performance at that time. Operating within the United States Automotive Aftermarket Industry, a market valued at USD 203.34 billion in 2023, the Fast Undercar Palm Desert franchise is strategically positioned to capitalize on sustained demand for vehicle maintenance and repair. This independent analysis aims to provide a data-driven, authoritative perspective, distinct from promotional marketing copy, for investors considering a Fast Undercar Palm Desert franchise opportunity.

The automotive aftermarket industry presents a robust and consistently growing landscape, making it an attractive sector for franchise investment. The United States Automotive Aftermarket Industry Market Size was valued at an impressive USD 203.34 billion in 2023. Projections indicate a strong Compound Annual Growth Rate (CAGR) of 3.92% from 2023 to 2033, with the market anticipated to reach an estimated USD 298.78 billion by 2033. This substantial growth is underpinned by several powerful demographic and technological trends. Sustained population growth and ongoing urbanization trends contribute to an expanding vehicle fleet, with the global light vehicle parc expected to increase from 1.37 billion units in 2024 to 1.62 billion units by 2030. This expanding fleet directly correlates with increased demand for replacement parts, routine maintenance supplies, and various automotive accessories. Furthermore, the increasing sophistication of modern vehicles, which are now more sensor-equipped and technologically advanced, necessitates more frequent and specialized part replacements due to wear and tear or system malfunctions. The passenger vehicle segment is forecast to maintain the largest share of the United States automotive aftermarket industry market throughout the projection period, driven by the growing urban population and the enduring necessity for commuting. In 2023, the filters segment alone accounted for the largest revenue share, demonstrating the specific high-demand areas within the market. These secular tailwinds create a fertile environment for businesses like the Fast Undercar Palm Desert franchise. The industry is also undergoing a rapid digital transformation, with e-commerce and online platforms experiencing a surge in adoption, fueled by advancements such as AI personalization, augmented reality (AR) part-fitting tools, and seamless online repair scheduling for both DIY enthusiasts and professional users. Distributors in North America, including the Fast Undercar system, play a critical intermediary role in optimizing the supply chain, investing in warehouse automation, AI-driven inventory management, omnichannel platforms, and greener logistics to achieve faster delivery times, lower operational costs, and enhanced resilience. The increasing specialization among professional repair facilities, focusing on specific types of repair work, perfectly aligns with Fast Undercar’s business model of specializing in undercar parts and directly marketing to the professional installation market. The wholesale vehicle market itself started strong in 2026, with indices pointing to sustained and healthy buyer demand and conversion rates consistently holding above 60% throughout February 2026, further indicating a robust ecosystem. These macro forces collectively create significant opportunities for a well-positioned franchise opportunity like Fast Undercar Palm Desert, which leverages efficiency and specialization in a continuously expanding essential service sector.

Considering a Fast Undercar Palm Desert franchise investment requires a thorough understanding of its financial architecture, from initial fees to ongoing operational costs, and how these compare to industry benchmarks. The initial franchise fee for a Fast Undercar franchise is consistently stated as $12,500. This figure is notably lower than the average initial franchise fee observed across the broader Automotive sector, which typically ranges from $34,957 to $49,074, positioning the Fast Undercar Palm Desert franchise as a more accessible entry point in terms of the upfront fee component of the investment. The total initial investment for a new Fast Undercar franchise spans a range from $485,000 to $859,500. Other available data indicates a broader potential range of $54,800 to $1,139,500, with a minimum investment amount of $555,000 and a maximum of $1,139,500. For franchisees considering a conversion of an existing business, the investment range is generally lower, from $54,800 to $805,000. This variability in the total investment is influenced by critical factors such as the specific geographic location, the extent of necessary build-out or renovation, and the initial inventory requirements to adequately stock the franchise. Prospective franchisees should also allocate a significant portion of their capital to working capital, with an estimated range of $45,000 to $75,000 recommended to cover initial operating expenses and cash flow needs. The minimum cash required to open a Fast Undercar Palm Desert franchise ranges from $65,000, with the higher end of this figure depending on the specific site and construction costs involved. Ongoing fees are also a crucial consideration for the Fast Undercar Palm Desert franchise cost. The royalty fee is set at 4.0%. Uniquely, Fast Undercar bases its ongoing royalty fees on the cost of goods sold, rather than the more common practice of calculating royalties on gross sales. This 4% royalty fee is significantly less than the average of 7.4% typically charged by comparable Automotive franchise brands, offering a potentially more favorable ongoing cost structure for franchisees. Currently, Fast Undercar does not charge a national advertising fee, although it retains the right to establish a Promotional Fund of up to 1% in the future. The initial term for a Fast Undercar franchise agreement is 10 years, providing a substantial period for investment recovery and business growth. The annualized costs of investing in a Fast Undercar franchise, calculated over this 10-year term, range from $48,500 to $85,950. Given the total investment range, the Fast Undercar Palm Desert franchise represents a mid-to-premium tier investment opportunity, requiring a substantial capital commitment. In April 2020, Matt Porter was identified as the head of sales and marketing/franchise relations for Fast Undercar — Powered by Parts Authority, suggesting a potential affiliation or ownership by Parts Authority, which could imply corporate backing and access to broader industry resources for the Fast Undercar Palm Desert franchise investment.

The operational blueprint and support infrastructure provided by Fast Undercar are designed to enable franchisees to effectively manage their specialized wholesale distribution business. A Fast Undercar Palm Desert franchisee is expected to be a highly engaged owner-operator, deeply involved in the day-to-day operations of their location. This hands-on approach is critical, as daily tasks encompass a broad spectrum of responsibilities, including managing employees, creating work schedules, meticulously managing inventory levels, developing and implementing local promotions, actively engaging with customers, and overseeing all accounting functions. Successful owners often begin by answering a majority of incoming calls to the call center, as building customer trust and fostering familiarity with the owner are paramount in this business-to-business model. The core of the Fast Undercar operating model is its two-step supply delivery process, which involves strategically purchasing inventory directly from a network of manufacturers and wholesalers. Subsequently, a dedicated fleet of delivery vehicles is utilized for "hot shot" immediate delivery, ensuring that brake parts, steering and suspension components, power transmission parts, and thousands of other automotive items reach the customer's repair shop swiftly. This efficiency is a key differentiator for the Fast Undercar Palm Desert franchise. Staffing requirements for a Fast Undercar location include knowledgeable and experienced counter persons who are committed to customer satisfaction, serving as the frontline experts for professional installers. Additionally, the operational model necessitates a team of drivers to manage the fleet of delivery vehicles, ensuring timely and efficient "hot shot" deliveries. As of March 14, 2024, the Fast Undercar Franchise system employed 75 individuals, with a demographic breakdown of 27% women and 73% men. The most common ethnicity among employees was White (51%), followed by Hispanic or Latino (32%), and Asian (7%). The average employee at Fast Undercar Franchise earns $32,247 per year and maintains tenure with the company for an average of 3.9 years, indicating a relatively stable workforce. For new franchisees, Fast Undercar provides a comprehensive initial training program totaling 176 hours. This structured program includes 104 hours of classroom training, covering essential business management principles and operational aspects, complemented by 72 hours of hands-on, on-the-job training. This intensive two-week program is typically conducted at the corporate training facility, ensuring a thorough grounding in the Fast Undercar system. Beyond initial training, franchisees receive access to ongoing resources and support to aid in their sustained success, including dedicated computer and technology support. A significant advantage offered by Fast Undercar is the granting of an Exclusive Territory to its franchisees. This territory is strategically designed to allow for a 30-minute product delivery time to the franchisee's customers and is guaranteed to contain "at least 150 automotive repair businesses." This exclusive territory structure is a notable benefit, as only 36% of Automotive franchise brands and 33.8% of brands across the entire franchise industry offer such a protected or exclusive territory, providing a competitive moat for the Fast Undercar Palm Desert franchise. The initial franchise agreement term is 10 years, offering long-term stability for the Fast Undercar Palm Desert franchise investment.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Fast Undercar Palm Desert, which means specific, FDD-mandated representations of average unit sales, costs, or profits are not provided for this particular entity. Consequently, prospective franchisees do not have direct, FDD-sourced figures to evaluate the potential earnings of a Fast Undercar Palm Desert franchise opportunity. However, a broader understanding of the Fast Undercar franchise system and the robust automotive aftermarket industry can provide valuable context for the Fast Undercar Palm Desert franchise revenue potential. As of March 14, 2024, the Fast Undercar Franchise system generally is reported to have an annual revenue of $6.9 million with 75 employees, indicating a substantial operational scale for the overall system. The United States Automotive Aftermarket Industry Market Size, which was valued at USD 203.34 billion in 2023 and is projected to grow to USD 298.78 billion by 2033 with a Compound Annual Growth Rate (CAGR) of 3.92%, clearly demonstrates a strong underlying market for automotive parts distribution. The company's established model of "hot shot" immediate delivery for a comprehensive product line including brake parts, steering and suspension components, and thousands of other automotive items directly to professional installers positions it within a high-demand and critical segment of this expanding market. This specialized distribution approach is designed to minimize expenses associated with carrying extensive inventory lines, which can positively impact unit-level profitability by optimizing operational costs. The Fast Undercar Palm Desert franchise, operating within this system, inherently benefits from the overall market health and the specialized, efficient distribution model. Furthermore, the FPI Score of 47 (Fair) assigned to Fast Undercar Palm Desert offers a benchmark of its overall performance and health within the franchise landscape. The strong growth trajectory of the broader Fast Undercar system, evidenced by its 2016 ranking as #113 in the Franchise Grade® Top 500 out of 2,387 franchise systems, further suggests a foundation for potential unit-level performance and revenue generation, even in the absence of specific Item 19 disclosures for the Palm Desert location. While precise Fast Undercar Palm Desert franchise revenue figures are not available, the industry's consistent growth and the brand's operational model point to a substantial market opportunity for a well-managed franchise.

