Honda Automobile Division - De
The total investment to open a Honda Automobile Division - De franchise ranges from $453,600 to $4.9M. The initial franchise fee is $0.
What is the Honda Automobile Division - De franchise?
Honda Automobile Division De is a dealership that sells new Honda cars to customers. The estimated total initial investment to open is $453,600 to $4,866,400.
The franchise was founded in 2006 and is headquartered in FOLSOM, CA.
Loan Activity Score
57/100
SBA Default Rate
7.7%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Honda Automobile Division - De has 10 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 13 loans to franchisees of Honda Automobile Division - De. PeerSense calculates Honda Automobile Division - De's score as 57 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2006 · 10 locations
$453,600 to $4.9M
$0
10
10 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Honda Automobile Division - De
13
Total SBA loans
$2.7M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Honda Automobile Division - De
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
7.7%
vs 10.8% peer avg
SBA Loans
13
Total Volume
$35.0M
Active Lenders
10
1 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Honda Automobile Division - De based on SBA lending data
SBA Default Rate
7.7%
3.1% below peer avg
SBA Loan Volume
13 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.3 loans per lender
Investment Tier
Premium investment
$453,600 to $4,866,400 total
Honda Automobile Division - De: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2022
5 approvals. The best year on record for Honda Automobile Division - De.
Top SBA State
California
3 SBA financed Honda Automobile Division - De locations, the densest operator footprint.
Average Loan Size
$2.7M
Median $2.8M. Use as a sizing anchor when modeling your own Honda Automobile Division - De unit.
Lender Concentration
46.2%
Concentrated
Share of Honda Automobile Division - De approvals captured by the top 3 SBA lenders.
Honda Automobile Division - De's SBA lending pipeline peaked in 2022 (5 approvals). The last five fiscal years account for 92% of cumulative volume ($35M approved). Operator density is highest in California with 3 SBA financed locations. Average funded ticket sits at $2.7M, with the median at $2.8M. Lender mix is concentrated: the top three SBA lenders account for 46.2% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$4,696
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Honda Automobile Division - De, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman