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5 franchise brands scored by real SBA loan performance data.
Sources: SBA 7(a) Foia Data, FTC Franchise Rule (FDDs)
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— PeerSense Capital Advisory · Updated April 27, 2026
Showing 1-5 of 5 franchises in Beauty & Personal Care
LASHKIND
Beauty & Personal CareThe beauty services industry is experiencing a renaissance unlike anything seen in the past two decades, and lash enhancement sits at the epicenter of that transformation. Every day, millions of consumers — predominantly women between 25 and 54 — wake up wanting to look polished, put-together, and confident without spending hours in front of a mirror. The lash extension and lash services category answers that demand with a recurring, appointment-driven service model that generates predictable revenue for studio operators. LASHKIND has entered this marketplace with a franchise concept purpose-built around that consumer psychology: the desire for effortless beauty delivered by trained professionals in a clean, efficient, and aesthetically elevated studio environment. The global lash extension market was valued at approximately $1.6 billion in 2022 and is projected to reach nearly $2.8 billion by 2030, representing a compound annual growth rate of roughly 7.2% — a trajectory that places lash services among the fastest-growing segments within the broader $60 billion U.S. beauty industry. LASHKIND has built its franchise model to capture that growth through a scalable, repeatable studio format that empowers franchise owners to operate in a high-margin, low-inventory service category. This profile represents independent, third-party analysis produced by PeerSense research staff — not marketing copy from the franchisor — and is designed to help prospective investors evaluate the LASHKIND franchise opportunity with the rigor that a five- or six-figure capital commitment demands. Understanding who is behind this concept, what the unit economics look like, and how the brand competes within an increasingly crowded lash and brow services landscape is the starting point for any serious due diligence process. The beauty and personal care services sector in the United States generates over $60 billion in annual consumer spending, with specialty beauty studios — those focused on a single service category such as lashes, brows, nails, or skin — accounting for a rapidly growing share of that total. The lash services niche in particular has benefited from three distinct and durable consumer trends. First, the premiumization of self-care: American consumers now spend a demonstrably higher percentage of their discretionary income on appearance-related services than they did a decade ago, with the personal care services market expanding at approximately 5% to 7% annually even through periods of broader economic softness. Second, the recurring revenue model embedded in lash extension maintenance — clients typically return every two to four weeks for fill appointments — creates a subscription-like revenue rhythm that makes lash studios uniquely resilient compared to one-time-purchase beauty services. Third, social media amplification through Instagram, TikTok, and Pinterest has made lash aesthetics aspirational and mainstream simultaneously, compressing the adoption curve and expanding the addressable customer demographic far beyond early beauty-forward adopters into general consumer culture. The broader beauty franchise segment has attracted significant franchise investment capital over the past decade precisely because of these dynamics: low inventory requirements, high repeat-visit frequency, appointment-based scheduling that allows labor cost management, and a service delivery model that does not require the franchisee to personally perform services. Within this landscape, the lash and brow specialty category represents a fragmented competitive environment, with independent studio operators still holding the majority of market share in most metropolitan areas — a structural opportunity for a franchise brand with consistent branding, standardized training, and scalable operational infrastructure to consolidate consumer loyalty at scale. The LASHKIND franchise investment structure positions this concept within the growing universe of specialty beauty franchise opportunities that have attracted serious capital from owner-operators and multi-unit investors over the past several years. While specific LASHKIND franchise fee figures are maintained within the current franchise disclosure documentation available through the brand's official franchise development portal at lashkindfranchise.com, prospective investors can contextualize the investment range by examining what comparable lash and brow franchise concepts command in the current market. Across the specialty lash franchise category, initial franchise fees typically range from $25,000 to $45,000, with total initial investment ranges spanning from approximately $85,000 on the lower end for smaller studio buildouts to upward of $300,000 or more for premium studio formats in high-cost real estate markets. The variability in total LASHKIND franchise investment is driven by the same factors that influence every studio-based beauty franchise: lease terms and tenant improvement allowances in the selected market, local construction and labor costs for studio buildout, equipment packages for lash application stations, initial inventory and retail product investment, pre-opening marketing spend, and working capital reserves required to reach steady-state operations. Royalty structures in the specialty beauty franchise category typically range from 5% to 8% of gross revenue, with advertising fund contributions commonly running between 1% and 3% on top of that. Understanding the total cost of ownership — not just the franchise fee but the full stack of ongoing fees, the working capital runway, and the breakeven timeline — is the most important calculation any prospective LASHKIND franchise investor should complete before signing a franchise agreement. For investors who have served in the U.S. military, many emerging beauty franchise brands offer veteran incentive programs that reduce the initial franchise fee by 10% to 20%, a benefit worth confirming directly with the LASHKIND franchise development team. SBA loan eligibility is another financing avenue that has accelerated studio-based beauty franchise growth significantly, as these concepts often