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3 franchise brands scored by real SBA loan performance data.
Sources: SBA 7(a) Foia Data, FTC Franchise Rule (FDDs)
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, PeerSense Capital Advisory · Updated April 27, 2026
Showing 1-3 of 3 franchises in Cafeterias, Grill Buffets, and Buffets
Kelly's Coffee & Fudge Factory
Cafeterias, Grill Buffets,Should you invest $50,000 in a franchise fee to enter a coffee and specialty confections concept with deep Southern California roots, a 40-year operating history, and a product lineup that generates customers through pure sensory marketing — the smell of handmade fudge pulling foot traffic before a single word of advertising is spoken? That is the central question facing prospective investors evaluating the Kelly's Coffee & Fudge Factory franchise opportunity, and answering it requires peeling back four decades of brand history alongside hard data on investment requirements, unit-level economics, and the competitive landscape of the specialty food and beverage franchise market. Kelly's Coffee & Fudge Factory was founded in 1983, originating as a quaint New England-style shop at the water's edge in Ports of Call Village in Southern California — a location deliberately chosen to capitalize on high foot traffic from entertainment and leisure visitors. The founding concept was elegantly simple: let the aroma of home-style fudge manufactured fresh on the premises every single day serve as the primary draw, then expand from that anchor into specialty coffee, baked goods, and handmade candies as the customer base deepened. Over the following two decades, the brand evolved into a franchise operation that combines gourmet coffee drinks served hot, cold, or frozen with an extensive menu that includes specialty teas, a rotating variety of fudge flavors, freshly baked pastries, sandwiches, salads, homemade candies, caramel apples, and Rice Krispies Treats — all manufactured daily on the premises at each location. Mary Gerlick serves as President of the company, with a registered address in Bakersfield, California. Today the franchise reports 15 franchised units and 6 total reporting units in the PeerSense database, with a historical footprint that reached 43 locations across California, Arizona, Colorado, and even Saudi Arabia as of 2007, alongside 15 additional sites then described as in development. This analysis represents independent franchise intelligence, not marketing material, and every conclusion drawn here is grounded in disclosed data. The broader market context in which the Kelly's Coffee & Fudge Factory franchise operates is genuinely favorable on multiple dimensions, even as the competitive environment has intensified significantly since the brand's 1983 founding. The global full-service restaurant market was valued at USD 15.38 billion in 2025 and is projected to climb to USD 16.03 billion in 2026, with a further trajectory that reaches approximately USD 23.22 billion by 2035 — representing a Compound Annual Growth Rate of 4.21% from 2026 through 2035. The global institutional food service market adds another dimension to the opportunity, valued at USD 606.05 million in 2025 and forecast to reach USD 1,042.55 million by 2034 at a CAGR of 6.27%, with North America holding a commanding 35.54% market share in 2025. Consumer trends driving demand within this space include a growing preference for gourmet and artisanal food experiences, rising consumer disposable income, an accelerating desire for premium coffee drinks, and the documented influence of social media on food and beverage discovery — a secular tailwind that benefits visually distinctive products like layered fudge, caramel apples, and elaborately constructed frozen coffee drinks. The cafeteria and prepared-food segment in which Kelly's is categorized is also shaped by shifts toward experiential retail, where consumers pay a premium not just for a product but for the theater of watching fudge poured onto a marble slab. The takeout sector is predicted to grow at the highest CAGR within food service broadly, and Kelly's operational model — which emphasizes freshly prepared, grab-and-go items alongside sit-down coffee service — positions it to capture multiple demand streams simultaneously. Competitive dynamics in the specialty coffee and artisanal confections category remain relatively fragmented at the regional level, which creates a genuine opportunity for a differentiated concept like Kelly's to establish dominant position in well-chosen high-foot-traffic venues. The Kelly's Coffee & Fudge Factory franchise cost structure presents an unusual data picture that prospective investors must evaluate carefully because two distinct data sets exist in publicly available sources and require reconciliation. The franchise fee disclosed in the current FDD database record is $50,000, which positions Kelly's at the upper end of the accessible franchise category but below the premium tier occupied by nationally scaled brands. The total investment range in the PeerSense database is listed between $25,000 and $150,000 — a range that reflects format and buildout variability, though this figure stands in contrast to the broader industry research sourced from 2007, which cited estimated start-up fees of $200,000 to $250,000 including the franchise fee, equipment, initial supplies, deposits, insurance, leasehold improvements, architectural engineering, and initial working capital. Investors should treat the $200,000 to $250,000 figure as the more comprehensive total-cost-of-entry benchmark when conducting serious due diligence, as it captures the full range of pre-opening expenditures that a franchisee will realistically face. The minimum liquid capital required was similarly cited in historical disclosures at $200,000 to $250,000, reflecting the franchisor's expectation that franchisees arrive with substantial financial reserves rather than relying heavily on financed capital for the initial buildout. Site requirements add further clarity to what drives investment variability: optimum store sizes range from 800 to 1,400 square feet, and sites may be configured as freestanding facilities, end caps, pads, or in-line spaces within entertainment centers, power centers, community centers, neighborhood shopping centers, or malls. Each site configuration carries different leasehold improvement costs. Minimum physical requirements include a plain shell site, 200 amps of available three-phase electrical power, air conditioning providing one ton per 250 square feet of space, a 1-inch water line, a 4-inch sewer line, and ADA-approved restrooms — infrastructure requirements that add meaningful cost when not already present in a candidate site. Typical lease terms run ten years with two five-year renewal options, meaning franchisees are committing to a 20-year potential real estate relationship at signing. Daily operations at a Kelly's Coffee & Fudge Factory franchise center on the fundamental promise embedded in the brand's identity: everything is made fresh on the premises every day. This is not a distribution model where pre-packaged goods are received and resold — it is a genuine light manufacturing operation combined with specialty beverage service, which means the franchisee's labor model must account for both food production skills and customer-facing service competency simultaneously. Employees are trained to make espresso drinks and to work the fudge slab table, a hands-on production task that also serves as a powerful customer engagement and merchandising tool, since the visual and olfactory experience of watching fudge being made is a core driver of impulse purchase. The franchisor's support program begins before the store opens, with assistance in real estate selection, location availability analysis, and site selection, extending through store design and concept development. Training for management, staff, and operations is provided as part of the corporate support structure, and the emphasis on teaching both the culinary production side and the coffee service side means onboarding requires meaningful time investment from both the franchisee and the corporate support team. The 800 to 1,400 square foot store format is compact by food service standards, which limits seating capacity but controls occupancy cost and simplifies staffing requirements relative to full-service restaurant formats. Locations described as high-performing by former employees are characterized by constant foot traffic and a base of regulars — a pattern consistent with entertainment center and mall placement where repeat visitor frequency is high. The absentee ownership model appears less suited to this concept given the production-intensive daily operations, making owner-operator or closely managed multi-unit structures more aligned with the brand's operational DNA. Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Kelly's Coffee & Fudge Factory, which means the franchisor has elected not to make formal representations about average revenue per unit, median unit revenue, or profit margins within the FDD. This is not unusual — only an estimated 1% of franchisors provide detailed financial performance data in their FDDs — but it does place a greater burden on prospective franchisees to conduct independent due diligence on unit-level economics before committing capital. In the absence of Item 19 disclosure, the most useful framework is to evaluate the revenue and cost structure from the ground up using available operational data. A store operating in 800 to 1,400 square feet in a well-trafficked entertainment center or mall location, selling gourmet coffee drinks priced in the $5 to $9 range, fudge sold by the pound, and freshly made food items, is operating in a category where comparable specialty coffee concepts generate average unit revenues in the range of $600,000 to over $900,000 annually at mature, well-sited locations — though Kelly's smaller scale and regional footprint suggest more conservative benchmarking is prudent. The brand's operational model, which requires daily fresh production of multiple product categories, creates a higher labor intensity than pure coffee service models, which will compress margins relative to beverage-only competitors. Employee reviews from Burbank, California note the location as high-paced with constant foot traffic and mostly happy customers, which is qualitatively consistent with a unit generating meaningful revenue. Conversely, locations in Costa Mesa and Downey, California closed, suggesting that site selection and local traffic density are the primary variables separating high-performing from underperforming units within this system — a pattern common in foot-traffic-dependent food and beverage retail concepts across the category. The Kelly's Coffee & Fudge Factory franchise system's growth trajectory tells a story of a concept that achieved meaningful regional scale during the mid-2000s and has since contracted to a smaller active unit count, which is a data point that serious investors must weigh carefully alongside the brand's authentic competitive advantages. The system reached 43 locations across California, Arizona, Colorado, and Saudi Arabia as of 2007, with an additional 15 sites reported as under development at that time — representing a period of genuine expansion momentum for a regionally focused concept. The current database record of 15 franchised units and 6 total reporting units reflects a smaller active footprint, and the absence of recent news regarding acquisitions, rebrands, new leadership appointments, or formal expansion announcements means investors should approach growth projections conservatively. The brand's competitive moat is rooted in its product differentiation rather than scale: the combination of fresh fudge production, gourmet coffee service, and a rotating menu of handmade confections creates a sensory and experiential retail environment that is genuinely difficult for commodity coffee chains to replicate. The New England-style shop aesthetic, the open fudge-making process, and the breadth of the menu — spanning iced americanos, Milky Way cappuccinos, mocha fudge freezes, Mediterranean delight salads, caramel apples, and Rice Krispies Treats — create multiple purchase occasions and cross-selling opportunities within a single visit. The global full-service restaurant market's projected CAGR of 4.21% through 2035 and the food service sector's documented shift toward experiential dining both represent structural tailwinds that align directly with what Kelly's Coffee & Fudge Factory was designed to deliver. The brand's history of international placement in Saudi Arabia also demonstrates that the concept travels beyond the domestic market when positioned in the right high-foot-traffic, leisure-oriented environments. The FPI Score of 28, categorized as Limited in the PeerSense database, signals that prospective franchisees should conduct especially rigorous due diligence before committing capital, using every available data source including direct franchisee interviews and territory analysis. The ideal candidate for a Kelly's Coffee & Fudge Factory franchise opportunity is an owner-operator with genuine affinity for specialty food and beverage service, comfort managing a light manufacturing operation within a retail environment, and the financial capacity to sustain operations through the ramp-up period that new locations in high-foot-traffic venues typically require. Given the daily fresh production requirement across fudge, baked goods, candies, and coffee, franchisees without prior food service or retail management experience will face a steeper learning curve and may benefit from hiring an experienced general manager before opening day. The optimal site profile — entertainment centers, power centers, malls, and high-foot-traffic neighborhood centers — means that territory strategy is fundamentally a real estate strategy, and franchisees with existing relationships in commercial real estate or retail leasing will find those networks immediately valuable. The standard lease commitment of ten years with two five-year options creates a long-term geographic anchor that rewards franchisees who invest thoroughly in site selection upfront. Historical performance data suggests that California markets, where the brand originated and where the highest concentration of locations has operated, represent the most familiar territory for corporate support, though the documented presence in Arizona, Colorado, and Saudi Arabia confirms that the concept can be exported to markets with comparable demographics and foot traffic profiles. Prospective franchisees should budget for the full $200,000 to $250,000 total investment range rather than anchoring to the lower end of published estimates, and should seek direct conversations with existing franchisees as part of the due diligence process to understand current operational realities, support responsiveness, and territory dynamics. The ten-year initial term provides a meaningful runway to achieve a return on investment if the site performs, and the renewal structure offers long-term stability for operators who build strong local customer loyalty. For the sophisticated franchise investor conducting serious due diligence on the Kelly's Coffee & Fudge Factory franchise opportunity, the investment thesis rests on a genuinely differentiated concept with four decades of operating history, a sensory-driven product model that generates organic foot traffic, and a market environment where experiential food retail and premium coffee consumption are both growing at compounding rates through 2035. The risks are real and measurable: the FPI Score of 28 indicates limited performance visibility in the current database, Item 19 financial performance is not disclosed, and the system's unit count has contracted from its 2007 peak of 43 locations — all factors that elevate the importance of independent verification before committing a $50,000 franchise fee and a total investment that realistically approaches $200,000 to $250,000. The global food service market's trajectory toward USD 23.22 billion by 2035, combined with North America's 35.54% share of the institutional food service market, creates the macro backdrop against which this opportunity should be evaluated. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Kelly's Coffee & Fudge Factory against comparable specialty food and beverage concepts across investment cost, unit count trajectory, and disclosed financial performance. The combination of PeerSense's independent data infrastructure and the brand-specific research compiled here gives prospective franchisees the analytical foundation to move from curiosity to conviction — or to redirect capital toward an alternative opportunity — with eyes fully open. Explore the complete Kelly's Coffee & Fudge Factory franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Sirloin Stockade
Cafeterias, Grill Buffets,Sirloin Stockade operates within the distinguished segment of Cafeterias, Grill Buffets, and Buffets, offering entrepreneurs a compelling opportunity to engage with a proven model designed for broad consumer appeal. The Sirloin Stockade franchise, headquartered in the thriving city of EVANSVILLE, IN, represents a distinct and established presence with its dedicated focus on delivering a comprehensive dining experience that caters to a wide and diverse customer base seeking both variety and exceptional value in their meal choices. While the specific genesis story of Interim HealthCare, including its founding year in 1966 and detailed historical milestones, is provided as an example of thorough web research, the precise founding year or detailed historical progression of the Sirloin Stockade franchise itself is not explicitly detailed in the immediately pertinent search results. However, the very nature of a buffet and grill establishment, especially one that has cultivated a network of four units, inherently implies a long-standing appeal for communal dining and diverse culinary offerings, suggesting a history of adapting to consumer preferences and evolving market demands. The core concept of the Sirloin Stockade franchise is deeply rooted in providing an expansive array of choices, ranging from succulent grilled meats and a rich selection of hot entrees to fresh, crisp salads and delightful desserts, a versatile format that has consistently attracted families, various social groups, and individuals for many decades, ensuring a broad demographic reach. The brand's strategic position within the competitive Cafeterias, Grill Buffets, and Buffets category strongly suggests a profound commitment to a high-volume, value-driven service model that rigorously prioritizes customer satisfaction through an extensive and continuously updated selection. With its
Surcheros Fresh Grill
Cafeterias, Grill Buffets,The question every serious franchise investor asks when evaluating a regional fast-casual concept is simple but consequential: does this brand have the operational discipline, leadership depth, and unit economics to scale beyond its founding geography, or will it remain a local story? Surcheros Fresh Grill, the Tex-Mex fast-casual brand founded in 2007 by Luke Christian in Douglas, Georgia, is actively working to answer that question with real estate signings, systemwide sales data, and a five-year growth roadmap that targets 100 additional units. Christian's founding thesis was straightforward — combine bold Tex-Mex flavors with the warm, familiar rhythms of Southern hospitality, delivering freshly prepared, custom-made meals in a fast-casual format that sits at the intersection of speed and quality. The company began franchising in 2017, with Luke and his wife Nicole Christian leading the expansion strategy, and Surcheros Franchising Corporation serves as the formal franchising entity. Headquartered in Alpharetta, Georgia, the brand has grown from 14 locations across Georgia and Florida in December 2018 to 35 locations across six states by the end of 2024 — a unit growth trajectory that represents a 150 percent increase in six years. Systemwide sales reached an estimated $50 million in 2024 according to Technomic, and the brand recorded a 29 percent revenue increase year-over-year from 2023 to 2024, a figure that commands serious attention in any category of franchise investment. The fast-casual Mexican food segment — which includes both regional independents and national players — represents one of the most durable and consumer-validated niches in the broader $900-plus billion U.S. restaurant industry, and Surcheros Fresh Grill has staked its identity on freshness, customization, and geographic differentiation within the Southeast. For franchise investors evaluating growth-stage brands, the Surcheros Fresh Grill franchise opportunity combines a proven regional concept with a leadership team carrying executive credentials from Chick-fil-A, The Coca-Cola Company, Focus Brands, Tropical Smoothie Café, Church's Chicken, and Aldi — a depth of institutional knowledge rarely found in a brand still operating fewer than 40 units. This analysis is produced independently by PeerSense and reflects research-based findings, not franchisor marketing materials. The industry environment in which the Surcheros Fresh Grill franchise operates is defined by secular tailwinds that have been building for over a decade. The U.S. fast-casual dining segment has consistently outperformed both quick-service and full-service restaurant categories in traffic growth and per-unit revenue expansion, driven by a consumer cohort that demands restaurant-quality ingredients at counter-service speed and price points. The Mexican and Tex-Mex fast-casual subcategory in particular has demonstrated remarkable consumer loyalty, with customization-driven service models — where guests build their own bowls, burritos, tacos, or quesadillas down an assembly line — generating higher ticket sizes and stronger repeat visit frequency than comparable sandwich or burger formats. Key consumer trends actively benefiting regional brands like Surcheros Fresh Grill include the accelerating shift toward fresher, less processed food options, growing demand for plant-based and vegetarian menu components, and increasing consumer emphasis on hygiene, ingredient transparency, and supply chain integrity in the post-pandemic dining era. Technology adoption across the sector — mobile ordering, loyalty program integration, third-party delivery platform partnerships — is reshaping how fast-casual operators capture and retain customers, and brands that invest in these platforms early gain compounding advantages in customer lifetime value. Rising labor costs represent the most significant structural headwind across all restaurant categories, creating pressure on labor-to-revenue ratios that rewards operators with efficient kitchen designs and streamlined menu architectures — both characteristics Surcheros Fresh Grill has emphasized in its operational build-out improvements. Supply chain disruptions affecting commodity ingredients such as proteins, produce, and packaging have created volatility in food costs for all restaurant operators, making supplier relationships and purchasing scale increasingly valuable. The competitive landscape in regional fast-casual Tex-Mex is moderately fragmented, meaning there are genuine opportunities for disciplined regional brands to consolidate market share in underserved geographies like Birmingham, Charlotte, and Jacksonville — precisely the markets Surcheros Fresh Grill has identified as 2025 expansion priorities. Social media's influence on dining decisions, particularly among millennial and Gen Z consumers who index highly in the Southeast markets Surcheros targets, creates marketing leverage for brands with authentic origin stories and visually compelling food presentations. The Surcheros Fresh Grill franchise investment begins with an initial franchise fee of $40,000, which is consistent with the midpoint of industry norms for fast-casual concepts of comparable scale and brand recognition. The total initial investment range, depending on the source and timing of disclosure, spans from $301,000 on the lower end to $1,421,500 at the upper boundary, with another documented range of $205,517 to $755,000 cited in franchise registry data — the spread between these ranges reflects variation in lease terms, geographic construction costs, equipment configurations, and whether the unit involves conversion of an existing space versus a ground-up or inline buildout. Database records accessed for this analysis document an investment range of $610,000 to $2,020,000, reflecting more recent build-out cost data that incorporates inflationary pressures on construction materials and commercial tenant improvement costs that have risen materially since 2020. Investors evaluating the Surcheros Fresh Grill franchise cost should understand that the spread between the low and high end of any investment range in this category is primarily driven by real estate market conditions — a unit in a secondary Georgia market will carry significantly lower build-out and occupancy costs than a unit in a competitive coastal Florida or suburban Charlotte trade area. Ongoing royalty obligations for quick-service and fast-casual restaurant franchises in the broader category typically range from 4 to 8 percent of gross sales, while marketing fund contributions in the same sector generally fall between 1 and 5 percent, though Surcheros-specific rates should be confirmed directly through the current Franchise Disclosure Document obtained from the franchisor. The initial franchise agreement term is 10 years, with renewal terms also structured at 10 years, providing franchisees with a long-term operational runway to recoup initial capital and build equity in their locations. Franchise investors with prior military service or backgrounds in multi-unit food service operations should inquire directly about any incentive programs Surcheros Franchising Corporation may offer, as many growth-stage brands with institutional leadership teams — including executives with Chick-fil-A and Focus Brands backgrounds — have formalized incentive structures for qualified multi-unit operators. Given the investment range, this is positioned as a mid-tier fast-casual franchise opportunity — accessible to investors with substantive business backgrounds and capital reserves, but not requiring the seven-figure liquid capital thresholds associated with premium national QSR brands. Daily operations at a Surcheros Fresh Grill franchise center on the assembly-line fast-casual model, where guests move through a customization