Prosource Wholesale
The total investment to open a Prosource Wholesale franchise ranges from $945,785 to $961,985. The initial franchise fee is $46,450. Ongoing royalties are 3% plus a 1.5% advertising fee.
What is the Prosource Wholesale franchise?
Prosource Wholesale sells flooring and related home products to contractors, remodelers, and interior designers. The estimated total initial investment is $945,785 to $961,985, and the initial franchise fee is $46,450, according to the 2026 Franchise Disclosure Document.
The royalty is 3 percent of sales, and the advertising or brand fund fee is 1.5 percent. The franchise agreement term is 10 years.
Prosource Wholesale was founded in 1990. Its headquarters are in Earth City, MO.
Loan Activity Score
58/100
SBA Default Rate
0.0%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, Prosource Wholesale has 15 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 17 loans to franchisees of Prosource Wholesale. PeerSense calculates Prosource Wholesale's score as 58 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1990 · 15 locations
$945,785 to $961,985
$46,450
15
15 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Prosource Wholesale
17
Total SBA loans
$841K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Prosource Wholesale
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
17
Total Volume
$14.3M
Active Lenders
14
2 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Prosource Wholesale based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
17 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 1.2 loans per lender
Investment Tier
Premium investment
$945,785 to $961,985 total
Prosource Wholesale: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2022
2 approvals. The best year on record for Prosource Wholesale.
Top SBA State
Washington
2 SBA financed Prosource Wholesale locations, the densest operator footprint.
Average Loan Size
$868K
Median $530K. Use as a sizing anchor when modeling your own Prosource Wholesale unit.
Lender Concentration
33.3%
Moderately Spread
Share of Prosource Wholesale approvals captured by the top 3 SBA lenders.
Prosource Wholesale's SBA lending pipeline peaked in 2022 (2 approvals). The last five fiscal years account for 35% of cumulative volume ($7.1M approved). Operator density is highest in Washington with 2 SBA financed locations. Average funded ticket sits at $868K, with the median at $530K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$9,791
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Prosource Wholesale, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman