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2023 FDD ON FILERemediation Services
VetCor Franchising, LLC VetCor

VetCor Franchising, LLC VetCor

Franchising since 2013 · 2 locations

The total investment to open a VetCor Franchising, LLC VetCor franchise ranges from $173,935 - $358,310. The initial franchise fee is $50,000. Ongoing royalties are 7% plus a 1% advertising fee. VetCor Franchising, LLC VetCor currently operates 2 locations (2 franchised). PeerSense FPI health score: 56/100. Data sourced from the 2023 Franchise Disclosure Document.

Investment

$173,935 - $358,310

Franchise Fee

$50,000

Total Units

2

2 franchised

FPI Score
Low
56

Proprietary PeerSense metric

Moderate
Capital Partners
2lenders available

Active capital sources verified for VetCor Franchising, LLC VetCor financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
56out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loans

3

Total Volume

$0.9M

Active Lenders

2

States

2

What is the VetCor Franchising, LLC VetCor franchise?

When water floods a basement at 2 a.m. or mold infiltrates a commercial property's walls, the clock starts immediately — and the homeowner or property manager needs a restoration company they can trust, fast. That is the market reality that VetCor Franchising, LLC VetCor was built to serve. Founded in 2013 and headquartered at 6996 Anderson Rd in Tampa, Florida, VetCor was created with a dual mandate: deliver elite emergency restoration services and build a workforce culture rooted in military values. Paul Huszar, who brings 23 years of active military service to his role, assumed the presidency and CEO position on December 9, 2013, and remains the majority owner of VetCor, LLC today. Scott Walden joined as Chief Operating Officer on January 4, 2014, overseeing training, day-to-day operations, and business development. VetCor began franchising in 2019, and by 2023 had grown to 23 units across multiple U.S. states including Florida, Georgia, Kentucky, New York, Ohio, Texas, and Virginia. The brand's veteran-centric staffing philosophy distinguishes it within a fragmented remediation market estimated at $80 billion annually in the United States, positioning VetCor not merely as a service contractor but as a mission-driven franchise opportunity with a clearly defined cultural identity. For prospective franchise investors evaluating the emergency restoration space, this independent analysis provides the data-driven framework necessary to assess whether the VetCor Franchising, LLC VetCor franchise opportunity warrants serious due diligence capital and time.

The U.S. restoration and remediation services market operates within one of the most structurally resilient industry categories available to franchise investors. The domestic market is estimated at $80 billion annually, driven by the constant, non-discretionary demand created by natural disasters, aging infrastructure, and environmental contamination events. Unlike restaurant or retail franchises that depend on consumer discretionary spending, emergency remediation is triggered by events outside consumer control — floods, fires, mold infestations, and storm damage do not pause during economic recessions, and that characteristic makes this industry category genuinely recession-resistant in ways most franchise categories cannot credibly claim. The COVID-19 pandemic underscored this dynamic: biohazard cleanup and disinfection services, both core VetCor service lines, surged in demand precisely when most franchise sectors contracted. Macro forces further strengthening the tailwind include increasingly severe weather events generating higher frequencies of flood and storm damage claims, tightening EPA and local environmental regulations that mandate professional mold remediation rather than DIY approaches, and a national housing stock where the median home age continues to increase, elevating the probability of water intrusion and mold issues in aging infrastructure. The industry remains structurally fragmented, with no single national player commanding dominant market share, which means brand-differentiated franchise operators with strong insurance carrier relationships and certified technician teams can capture disproportionate local market share. For franchise investors, an $80 billion market with low discretionary risk, regulatory tailwinds, and fragmented competition represents a combination of characteristics that is difficult to replicate in other categories.

The VetCor Franchising, LLC VetCor franchise cost structure reflects a business model that requires meaningful upfront investment in professional-grade equipment and operational readiness, but remains accessible relative to brick-and-mortar restaurant or retail franchise categories. The initial franchise fee is $50,000 to $60,000, with some sources citing a $35,000 entry point depending on territory and timing, payable upfront upon signing the Franchise Agreement. Total initial investment ranges from approximately $125,000 to $454,000 depending on whether key assets are financed or purchased outright, with a middle-range estimate of $173,935 to $358,310 providing a useful planning benchmark. The primary driver of investment spread is the vehicle and professional equipment decision: a financed vehicle adds $39,235 to startup costs while a purchased vehicle adds $133,310, and professional equipment ranges from $22,500 financed to $69,000 purchased. Additional startup cost components include rent, utilities, and leasehold improvements at $2,500 to $4,500; grand opening advertising at $3,000 to $6,000; computer systems at $2,500 to $5,000; insurance at $3,500 to $4,500; vehicle wrap at up to $5,000; operational and software licenses at $3,000 to $4,000; professional fees for legal and accounting services at $1,000 to $3,000; travel, lodging, and meals for initial training at $6,000 to $10,000; and critically, additional funds for the first three months of operation at $40,000 to $75,000. The ongoing royalty rate is 7% of monthly gross invoiced amounts, with one source noting a range of 4% to 7% depending on performance thresholds. The national brand advertising fund fee is set at 1% of monthly gross invoiced amounts, making the combined fee burden 8% of gross revenue at the standard royalty rate — a figure that sits within normal parameters for service-based franchise categories. Prospective franchisees should maintain liquid capital between $100,000 and $300,000, with a net worth of approximately $300,000 recommended. VetCor's veteran-focused mission may create eligibility advantages for SBA lending programs specifically designed to support veteran entrepreneurs, and the brand's IICRC-certified training infrastructure strengthens lender confidence in the operational quality of new units. Relative to the total addressable market and the essential-service nature of the business, the VetCor Franchising, LLC VetCor franchise investment positions this opportunity within a mid-tier range that offers meaningful service-business economics without the capital intensity of food service or hospitality franchises.

Understanding what it actually means to operate a VetCor Franchising, LLC VetCor franchise on a daily basis is essential for any investor conducting serious due diligence. Franchisees in this system are owner-operators managing emergency response service calls for both residential and commercial property clients, coordinating teams of trained technicians — predominantly U.S. military veterans — to execute water removal, water damage mitigation, mold remediation, fire and smoke damage mitigation, emergency board-up and roof tarping, biohazard cleanup, trauma and crime scene cleaning, debris and tree removal, and thorough disinfecting and deep cleaning services. The average VetCor franchise unit employs approximately 4 people, reflecting a lean labor model relative to the revenue potential in emergency restoration, and the staffing philosophy is explicitly mission-driven: VetCor prioritizes hiring U.S. military veterans and individuals who demonstrate the values of respect, integrity, accountability, service excellence, professionalism, and pride. No prior experience in restoration or construction is required for franchisees, a critical accessibility feature supported by a structured training program totaling approximately 108 hours of combined instruction — 94.25 hours of classroom training and 13.75 hours of on-the-job training — conducted at company headquarters in Tampa, Florida. This training is certified by the Institute of Inspection, Cleaning and Restoration Certification, the industry's primary credentialing authority, meaning VetCor graduates enter the field with recognized professional certifications rather than proprietary-only credentials. Ongoing support includes operational coaching, marketing assistance, site and lease negotiation guidance, recruiting help, and access to proprietary pricing, ordering, and customer service systems. VetCor negotiates volume discounts on restoration equipment, solutions, and marketing materials on behalf of the network, passing those savings to franchisees — a supply chain advantage that meaningfully supports unit-level profitability in a consumables-heavy service category. The company also coordinates national advertising strategy and provides consumer marketing plans and materials for local and regional deployment, retaining approval rights over all local advertising to protect brand consistency. Territory structures are exclusive and actively managed, with VetCor offering prime territories in states currently without existing operations, creating genuine first-mover advantages for franchisees entering new markets.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document as reflected in the database, which means prospective investors cannot rely on FDD-sourced revenue or profit figures for unit-level financial modeling. However, publicly available and independently sourced data indicates that the average unit volume for a VetCor Restoration franchise is approximately $339,000 in annual revenue. This figure, evaluated against a total investment range of $173,935 to $358,310 and ongoing fees of approximately 8% of gross revenue, suggests a revenue-to-investment ratio that merits serious analysis. At $339,000 in average annual revenue and a blended ongoing fee of 8%, a franchisee would remit approximately $27,120 per year to the franchisor in royalties and brand fund contributions, leaving pre-overhead gross revenue of approximately $311,880 to cover labor, vehicle costs, insurance, equipment maintenance, and occupancy costs. With an average staffing model of approximately 4 employees and the lean operating overhead typical of mobile service businesses, experienced operators in this category routinely achieve EBITDA margins in the 15% to 25% range before debt service, though individual results will vary substantially based on market density, insurance carrier relationships, local disaster frequency, and owner-operator engagement level. It is important to acknowledge that restoration franchise performance is inherently lumpy — a major local flooding event or a commercial mold remediation contract can dramatically exceed average monthly revenue, while slow periods in lower-risk geography can compress margins. The payback period analysis at average revenue suggests a range of two to four years for franchisees who manage labor and equipment costs effectively and leverage VetCor's national insurance carrier relationships to generate consistent referral volume. Investors should request the most current FDD directly from VetCor and conduct detailed conversations with existing franchisees as part of their validation process before making any investment commitment.