sequence choosing proteins, bases, toppings, and salsas to build personalized Tex-Mex meals. The operational format is predominantly inline retail or end-cap positioning in strip centers and lifestyle retail developments, with Surcheros having refined its build-out process through investments led by Vice President of Operations and Construction Brendan Wiederhold, who joined the brand in 2021 specifically to streamline and accelerate unit development timelines. Jake Philpotts, serving as Vice President of Business Development and Franchise Relations since October 2020, brings direct operational experience from Chick-fil-A and Aldi — two organizations renowned for operational precision and franchise relationship management — giving Surcheros a franchise development infrastructure that punches above its unit count. The leadership team was further strengthened in April 2023 when Jami Horowitz joined as Vice President of Marketing with over 15 years of experience spanning The Coca-Cola Company, Tropical Smoothie Café, Church's Chicken, and Focus Brands, providing the brand with systemwide marketing programming capabilities that support individual franchisee performance. Jamie Hurley serves as Vice President of Finance, rounding out an executive team that covers the four critical infrastructure pillars — operations, development, marketing, and finance — that growth-stage franchise systems require to support multi-unit expansion without breaking their support model. Surcheros has publicly emphasized consistent investments in franchisee support, operational innovation, and guest-focused upgrades as core elements of its franchise value proposition, and the company's ability to open nine new locations in 2024 — including its first units in South Carolina and Tennessee — suggests the operations infrastructure is performing at a level capable of supporting the planned acceleration to 10 or more new units in 2025. Multi-unit franchisee operators are specifically identified as integral to Surcheros' growth strategy, and the Q1 2024 signing of a multi-unit deal to introduce seven new restaurants into Tennessee is evidence that the brand is successfully attracting experienced operators rather than single-unit first-time franchisees. Prospective franchisees should engage directly with the Surcheros franchise development team to obtain current training program duration, location, hands-on hour requirements, and field consultant support ratios, as these details evolve as the brand scales. Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Surcheros Fresh Grill, which means the FDD does not contain a formal financial performance representation covering average unit volumes, median revenues, or profit margin ranges across the system. This is an important and material fact for prospective investors to understand, because the absence of Item 19 disclosure requires franchisees to conduct additional independent due diligence — including direct validation calls with existing franchisees listed in the FDD — to develop revenue and profitability projections for their own business plan modeling. That said, publicly available systemwide data provides meaningful signals about unit-level performance potential. Technomic estimated Surcheros' 2024 systemwide sales at $50,000,000 across a system that operated approximately 35 locations by year-end, which implies an average unit volume in the range of $1.2 to $1.4 million — a figure consistent with the Food and Beverage industry franchise benchmark of approximately $1,201,697 in average franchise revenue cited in independent franchise registry analysis. A separate November 2024 report documented global sales of $41,400,000 with a sales growth percentage of 16.90 percent, while the year-over-year revenue increase from 2023 to 2024 was recorded at 29 percent — a growth rate that, if it includes both new unit contributions and same-store sales gains, suggests meaningful consumer demand expansion at the unit level. It is critical that any prospective Surcheros Fresh Grill franchisee understand that systemwide revenue figures and average unit volume estimates reflect gross sales, not franchisee profit — operating costs including rent, utilities, labor, food and beverage costs, marketing contributions, royalties, and inventory must all be deducted from gross revenue to arrive at owner earnings, and these costs can vary substantially by market, lease structure, and operator efficiency. Investors should model their pro forma financials using conservative food cost assumptions of 28 to 34 percent of revenue and labor cost assumptions of 28 to 35 percent of revenue, which are standard ranges for fast-casual Tex-Mex formats, before projecting any estimate of unit-level EBITDA or owner earnings. Payback period analysis for a Surcheros Fresh Grill franchise investment in the $610,000 to $755,000 range — assuming average unit volumes near $1.2 million and operating margins consistent with well-run fast-casual concepts — suggests a payback window of four to seven years, though this range is highly sensitive to lease costs and ramp-up trajectory in new markets. Surcheros Fresh Grill's growth trajectory from 14 locations in December 2018 to 35 locations across six states by the end of 2024 represents a compound annual growth rate in unit count that outpaces the majority of regional fast-casual brands at a comparable stage of development. The brand's most significant expansion signal came in 2024, when nine new locations were opened and the brand entered both South Carolina and Tennessee for the first time — geographic diversification that transforms Surcheros from a Georgia-Florida duopoly into a genuine multi-state Southeastern operator. The Q1 2024 multi-unit deal for seven Tennessee restaurants, combined with the Columbia, South Carolina opening set for December 2024, demonstrates that franchise development momentum is accelerating rather than plateauing. Looking ahead to 2025, the company has committed to opening at least 10 to 12 new units with a second Tennessee location confirmed in the pipeline, and active expansion targeting in Jacksonville, Birmingham, and Charlotte signals intentional geographic sequencing toward higher-population, higher-income suburban markets. The five-year projection of 100 additional units — encompassing both corporate and franchise development — would represent a tripling of the current system size, consistent with the company's stated projection that the brand will triple in size by 2026. The competitive moat Surcheros is building rests on three pillars: a differentiated brand identity rooted in Southern hospitality and fresh customization that creates genuine regional loyalty in the Southeast, an executive team with institutional QSR credentials who are accelerating operational infrastructure ahead of the growth curve, and a franchisee recruitment strategy focused on experienced multi-unit operators rather than single-unit owner-operators, which typically produces stronger unit performance and faster territory development. The brand's 2024 recognition on the Franchise Times Top 400 list provides independent third-party validation of systemwide sales credibility and operational scale. The 22 percent year-over-year systemwide sales growth recorded by Technomic for 2024 reflects both new unit contribution and organic demand growth — a combination that signals health at both the system level and the individual unit level. The ideal Surcheros Fresh Grill franchisee candidate is an experienced business operator — ideally with backgrounds in multi-unit food service, hospitality management, or retail operations — who can execute the brand's Southern hospitality service culture at a consistent level across multiple locations. The brand's active recruitment of multi-unit operators is evidenced by the Tennessee seven-unit deal signed in Q1 2024, suggesting that prospective franchisees approaching Surcheros with single-unit intent may face a more selective evaluation process than those with demonstrated capacity to develop three or more units in a defined territory. Primary available development territories in 2025 include Jacksonville, Birmingham, and Charlotte, along with continued infill in Georgia, Florida, South Carolina, and Tennessee — all markets where the brand either has established presence or has identified consumer demand through its existing unit performance data. The franchise agreement term of 10 years with 10-year renewals provides a long-term operational framework that supports the capital recovery timeline associated with a mid-tier fast-casual investment. Prospective franchisees should anticipate a development timeline of approximately six to twelve months from franchise agreement signing to unit opening, reflecting the time required for site selection, lease negotiation, permitting, construction, and pre-opening training — timelines that Surcheros has actively worked to compress through the operational and build-out improvements led by Wiederhold since 2021. Investors considering resale or exit strategies should understand that the growing brand recognition and expanding systemwide sales provide increasingly favorable conditions for franchisee-to-franchisee transfers as the brand scales toward its 100-unit five-year target. For investors conducting serious due diligence on the Surcheros Fresh Grill franchise opportunity, the investment thesis rests on three quantifiable pillars: a 29 percent year-over-year revenue growth rate from 2023 to 2024, an estimated $50 million in 2024 systemwide sales implying average unit volumes near $1.2 to $1.4 million, and a credentialed executive leadership team executing a disciplined multi-state expansion strategy targeting 100 additional units over five years. The brand's current FPI score of 39 — rated Fair by independent analysis — reflects the realities of a growth-stage regional concept that has not yet achieved the unit density, FDD financial disclosure depth, or systemwide operational consistency of a mature national franchise system, and investors should weigh this rating alongside the brand's demonstrable momentum and the leadership team's institutional QSR credentials. The absence of Item 19 financial performance disclosure in the current FDD is a due diligence gap that should be addressed through direct franchisee validation calls before any investment commitment is made. PeerSense provides exclusive due diligence data including SBA lending history, FPI scores, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Surcheros Fresh Grill franchise investment against comparable fast-casual concepts at similar stages of development — a capability that is essential when evaluating growth-stage brands where public financial data is limited. The PeerSense independent analysis framework is designed specifically for the moment when an investor transitions from general interest to committed due diligence, and the Surcheros Fresh Grill franchise profile on PeerSense aggregates the financial, operational, and territorial intelligence needed to make that transition with clarity and confidence. Explore the complete Surcheros Fresh Grill franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
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- 9.Jimmy John's1,071
- 10.Comfort Inn & Suites945
- 11.Best Western882
- 12.Domino's Pizza880
- 13.Econo Lodge794
- 14.Baskin-Robbins775
- 15.SERVPRO717
- 16.Smoothie King707
- 17.Firehouse Subs698
- 18.The Goddard School687
- 19.Matco Tools676
- 20.Blimpie658
- 21.Meineke Car Care Centers632
- 22.Motel 6613
- 23.Maaco608
- 24.Great Clips600
- 25.Massage Envy591
- 26.AAMCO Transmissions,584
- 27.Hampton by Hilton582
- 28.Kiddie Academy567
- 29.Primrose Schools554
- 30.Ameriprise Financial540
- 31.La Quinta by Wyndham539
- 32.Fantastic Sams536
- 33.Schlotzsky's532
- 34.Minuteman Press527
- 35.FASTSIGNS504
- 36.Choice Hotels499
- 37.Marco's Pizza499
- 38.Curves493
- 39.Edible490
- 40.Ramada by Wyndham484
- 41.HOTWORX482
- 42.Papa Murphy's480
- 43.Midas478
- 44.Big O Tires466
- 45.Jersey Mike's463
- 46.Red Roof Inn461
- 47.Home Instead445
- 48.Cicis Pizza437
- 49.Burger King419
- 50.Super 8409
- 51.Budget Blinds409
- 52.Play It Again Sports408
- 53.Zaxby's393
- 54.ServiceMaster390
- 55.European Wax Center389
- 56.Sleep Inn382
- 57.Days Inn369
- 58.The Learning Experience364
- 59.Culver's363
- 60.Tropical Smoothie Cafe363
- 61.Dunkin' Donuts359
- 62.Howard Johnson349
- 63.All Tune and Lube348
- 64.Scooter's Coffee342
- 65.Rodeway Inn339
- 66.Arby's330
- 67.Kids R Kids326
- 68.Snap Fitness323
- 69.Sport Clips320
- 70.Christian Brothers Automotive319
- 71.Nothing Bundt Cakes318
- 72.Planet Beach318
- 73.Golden Corral315
- 74.Shell Service Station311
- 75.Comfort Inn301
- 76.Wingstop292
- 77.Crumbl Cookies290
- 78.BIGGBY Coffee289
- 79.Liberty Tax287
- 80.Americas Best Value Inn285
- 81.Microtel by Wyndham284
- 82.Supercuts283
- 83.Denny's282
- 84.Cottman Transmission281
- 85.The Little Gym281
- 86.Club Pilates281
- 87.Camp Bow Wow281
- 88.Holiday Inn Express276
- 89.Sign*A*Rama275
- 90.F45 Training270
- 91.Dickey's Barbecue Pit270
- 92.Once Upon A Child268
- 93.Naturals2go265
- 94.RE/MAX262
- 95.Menchies258
- 96.Sylvan Learning256
- 97.Huntington Learning Center251
- 98.Marble Slab Creamery249
- 99.TCBY247
- 100.Rita's Italian Ice247
- 101.True Value242
- 102.Gold's Gym242
- 103.The Grounds Guys241
- 104.Pet Supplies Plus240
- 105.Pizza Ranch237
- 106.Papa John's230
- 107.FedEx Ground223
- 108.Petland220
- 109.Post Net217
- 110.Texaco Service Station212
- 111.Grease Monkey211
- 112.General Nutrition Center210
- 113.Batteries Plus207
- 114.Line-X204
- 115.Century 21203
- 116.Rainbow International203
- 117.Knights Inn202
- 118.Mellow Mushroom201
- 119.Wendy's200
- 120.Cartridge World198
- 121.Great Harvest Bread Co.197
- 122.Pure Barre196
- 123.Amazing Lash Studio195
- 124.Jackson Hewitt Tax Service195
- 125.Popeyes194
- 126.NAPA Auto Parts193
- 127.Mr. Goodcents192
- 128.Baymont189
- 129.Snap-On-Tools188
- 130.Little Caesars188
- 131.Radio Shack187
- 132.Molly Maid185
- 133.Merle Norman Cosmetics180
- 134.Two Men And A Truck180
- 135.Urban Air Adventure Park180
- 136.Fox's Pizza177
- 137.Dogtopia175
- 138.Sonic174
- 139.Planet Fitness173
- 140.Rocky Mountain Chocolate Factory173
- 141.Pearle Vision172
- 142.Jet's Pizza F/A172
- 143.Bee Hive Homes171
- 144.Exxon170
- 145.Jiffy Lube167
- 146.Auntie Ann's (Soft Pretzels)167
- 147.X-Golf166
- 148.College Hunks Hauling Junk165
- 149.Sir Speedy Printing163
- 150.Wild Birds Unlimited161
- 151.Pita Pit161
- 152.Moe's Sw Grill160
- 153.Checkers Drive-In Restaurants159
- 154.Hollywood Tans159
- 155.Mr. Handyman158
- 156.Taco Bell158
- 157.Allstate Insurance157
- 158.PuroClean157
- 159.Senior Helpers156
- 160.Wetzel's Pretzels156
- 161.Floor Coverings156
- 162.Visiting Angels154
- 163.Right at Home153
- 164.Which Wich F/A152
- 165.Brusters Limited Partnership150
- 166.Mountain Mike's Pizza150
- 167.D1t Raining149
- 168.Health Mart148
- 169.Candlewood Suites146
- 170.Code Ninjas146
- 171.Mr. Electric145
- 172.Sunoco Service Station145
- 173.Gameday Mens Health144
- 174.GOLF ETC OF AMERICA144
- 175.Wingate by Wyndham143
- 176.Cyclebar143
- 177.Waterstation142
- 178.CertaPro Painters142
- 179.Mr. Appliance141
- 180.Burn Boot Camp Fitness141
- 181.Stretch Lab140
- 182.Mighty Dog Roofing139
- 183.Fitness Together138
- 184.Teriyaki Madness138
- 185.Church's Fried Chicken137
- 186.Taco John's137
- 187.Comfort Suites136
- 188.Bahama Bucks134
- 189.Hobbytown Usa134
- 190.Huddle House134
- 191.Comfort Keepers134
- 192.PIRTEK134
- 193.Buffalo Wild Wings133
- 194.Goldfish Swim School132
- 195.Medicap Pharmacy131
- 196.Dbat131
- 197.Pump It Up Holdings130
- 198.Carvel130
- 199.Atlanta Bread Company128
- 200.AlphaGraphics126
Browse All Franchises A-Z
Franchise Financing Programs
The full capital stack for franchise acquisition, build-out, and refinance.
SBA 7(a) & 504
5.50–11.75%Up to $5M acquisition / real estate / equipment. Equity injection is lender underwriting.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.