qualify for 7(a) loan programs that can cover up to 90% of eligible startup costs. The LASHKIND operating model is structured around the specialty lash studio format that has proven commercially viable across numerous markets in the United States over the past decade. At its core, a lash studio franchise operation is a people-intensive, appointment-driven service business where trained lash technicians — called lash artists in most professional contexts — perform semi-permanent lash extension applications, lash lifts, lash tinting, and related enhancement services on a scheduled client basis. The labor model for a studio of this type typically requires two to six licensed or certified technicians during peak operating hours, with scheduling and client management handled through a combination of proprietary or third-party booking software. Studio formats in the LASHKIND system are built around the application station — the individual treatment chair setup where services are performed — and the number of stations a given location operates largely determines its revenue ceiling. Training in specialty beauty franchise systems of this type typically involves an initial training period of one to three weeks, combining classroom instruction on brand standards, customer service protocols, and business operations with hands-on technical training at a corporate training facility or designated training studio. Ongoing support in well-structured beauty franchise systems includes field consultant visits, regional training events, digital marketing support, social media content provisioning, and access to proprietary product lines or preferred vendor relationships that improve margins relative to what an independent studio operator could negotiate. Territory structures for lash studio franchises vary, but protected territories defined by population radius or zip code clusters are standard in the category, providing franchisees with a degree of market exclusivity during the franchise agreement term. The LASHKIND franchise model accommodates both owner-operator franchisees who are actively present in the studio and semi-absentee operators who hire a studio manager to oversee daily operations — the latter becoming an increasingly common preference among multi-unit investors in the beauty services category who view each location as an asset within a larger portfolio rather than a job. Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for LASHKIND, which means prospective investors will need to rely on validation conversations with existing franchisees, independent market research, and industry benchmarking data to build their own pro forma financial models. This is not uncommon among emerging or growing franchise concepts — the International Franchise Association estimates that fewer than 60% of franchisors provide Item 19 disclosures in any given year — but the absence of disclosed financial performance data does place a greater burden of diligence on the prospective franchisee. To build a reasonable framework for evaluating potential unit-level economics, consider the following industry context: specialty lash studios in major U.S. markets report average annual revenues in the range of $250,000 to $600,000 per location depending on market size, studio capacity, service pricing, and client retention rates. In premium urban and suburban markets with strong household incomes and high female demographic density, mature lash studio locations with six or more technician stations have been documented generating annual revenues exceeding $700,000. The recurring nature of lash extension fill appointments — where a client who converts to classic or volume lashes returns every two to four weeks — creates a compounding revenue effect as the client base matures. A studio that successfully converts 150 active clients each spending $80 to $150 per visit every three weeks generates an annualized revenue run rate between approximately $208,000 and $390,000 from that client cohort alone, before factoring in new client acquisition. Gross margin in specialty lash services is structurally favorable: product cost of goods for lash extension materials is low relative to service price, with material costs typically representing 5% to 15% of service revenue, leaving the majority of the margin dollar available to cover labor, rent, and operating overhead before owner earnings. Payback periods for well-operated lash studio franchise concepts in the broader category have ranged from 24 to 48 months in publicly discussed case studies, though individual results vary substantially based on real estate costs, ramp time, and operator execution quality. The lash and brow beauty studio franchise category has experienced notable unit count expansion over the past five years as the concept has transitioned from a trend to a permanent fixture in the American beauty services landscape. Across the category broadly, franchised lash studio brands have collectively added hundreds of new locations annually, with the growth rate of franchise units in specialty beauty outpacing the overall franchise industry average of approximately 2% to 4% per year. LASHKIND's positioning within this trajectory reflects a brand that is competing on the quality of its service training, the distinctiveness of its studio aesthetic, and the scalability of its franchise support infrastructure. The competitive moat for a specialty lash franchise brand is built on several pillars: proprietary training curricula that ensure service quality consistency across locations, branded product formulations or exclusive supplier agreements that create a differentiated client experience, a recognizable studio design language that drives word-of-mouth and social media content generation, and a technology stack — from booking software to CRM to loyalty programs — that increases client lifetime value and reduces churn. The broader beauty franchise market has also benefited from the digital transformation of client acquisition, with Instagram and Google Maps serving as the two dominant discovery channels for local beauty service businesses, both of which favor brands that maintain visual consistency across their studio network. LASHKIND's investment in brand identity and studio aesthetics positions the concept to leverage these digital acquisition channels more effectively than independent operators who lack the resources for professional photography, brand guidelines, and ongoing content production. As the lash category