The growth trajectory of Fast Undercar, combined with its inherent competitive advantages, positions it as a resilient player in the automotive aftermarket. The specific Fast Undercar Palm Desert entity comprises 4 total franchised units, indicating a focused presence in that market. The broader Fast Undercar system, which commenced franchising in 1998, had expanded to 20 franchised locations across the USA as of its 2017 Franchise Disclosure Document. These locations were strategically concentrated in the West, specifically in California, Idaho, Oregon, and Washington, a geographic focus confirmed by the company's website updated in 2026. This demonstrates a deliberate and regionalized growth strategy, emphasizing market density and operational efficiency within its chosen operating areas. A significant testament to its growth and operational health was its 2016 ranking as #113 in the Franchise Grade® Top 500 out of 2,387 franchise systems, placing it in the top 10% of all franchise systems based on the Franchise Performance Index™. This recognition highlights a strong performance and healthy growth trajectory at that specific time. The Fast Undercar system also boasts an impressive average franchisee turnover rate of 6.5% over a five-year period, which is substantially lower than the 11.4% average for Automotive franchise brands. Notably, none of Fast Undercar's turnover was attributed to franchise terminations, a stark contrast to the average of 25.3% for Automotive brands and 24.3% for the franchise industry overall, strongly suggesting positive franchisee relations and a stable system. The competitive moat for Fast Undercar Palm Desert is built upon its specialized two-step supply delivery process. This model involves direct purchasing from manufacturers and wholesalers, coupled with an efficient "hot shot" delivery system using its own fleet of vehicles to repair shops. This approach significantly speeds up parts delivery to the end-user – the professional installer – and effectively minimizes the expenses associated with carrying extensive inventory lines, providing a clear differentiator from traditional multi-step wholesale distribution methods. The brand's specialized focus on undercar parts, encompassing brake parts, steering and suspension components, and power transmission parts, caters to a consistent and high-volume demand segment. Furthermore, the granting of an Exclusive Territory, which guarantees "at least 150 automotive repair businesses" within a 30-minute delivery radius, provides a substantial competitive advantage and market protection for each Fast Undercar Palm Desert franchise. The company demonstrated its adaptability during the COVID-19 pandemic in April 2020,

FPI Score

47/100

SBA Default Rate

0.0%

Active Lenders

4

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Fast Undercar Palm Desert based on SBA lending data

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loan Volume

4 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$485,000 – $859,500 total

Fast Undercar Palm Desert — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2006

1 approvals — best year on record for Fast Undercar Palm Desert.

Top SBA State

California

4 SBA-financed Fast Undercar Palm Desert locations — the densest operator footprint.

Average Loan Size

$288K

Median $296K — use as a sizing anchor when modeling your own $Fast Undercar Palm Desert unit.

Lender Concentration

75%

Concentrated

Share of Fast Undercar Palm Desert approvals captured by the top 3 SBA lenders.

Fast Undercar Palm Desert's SBA lending pipeline peaked in 2006 (1 approvals). Operator density is highest in California with 4 SBA-financed locations. Average funded ticket sits at $288K, with the median at $296K. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$388K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,021

Principal & Interest only

Locations

Fast Undercar Palm Desertunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Fast Undercar Palm Desert