The VetCor Franchising, LLC VetCor growth trajectory since beginning franchising in 2019 reflects a deliberate, quality-over-quantity expansion philosophy consistent with its military-culture operating model. Starting from a single company-owned unit and launching the franchise program in 2019, VetCor grew to 23 total units by 2023, comprising 22 franchised locations and 1 company-owned unit — representing net new unit growth that outpaces many emerging franchise systems in their first four years of franchising. The brand's active presence in seven states — Florida, Georgia, Kentucky, New York, Ohio, Texas, and Virginia — establishes a geographic footprint that spans multiple major population centers and disaster-prone coastal and inland markets simultaneously. Corporate leadership describes the current phase as a "rapid deployment effort," with the stated goal of expanding to all four corners of America, signaling an aggressive near-term unit growth target that creates territory availability opportunities for early-mover franchisees before prime markets are claimed. VetCor's competitive moat is constructed across several dimensions that are difficult for independent operators to replicate: IICRC accreditation as an approved training company, multiple contractor and veteran-based certifications, established national accounts with top insurance carriers, a veteran-staffed workforce culture that creates genuine service differentiation in a commoditized industry, and the operational systems developed by a leadership team with over two decades of military command experience. The brand received recognition as the Bright House Regional Business Start-up of the Year and was a finalist for a similar recognition from the Greater Tampa Chamber of Commerce, validating its operational and business model quality from external evaluators. Paul Huszar's background as a career military officer and Scott Walden's operational leadership have produced a franchise system where process discipline and accountability — characteristics deeply embedded in military culture — translate directly into service quality standards that support premium positioning within the insurance restoration ecosystem. The leadership team's stated commitment to continuously researching methods and techniques to enhance unit-level profitability suggests a franchisor orientation toward franchisee success rather than purely toward royalty extraction.

The ideal candidate for the VetCor Franchising, LLC VetCor franchise opportunity is someone with strong leadership and management capabilities, a commitment to mission-driven employment of U.S. military veterans, and the operational temperament to manage emergency-response service calls that demand rapid mobilization and precise technical execution. Prior experience in restoration, construction, or property services is not required, as the 108-hour IICRC-certified training program provides the technical foundation — but candidates with backgrounds in project management, logistics, emergency services, or military operations will find the operational culture immediately familiar and the transition to ownership intuitive. The business model is designed for owner-operators who are actively engaged in business development, insurance carrier relationship management, and team leadership, though the systematized processes and defined workflows support a path toward semi-absentee management as the business scales. Liquid capital of $100,000 to $300,000 and a net worth of approximately $300,000 are the primary financial qualifications, making this accessible to a broader pool of veteran entrepreneurs than high-capital franchise categories. Available territories span the entire U.S., with particular opportunity in states that currently lack a VetCor presence, offering early franchisees the dual advantage of exclusive territory rights and first-mover brand recognition in their local insurance and property management networks. The franchise is actively seeking multi-territory candidates who can execute the "rapid deployment" vision in metro markets that can support multiple units, and the standardized operating systems are specifically designed to facilitate multi-unit replication without proportional increases in owner workload.

The investment thesis for the VetCor Franchising, LLC VetCor franchise opportunity rests on a convergence of structural market advantages that are rare to find simultaneously in a single franchise category: an $80 billion recession-resistant domestic market, an essential-service model that is genuinely pandemic-proof, a veteran-staffed culture that creates authentic service differentiation, IICRC-certified training that requires no prior industry experience, national insurance carrier relationships that provide consistent referral pipelines, and a growth-stage franchise system with significant white-space territory availability across the United States. The combination of a $50,000 to $60,000 franchise fee, total investment ranging from approximately $125,000 to $454,000, and publicly reported average unit revenue of $339,000 creates a unit economics profile that warrants rigorous and structured due diligence. The FPI Score of 56 from the PeerSense database reflects a Moderate rating, indicating a developing system with meaningful opportunity and appropriate caution for investors who should verify current franchisee satisfaction, insurance carrier account depth, and territory performance data before committing capital. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark VetCor's unit economics, growth trajectory, and fee structure against competing remediation and restoration franchise concepts in real time. For any investor serious about evaluating emergency restoration as a franchise category, the depth of independent data available through PeerSense is the most efficient path to an informed decision. Explore the complete VetCor Franchising, LLC VetCor franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

56/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for VetCor Franchising, LLC VetCor based on SBA lending data

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loan Volume

3 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.5 loans per lender

Investment Tier

Mid-range investment

$173,935 – $358,310 total

Payment Estimator

Loan Amount$139K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,801

Principal & Interest only

Locations

VetCor Franchising, LLC VetCorunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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1 FDD Available for VetCor Franchising, LLC VetCor

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VetCor Franchising, LLC VetCor