BATH FITTERS
The total investment to open a BATH FITTERS franchise ranges from $54,000 to $452,400. The initial franchise fee is $45,000.
What is the BATH FITTERS franchise?
BATH FITTERS serves homeowners seeking bathroom upgrades without the demolition, lengthy construction and disruption associated with traditional remodeling. The company was founded in 1984 in Montreal, Canada, by brothers Brian, Wayne and Glenn Cotton. It first developed renovation solutions for commercial properties such as hotels before expanding into residential homes. Glenn Cotton remains CEO. The primary headquarters is in Montreal, Canada, with manufacturing operations in Springfield, Tennessee, U.S., and Quebec, Canada. BATH FITTERS is a private company in the Building Materials industry and describes itself as the largest manufacturer of acrylic bathtubs, bathtub liners and shower liners. It has completed well over two million replacement projects across North America. The current franchise system began operations in 2024 with 8 total units, all franchised. The brand operates across the United States and Canada and maintains a commercial location in Limerick, Ireland. The global Building Finishing Contractors category was valued at USD 1,446.42 billion in 2024 and is projected to reach USD 2,357.93 billion by 2033, representing a Compound Annual Growth Rate of 5.30% from 2025 to 2033. BATH FITTERS brings more than 40 years of operating history to this market, although its current franchise structure is new.
The global Building Finishing Contractors market was valued at USD 1,446.42 billion in 2024 and is projected to reach USD 2,357.93 billion by 2033, at a CAGR of 5.30% from 2025 to 2033. A separate market estimate places the segment at $1.47 trillion in 2025 and $1.57 trillion in 2026, with a CAGR of 6.5%, followed by projected growth to $2.06 trillion by 2030 at a CAGR of 7.1%. The U.S. market had an estimated total annual value of USD 2,148,444 in 2024. The global Bathroom Remodeling Market was valued at USD 412.8 billion in 2025 and is projected to reach USD 593.7 billion by 2035, at a CAGR of 3.7%. Demand is supported by residential construction, home renovation, commercial building upgrades, investment in finish carpentry, an aging housing stock and urbanization. Homeowners are also seeking wellness focused improvements, energy efficient fixtures, modern designs, smart technology and barrier free layouts for aging households. Other preferences include matte finishes, ambient lighting and smart water monitoring. Use of sustainable and eco friendly materials increased by 22% in 2023. Repair and maintenance activity in the UK rose by 8.5% in 2024, while the U.S. construction and housing sector remains a source of demand. Asia Pacific held more than 35.6% of the building finishing contractors market in 2024. Residential work accounted for a 61.80% revenue share of the bathroom remodeling market in 2025.
The initial BATH FITTERS franchise fee is $45,000. Bath Fitter offers veterans a $2,500 discount on that fee. Total initial investment is stated at $54,000 to $452,400. Other sources report investment ranges of $190,000 to $270,000 and $225,500 to $515,500. Of the latter range, $89,000 to $195,000 is typically paid directly to the franchisor. Reported liquid capital requirements vary. One source indicates a minimum of $150,000, another cites $120,000, and some sources identify a range beginning at $60,000, with the final amount affected by location selection and build out costs. Current information does not disclose specific ongoing royalty or advertising fees. Other published figures include a 5% royalty fee, a royalty fee of 0.0% marked not applicable by BizBuySell and BizQuest, and ongoing franchise fees of 4% to 8% of gross sales reported by Franchimp. Advertising information includes a fee of 0.0% marked not applicable by some sources and an Ad Fee of 1.0% reported by FranchiseGrade.com. These differences make review of the current Franchise Disclosure Document important for any selected territory. Bath Fitter offers financing options for qualified candidates. The range of reported investment levels may reflect different operating models, market sizes and build out requirements.
The operating model centers on bathroom remodeling without demolition. Franchise activities include sales consultations, custom measurements, coordination with production facilities and installation management. The main service uses a tub over tub process with custom made acrylic liners and floor to ceiling wall liners that are heat formed to each bathroom's measurements. The wall liner design is described as a global first. The finished installation is grout free, easy to clean and durable, and is often completed within 24 hours. Initial training totals 224 hours for the franchisee and staff. Training covers sales, measurement, installation techniques, customer service and other operating responsibilities. The model generally uses a retail showroom or office with mobile installation teams. Drive through and kiosk formats do not apply. Franchisees receive operational guidance, marketing assistance, field support, start up help and business development assistance. They also receive access to production facilities in Quebec, Canada, and Tennessee, U.S., along with the company's established operating methods and brand reputation. Regional and national meetings provide opportunities to meet experienced franchisees and share practices. Home office support continues after opening. Published territory information differs. Some sources describe a prime 100% exclusive territory, while others state that Bath Fitter does not offer territory protection. The governing Franchise Disclosure Document should be reviewed for the rights applying to a specific location. The training and support structure is suited to owner operators who take an active role in daily management and business growth.
Market data still provides context. The Bathroom Remodeling Market was valued at USD 412.8 billion in 2025 and is projected to reach USD 593.7 billion by 2035. The Building Finishing Contractors market was valued at USD 1,446.42 billion in 2024 and is projected to reach USD 2,357.93 billion by 2033. BATH FITTERS is the largest manufacturer of acrylic bathtubs, bathtub liners and shower liners and has completed more than two million replacements across North America during its 40 year history. The current franchise system has 8 franchised units launched in 2024. The broader company grew from approximately 130 stores in 2004 to over 250 locations in little more than a decade. It more recently operated around 200 retail locations and had more than 200 locations across North America, with new locations being added monthly. The company invested $5.1 million to expand its Springfield, Tennessee, manufacturing facility, creating 51 new manufacturing jobs and launching a new Tub/Shower Door Department. Its national advertising campaign features HGTV star Scott McGillivray. These corporate activities indicate continued investment in production, marketing and product development, but they do not replace franchise specific financial results. Residential remodeling accounted for 61.80% of bathroom remodeling revenue in 2025.
The formalized BATH FITTERS franchise system began in 2024 with 8 franchised units. The larger company grew from approximately 130 stores in 2004 to over 250 locations within a decade. It now operates around 200 retail locations and maintains more than 200 locations across North America, adding new ones monthly. That operating history provides an established base for the newer franchise structure. In March 2024, BATH FITTERS marked its 40th anniversary. The company also introduced a national advertising campaign featuring HGTV star and renovation expert Scott McGillivray and the message "Take Back the Bath." It invested $5.1 million in expanding its Springfield, Tennessee, manufacturing facility. The project created 51 new manufacturing jobs and added a new Tub/Shower Door Department. Its competitive advantages include the tub over tub installation process, which avoids demolition and is often completed within 24 hours. Custom made acrylic liners and floor to ceiling wall liners are grout free, easy to clean and durable for 20 years or more. The wall liners are described as a global first. Production facilities in Quebec, Canada, and Tennessee, U.S., support product supply and consistency. More than two million installations over 40 years have helped establish brand recognition. The company emphasizes speed, efficiency and a less disruptive renovation experience for consumers seeking cost effective home improvements. Its Fit for Good program donates new bathtubs or showers to people and families in need and works with Habitat for Humanity.
Loan Activity Score
47/100
SBA Default Rate
0.0%
Active Lenders
8
According to its Franchise Disclosure Document or public business records, BATH FITTERS has 8 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 9 loans to franchisees of BATH FITTERS. PeerSense calculates BATH FITTERS's score as 47 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 2024 · 8 locations
$54,000 to $452,400
$45,000
8
8 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for BATH FITTERS
9
Total SBA loans
$244K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for BATH FITTERS
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 7.0% peer avg
SBA Loans
9
Total Volume
$2.2M
Active Lenders
8
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for BATH FITTERS based on SBA lending data
SBA Default Rate
0.0%
7.0% below peer avg
SBA Loan Volume
9 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.1 loans per lender
Investment Tier
Mid range investment
$54,000 to $452,400 total
BATH FITTERS: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2011
1 approval. The best year on record for BATH FITTERS.
Top SBA State
Colorado
2 SBA financed BATH FITTERS locations, the densest operator footprint.
Average Loan Size
$244K
Median $197K. Use as a sizing anchor when modeling your own BATH FITTERS unit.
Lender Concentration
44.4%
Concentrated
Share of BATH FITTERS approvals captured by the top 3 SBA lenders.
BATH FITTERS's SBA lending pipeline peaked in 2011 (1 approval). Operator density is highest in Colorado with 2 SBA financed locations. Average funded ticket sits at $244K, with the median at $197K. Lender mix is concentrated: the top three SBA lenders account for 44.4% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$559
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
BATH FITTERS, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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