continues to grow toward its projected $2.8 billion global market size by 2030, brands that have established franchise infrastructure during the growth phase will be positioned to absorb a disproportionate share of that expanding consumer demand. The ideal LASHKIND franchise candidate is a business-minded operator who understands customer experience, has a genuine appreciation for the beauty services industry, and is committed to building a team-driven business rather than performing the technical services personally. Prior experience in beauty services, retail, hospitality, or any service industry with a strong repeat-customer model is considered advantageous background for a lash studio franchise operator, as the core competency of the role is client retention and team management rather than technical lash application. Multi-unit expansion is a realistic growth pathway within this category — successful single-unit operators in the lash franchise segment frequently open second and third locations within three to five years of their initial opening, leveraging the systems, supplier relationships, and trained staff pipelines established in their first studio. Geographic territory availability within the LASHKIND system should be confirmed directly with the franchise development team, as the brand is actively expanding and desirable markets in high-growth suburban corridors with favorable demographics — specifically ZIP codes with above-average household incomes between $75,000 and $150,000 and strong concentrations of the 25 to 54 female demographic — tend to be claimed early in franchise development cycles. The timeline from signing a franchise agreement to opening day in studio-based beauty franchise systems typically spans four to nine months, covering site selection, lease negotiation, buildout, equipment installation, staff hiring, and pre-opening training. Franchise agreement terms in this category commonly run five to ten years with renewal options, and transfer rights — important for investors who may eventually want to sell a mature, cash-flowing location — are governed by the terms of the franchise disclosure document and should be reviewed carefully with a franchise attorney prior to signing. For investors evaluating specialty beauty franchise opportunities in the current market, the LASHKIND franchise represents a concept operating in one of the most structurally attractive niches within the $60 billion U.S. beauty services industry — a category defined by high repeat-purchase frequency, low product cost of goods, appointment-based revenue predictability, and a secular consumer trend toward premium self-care services that has proven resilient across multiple economic cycles. The absence of Item 19 financial performance disclosure in the current FDD underscores the importance of conducting thorough franchisee validation interviews and engaging an independent franchise attorney and CPA to stress-test any pro forma financial projections before committing capital. The broader beauty franchise category has generated strong investor returns for well-selected brands in well-chosen markets, and the lash segment specifically has demonstrated durable growth characteristics that justify serious due diligence consideration. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow prospective franchisees to evaluate LASHKIND against competing concepts in the specialty beauty category with objective, independently verified data rather than sales materials. The PeerSense franchise intelligence platform is specifically designed to give investors the analytical infrastructure — comparable unit economics, territory saturation analysis, franchisee sentiment data, and cost benchmarking — that turns a high-stakes capital decision into a structured, evidence-based evaluation process. Explore the complete LASHKIND franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Palm Beach Beauty & Tan
Beauty & Personal CarePalm Beach Tan, a distinguished leader in the personal care and beauty industry, embarked on its journey in 1990, founded by visionary entrepreneur Parrish Medley. The company quickly established itself as a prominent name in indoor tanning, evolving over decades to embrace a holistic approach to beauty and wellness. While some historical records suggest franchising commenced operations as early as 1998, the company officially began offering its comprehensive franchise system in 2001, allowing ambitious entrepreneurs to replicate its proven success. Corporate operations are strategically anchored in Coppell, Texas, with headquarters located at 6321 Campus Circle Dr. E. Irving, TX 75063, or alternatively cited at 633 E. State Hwy, 121 South, Suite 500, Coppell, Texas 75019. Palm Beach Tan Inc. stands as the overarching parent company, guiding its expansive network. The brand has been recognized as America's number one tanning salon chain and stands as one of the largest and most successful tanning franchises in the United States, a testament to its robust market position. Under the leadership of key executives such as Daniel Caskey, who serves as President & CEO, and Diane Lucas, who has held roles as President & COO and CEO, the company has strategically broadened its service portfolio. This expansion encompasses not only its renowned indoor and spray tanning services but also cutting-edge wellness offerings like infrared sauna and red light therapy. Recently, the company solidified its commitment to comprehensive beauty solutions by introducing a new co-branded identity, "Palm Beach Beauty & Tan
Pureglow
Beauty & Personal CareThe question every prospective beauty franchise investor asks is deceptively simple: which brand, in which category, at which stage of growth, represents the optimal entry point for capital deployment? The sunless tanning and airbrush services segment has matured from a niche spa add-on into a standalone studio business model, and Pure Glow has emerged as one of the most precisely positioned emerging franchise concepts operating within that space. Founded in 2015 by Lauren Rampello Becotte in Boston, Massachusetts, Pure Glow was built on a clear consumer thesis: clients seeking organic, non-toxic airbrush tanning services deserve a premium studio environment that matches the quality of the product being applied to their skin. Rampello Becotte, who serves simultaneously as Founder, Chief Creative Officer, and CEO, established the brand's headquarters at 176 Newbury Street in Boston, one of the most visible and high-traffic luxury retail corridors on the East Coast, a deliberate signal about the brand's market positioning from day one. Pure Glow Franchise Inc. was formally incorporated in 2019, but the company took a measured approach to national expansion, investing foundational capital before actively launching its franchise program in November 2023. As of the most current available data, the Pureglow franchise system operates 5 total locations across the United States, comprising 2 company-owned studios and 3 franchised units, with significant expansion across multiple states in active development. That combination of a decade-long brand-building runway, a disciplined pre-franchise period, and a 2023 launch backed by $1.4 million in seed funding positions Pureglow as an early-stage franchise opportunity in a category with demonstrable secular tailwinds, compelling for investors who understand that the optimal entry window into a franchise system is after the concept has been validated but before territorial saturation has eliminated the most valuable markets. The broader beauty services industry in the United States generates approximately $60 billion in annual revenue, and the self-care and sunless tanning segment represents one of the fastest-growing subsectors within that market. Consumer demand for spray tanning and sunless bronzing services has been driven by three converging forces: a decades-long public health awareness campaign around UV exposure and skin cancer risk, a sustained media and social media culture that prizes the aesthetic of a year-round tan, and a premiumization trend in personal care spending in which consumers increasingly seek professional-grade results rather than at-home alternatives. The organic and non-toxic positioning that defines the Pureglow franchise model adds a fourth dimension of demand, tapping directly into the clean beauty movement, which market research firms estimate as a category growing at a compound annual growth rate between 12% and 14% through the late 2020s. The sunless tanning market specifically is projected to reach several billion dollars in value globally, with U.S. consumers accounting for the largest share of premium studio-based services. Unlike nail bars or blowout studios, which face intense oversaturation in many urban and suburban markets, the airbrush tanning studio concept remains relatively underpenetrated as a dedicated, studio-first franchise format, meaning early franchisees in the Pureglow system are entering markets where branded competition is limited and consumer education around the premium studio experience is still creating category demand. The brand's upscale studio environment is also structurally aligned with the trade-up behavior observed among millennial and Gen Z consumers, who represent the core demographic for sunless tanning services and who consistently demonstrate willingness to pay premium prices for clean-ingredient, professionally delivered beauty treatments. The Pureglow franchise investment structure reflects the brand's premium positioning and studio-based operating format. The initial franchise fee is set at $50,000 per studio, which positions Pureglow at the higher end of the emerging beauty franchise tier but is consistent with the brand's Newbury Street heritage and upscale studio buildout requirements. The total estimated investment required to open a Pureglow franchised studio ranges from $563,925 to $966,650, a spread that reflects meaningful variation in factors such as geographic market, studio square footage, leasehold improvement costs, specialized tanning equipment procurement, initial product inventory investment, and early-stage operating capital reserves. Investors should understand that this range accounts for the full capital stack required to open and sustain operations through the initial ramp period, not merely the cost of construction and equipment. The ongoing royalty fee is 7% of gross sales, which is modestly above the 5% to 6% median royalty rate common across beauty service franchises but must be evaluated in the context of the comprehensive support infrastructure and brand development resources the corporate team provides. The $1.4 million seed funding round completed in 2023 is particularly noteworthy from an investor analysis perspective, as it signals external investor validation of the franchise model and provides the corporate entity with capital to invest in franchisee support systems, technology infrastructure, and marketing programs at a stage when many emerging franchise brands are operating on thinner resources. Franchisees exploring the Pureglow franchise cost should also account for the brand development fee structure alongside the royalty rate when modeling their total annual fee obligations as a percentage of projected gross sales. The investment range places Pureglow firmly in the mid-to-premium tier of beauty franchise concepts, appropriate for investors with meaningful liquid capital and a tolerance for the growth-phase dynamics inherent in an emerging system. The Pureglow franchise operating model is built around a clean, service-focused studio environment that emphasizes client experience, product quality, and appointment efficiency. The airbrush tanning service is delivered by trained studio technicians using organic, non-toxic solutions, which eliminates the product liability concerns associated with chemical-heavy alternatives and supports a premium pricing strategy that drives revenue per service appointment. Franchisees operate within upscale studio locations, and the brand's existing footprint, anchored by its 176 Newbury Street flagship and a third company-owned location at Seaport Commons at 100 Northern Avenue in Boston, demonstrates the corporate team's ability to secure and execute high-quality real estate. The Seaport Commons flagship, opened in summer 2024, serves as a cornerstone demonstration unit for the franchise program, giving prospective franchisees and franchise partners a live operational model to evaluate. The franchise program provides new franchisees with access to training that covers studio operations, client service protocols, tanning technique certification, product knowledge, and business management fundamentals. Corporate support extends into ongoing field consultation, marketing program access, and the supply chain infrastructure required to maintain consistent product quality across the system. Since the November 2023 launch of the national franchise program, Pure Glow has onboarded seven new franchise partners, all of whom carry prior experience in the beauty sector, reflecting a deliberate franchisee selection strategy that prioritizes industry-informed operators over generalist investors. The territory structure provides franchisees with defined geographic exclusivity, and the multi-studio development intentions demonstrated by early franchisees, including Kelli Caires targeting three locations across Phoenix and Scottsdale and Sarah and Ross Fairbanks planning three locations across Chestnut Hill and the South Shore of Boston, suggest the brand is actively building toward multi-unit operators as the architecture of its growth. Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Pureglow franchise, which is a common characteristic of emerging franchise systems in their early post-launch years and reflects both the limited number of franchised units currently operating and the short operational history of franchised locations since the November 2023 program launch. For investors conducting rigorous due diligence, the absence of Item 19 data requires a market-based modeling approach informed by publicly available benchmarks. Premium airbrush tanning studios in high-traffic urban and suburban markets typically generate annual gross revenues in the range of $350,000 to $750,000 depending on appointment volume, pricing strategy, service menu breadth, and market demographics. Pureglow's positioning in upscale corridors, with average service ticket prices consistent with premium studio pricing, suggests the brand's studios are targeting the upper portion of that revenue range. The brand's two company-owned studios, operating in Boston's Newbury Street and Seaport districts, are located in some of the highest average household income zip codes on the East Coast, which supports a favorable revenue-per-location hypothesis. Operating cost structures for airbrush tanning studios are generally favorable relative to other beauty service formats: the service requires minimal consumable inventory per appointment, labor models are lean because the service is technician-delivered rather than equipment-dependent, and studios do not require large square footage, which constrains occupancy cost as a percentage of revenue. Investors should request unit-level financial performance data directly from Pure Glow's franchise development team and, where possible, speak with the three currently operating franchisees to gather firsthand revenue and margin insights before making a final investment decision. The $1.4 million seed funding round, combined with the caliber of franchisees the brand has attracted, including Shannon Williams, who was the first franchisee for Drybar, provides meaningful indirect validation of the unit economics thesis even in the absence of a formal Item 19 disclosure. The Pureglow franchise growth trajectory since November 2023 is a compelling data point for investors analyzing early-stage franchise opportunities. Within approximately eighteen months of formally launching the franchise program, the system had onboarded seven franchise partners and identified expansion markets including Boston, Phoenix, Dallas, Detroit, Chestnut Hill, Milwaukee, Nashville, and Sarasota, representing geographic diversification across the Northeast, South, Midwest, and Southeast. The target of opening 4 to 5 locations by end of 2024 across Massachusetts, Arizona, California, Texas, and Michigan reflects a multi-region expansion strategy that avoids the single-market concentration risk that constrains some emerging franchise brands. The Boston metropolitan area is being developed as a flagship cluster market, with four Pure Glow studios expected to be operational by end of 2024, creating a density model that supports brand awareness, shared marketing efficiency, and operational learning transfer between locations. The quality of franchisees the brand has attracted in its early months is a meaningful signal of franchise system credibility: Shannon Williams, who served as the first franchisee for Drybar, one of the most successful beauty service franchise launches in the past two decades, has committed to opening her first Pureglow franchise location in Dallas at Mockingbird Station, a high-traffic mixed-use retail center. Libsey James, described as a seasoned entrepreneur and early investor in other beauty and fitness franchises, is developing the Sarasota, Florida market. These franchisee profiles suggest that Pure Glow is attracting operators with direct experience in beauty service franchise development, which historically correlates with stronger unit performance and faster ramp timelines. The $1.4 million 2023 seed funding provides corporate with the infrastructure investment capital needed to support this multi-market expansion without the typical resource constraints that challenge franchisors in their early growth phases. The ideal Pureglow franchise candidate is an operator with direct prior experience in the beauty, wellness, or personal care services sector, or an entrepreneur with demonstrated management experience in a service-oriented consumer business. The brand's franchisee roster to date confirms this profile: all seven franchise partners onboarded since November 2023 carry prior beauty sector experience, and the development team has explicitly positioned industry knowledge as a selection criterion rather than a preference. Multi-unit development is clearly embedded in the brand's growth model, with early franchisees like Kelli Caires targeting three locations in Phoenix and Scottsdale and the Fairbanks partnership planning three studios across Greater Boston's South Shore. Available territories span geographies as distinct as Nashville, Milwaukee, Detroit, and the California markets identified in the 2024 expansion plan, giving prospective franchisees meaningful optionality in market selection. The timeline from franchise agreement signing to studio opening will vary based on real estate identification, lease negotiation, permitting, and construction, factors that are particularly variable in urban markets like Boston and Dallas. Prospective franchisees should model a six-to-twelve-month development timeline for initial studio opening in competitive urban markets. The franchise agreement structure, territory rights, renewal terms, and transfer provisions are detailed in the Franchise Disclosure Document, which prospective investors should review with qualified franchise legal counsel prior to executing any agreements. Investors targeting high-growth beauty markets in the South and Midwest in particular may find significant first-mover territorial advantages available in the current stage of the Pureglow franchise system's national rollout. For investors conducting serious due diligence on the beauty services franchise category, the Pureglow franchise opportunity represents a data-supported case for early-stage consideration within a high-growth, premiumizing segment. The brand combines a decade of operational history dating to its 2015 founding, a disciplined franchise launch backed by $1.4 million in external funding, a founder-led team with deep brand vision, and a franchisee acquisition strategy that has attracted operators with demonstrably relevant experience, including one of Drybar's founding franchisees. The total Pureglow franchise investment range of $563,925 to $966,650, combined with a $50,000 franchise fee and a 7% royalty on gross sales, represents a premium-tier commitment appropriate for qualified investors who understand the risk-adjusted return profile of early-stage franchise systems with validated concepts and strong corporate backing. The absence of Item 19 financial disclosure is a transparency gap that investors must account for, but the brand's market positioning, franchisee quality, corporate investment, and territorial expansion momentum collectively suggest a system building toward the kind of performance data that will make future FDD iterations significantly more compelling. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Pureglow franchise against comparable beauty service concepts, evaluate territorial availability at a granular level, and access independent analytical perspectives not available through the franchisor's own development materials. Explore the complete Pureglow franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Sugaring NYC
Beauty & Personal CareThe hair removal industry has been dominated for decades by two extremes that leave millions of women and men frustrated, uncomfortable, and searching for a better option. On one end, there is shaving — cheap, convenient, and completely ineffective at producing smooth, lasting results, condemning users to a never-ending cycle of stubble, razor burn, and ingrown hairs that begins again within 24 hours of every shave. On the other end, there is traditional waxing — effective at removing hair for weeks at a time but notorious for the pain, redness, irritation, and skin damage that make every appointment an exercise in dread. Laser hair removal promises permanence but requires multiple expensive sessions, works inconsistently on different skin tones and hair types, and carries risks of burns and hyperpigmentation that make many consumers reluctant to try it. Between these unsatisfying options, a third approach has been gaining explosive momentum — sugaring, an ancient hair removal technique that uses a simple paste made from sugar, water, and lemon juice to remove hair in the direction of growth rather than against it, resulting in significantly less pain, less irritation, fewer ingrown hairs, and progressively finer regrowth over time. Despite its superiority as a hair removal method, sugaring has remained a niche service offered primarily by independent estheticians and small studios — until a brand emerged that recognized the opportunity to make professional sugaring accessible, affordable, and consistently excellent through the power of a nationally scaled franchise system. Sugaring NYC has built the largest sugaring franchise in the United States, transforming an ancient beauty technique into a modern franchise concept that is disrupting the $4 billion hair removal industry. Founded in New York City, Sugaring NYC created a sleek, contemporary studio model that delivers professional sugaring services in a clean, welcoming environment with the kind of brand consistency, trained technicians, and customer experience standards that consumers have come to expect from premium beauty franchises but rarely find in the hair removal category. The company's proprietary sugaring paste and technique are specifically designed for maximum effectiveness with minimum discomfort — the sugar paste is applied at body temperature (unlike hot wax that can burn), adheres only to the hair rather than the skin (reducing pain and irritation), and removes hair in the direction of natural growth (minimizing breakage and ingrown hairs). Services include full-body sugaring for women and men, including Brazilian, bikini, legs, arms, underarms, face, back, and chest treatments, as well as complementary skin care services that enhance results and build customer loyalty. The franchise has grown rapidly, expanding to over 60 locations across the United States, with a particularly strong presence in major metropolitan markets where the target demographic of beauty-conscious consumers aged 18 to 45 is most concentrated. The beauty and personal care services industry in the United States generates tens of billions of dollars in annual revenue and continues to grow as consumers prioritize self-care, wellness, and personal grooming as essential rather than discretionary spending. Within this broader industry, hair removal represents one of the largest and most recession-resistant segments — people who remove unwanted body hair do so consistently regardless of economic conditions, and the trend toward smooth, hair-free skin has only intensified across all genders and age groups in recent years. The sugaring segment specifically has experienced explosive growth as consumers discover the advantages of sugaring over traditional waxing and shaving, driven by word-of-mouth recommendations, social media education, and the increasing availability of professional sugaring services in major markets. Sugaring NYC is positioned at the leading edge of this wave, capturing market share from traditional waxing salons, independent estheticians, and at-home hair removal products by offering a demonstrably superior technique delivered in a branded studio environment with the consistency and professionalism that drives customer retention and referrals. The recurring-revenue characteristics of hair removal — clients typically return every 4 to 6 weeks for maintenance appointments — create a membership-style business model where each new client acquired represents an ongoing revenue stream that compounds over time as the client base grows. The Sugaring NYC franchise model requires an initial investment ranging from approximately $150,000 to $350,000, which includes the franchise fee, studio buildout, equipment and supplies, technology systems, initial marketing, and working capital. The studio format is designed for efficiency — a typical Sugaring NYC location operates in approximately 800 to 1,500 square feet with multiple private treatment rooms, a reception area, and retail display space for complementary skin care products. This compact footprint keeps occupancy costs manageable while providing sufficient capacity to serve a robust client base. Franchisees pay an ongoing royalty on gross sales plus contributions to the national marketing fund. Revenue is driven primarily through service appointments, with additional income from retail product sales, membership packages, and series packages that provide prepaid treatment bundles at discounted rates. The membership model is particularly valuable — clients who commit to monthly or bi-monthly sugaring packages provide predictable recurring revenue and demonstrate the high retention rates that characterize satisfaction-driven beauty services. Average service prices vary by body area, with treatments ranging from facial sugaring starting at modest price points to full-body packages at premium prices, creating average ticket sizes that are competitive with or above traditional waxing services while delivering a meaningfully better customer experience. Sugaring NYC has achieved rapid franchise growth by combining a superior service technique with a modern, Instagram-worthy studio aesthetic that resonates with its target demographic. The brand's visual identity — clean, contemporary, and feminine without being exclusionary of male clients who represent a growing segment of the hair removal market — creates a distinct brand presence in local markets that stands out from the dated aesthetics of traditional waxing salons and day spas. Each franchise territory provides exclusive rights within a defined area, and the corporate team supports franchise development with site selection guidance, studio design templates, construction management assistance, and a comprehensive pre-opening program that includes staff recruitment and training. National marketing support includes social media content strategy, influencer partnerships, digital advertising campaigns, seasonal promotions, and public relations outreach that leverages the brand's position as a category innovator. The franchise system also benefits from a proprietary booking and client management platform that handles scheduling, client records, membership management, automated marketing communications, and business analytics — providing franchisees with the tools to manage and grow their business efficiently while delivering a seamless client experience from booking to checkout. The Sugaring NYC training program is rigorous and technically focused, reflecting the importance of technician skill in delivering the consistent, comfortable results that drive client satisfaction and retention. New franchisees and their initial team of sugaring technicians complete an intensive training program that covers the science and technique of sugaring, client skin assessment and consultation, treatment protocols for every body area, hygiene and sanitation standards, sales and membership enrollment techniques, studio operations, and customer experience management. The sugaring technique training is particularly intensive — technicians must master the specific hand movements, paste consistency management, and application angles that produce optimal results with minimum discomfort, and they are assessed and certified before performing services on clients. Ongoing training and development opportunities keep technicians current with advanced techniques, new service offerings, and skin care innovations, while studio management training helps franchise owners optimize scheduling, staffing, and operational efficiency. The corporate team provides regular quality assurance support, including mystery shopper programs and client satisfaction monitoring, that ensure every location maintains the service standards that protect the brand reputation. The ideal Sugaring NYC franchise owner is an entrepreneurial businessperson with a passion for the beauty and wellness industry who wants to build a recurring-revenue service business in one of the fastest-growing segments of personal care. Prior experience in beauty services or esthetics is not required — the training program covers all technical and operational aspects — but candidates should be comfortable managing a team of service professionals, building a client community, and executing local marketing strategies that drive client acquisition and retention. The franchise attracts owners from diverse backgrounds, including beauty industry professionals who want to move from service provider to business owner, corporate professionals seeking purpose-driven entrepreneurship, multi-unit franchise operators who appreciate the recurring-revenue model, and first-time franchise buyers attracted to the growth potential of the sugaring category. Financial candidates should be prepared to invest in building their client base during the first 6 to 12 months, understanding that the recurring-revenue nature of hair removal creates accelerating returns as the membership base grows and retention compounds. PeerSense tracks Sugaring NYC franchise performance data including SBA lending activity, unit growth trends, investment benchmarks, and competitive positioning within the beauty and personal care services sector. With an FPI score of 78 out of 100, Sugaring NYC demonstrates strong lending confidence and impressive market momentum that reflects both the quality of the franchise system and the explosive growth of the sugaring category within the hair removal market. Prospective franchisees can use PeerSense to compare Sugaring NYC against other beauty franchises, personal care concepts, and recurring-revenue service business models to evaluate the opportunity thoroughly. Whether you are exploring franchise ownership for the first time or expanding an existing portfolio with a high-growth beauty concept, PeerSense provides the data-driven insights and financing connections you need to make an informed investment decision. Explore franchise financing options, review SBA loan data, and connect with lending partners who specialize in franchise acquisitions at PeerSense.com.
Xtension Envy
Beauty & Personal CareThe Xtension Envy brand was meticulously founded in 2018 by the dynamic entrepreneurial duo of Scott Lewandowski and his wife Christine Lewandowski, establishing its headquarters in the vibrant city of Scottsdale, Arizona, within the United States. While certain historical accounts suggest earlier conceptualization in 2014 or 2017, the official launch of this pioneering salon concept firmly took place in 2018, marking its formal entry into the specialized beauty market. Scott Lewandowski, serving as the visionary CEO and co-founder, brings an impressive depth of over 25 years of invaluable experience spanning investment, astute management, strategic sales, and comprehensive business development across a diverse array of industries, notably including martial arts centers and chiropractic practices, which provides a robust foundation for the brand’s expansion. His co-founder, Christine Lewandowski, who also holds the crucial role of Chief Creative Officer, initiated her distinguished career in the beauty industry as early as 1987 and successfully opened her inaugural salon in 1995, thereby accumulating extensive, hands-on expertise in advanced hairstyling techniques and the intricate world of hair extensions. The company operates cohesively under its overarching parent entity, Xtension Envy Franchise Group, LLC, signifying a structured approach to its growth. In a strategic move to bolster its executive capabilities and prepare for significant expansion, Xtension Envy significantly expanded its leadership team in January 2022 by welcoming Stewart Newman as Chief Financial Officer and Josh Reed as Chief Operating Officer. Newman contributes over two decades of experience in banking and finance, complemented by a proven track record in meticulously building multiple successful franchise companies from the ground up. Reed brings an equally impressive background, with over 16 years of operations leadership for large-scale franchise organizations, skillfully managing up to 300+ units across highly successful brands within the health, wellness, fitness, and beauty sectors, including prominent names. This combined leadership positions the Xtension Envy franchise distinctly as the nation's inaugural hair extension salon that ingeniously integrates an exclusive membership model, thereby aiming to fundamentally transform and consolidate the often-fragmented beauty market. This visionary approach establishes Xtension Envy as a comprehensive destination for premium extension installation, precise coloring, seamless blending, expert styling, and essential ongoing maintenance services, all conveniently offered under one specialized roof. The global hair extension industry represents a dynamic and highly lucrative segment within the broader beauty and personal care market, experiencing rapid and sustained growth. This sector was comprehensively valued at an impressive $5.8 billion and is now strategically projected to soar to a remarkable $13 billion by 2026, demonstrating a robust Compound Annual Growth Rate (CAGR) of 13% between 2021 and 2026, as meticulously reported by Arizton.com. Other authoritative sources further corroborate this significant market potential, estimating the industry's value at $10 billion by 2023 and currently standing at an expansive $10 billion, solidifying the consensus around substantial growth, while acknowledging that one isolated source cited a $4 billion figure, which appears to be an outlier against more recent and comprehensive data. Consumer trends unequivocally show that hair extensions have transcended their niche status to become a deeply ingrained and mainstream component of contemporary beauty purchases. Compelling statistics reveal that close to 40% of women consistently incorporate hair extensions into their regular beauty regimen, with approximately 20% of the U.S. female population over the age of 21 having actively experimented with hair extensions at some point. This surging demand is continuously propelled by an increasing consumer desire for newer and more diverse hairstyles, the rising prevalence of conditions such as hair loss and alopecia, and the demographic impact of an expanding aging population actively seeking aesthetic enhancements. The beauty sector consistently demonstrates its inherent resilience, experiencing continuous expansion as consumers increasingly commit their resources to professional aesthetic services. The personal care industry, in particular, has proven its stability and growth through various economic cycles, with hair extensions now widely perceived not merely as a luxury indulgence but as an indispensable beauty essential, driving consistent demand for the specialized services offered by the Xtension Envy franchise. The brand's strategic positioning as the "first & only Hair Extension Salon Franchise" and the "first hair extension membership salon in the United States" underscores its pioneering approach, designed to secure recurring revenue and foster long-term customer loyalty in a traditionally transactional market. Embarking on the journey of becoming an Xtension Envy franchisee involves a clear and comprehensive financial commitment, encompassing a structured array of investment components designed for a successful launch and sustained operation. The initial franchise fee, a fundamental entry point into this distinctive business model, is set at $49,500. The estimated total investment required to successfully establish and launch an Xtension Envy franchise exhibits a range, with the most frequently cited and authoritative span from the Franchise Disclosure Document (FDD) being $322,750 to $583,750. While other figures such as $323,000 – $584,000, $250,000 to $400,000, and $322,750 – $503,750 have also been mentioned across various platforms, the FDD's range provides the most reliable benchmark for prospective investors, offering a transparent view of the capital required. This all-encompassing investment is meticulously designed to cover a multitude of essential expenditures, including the complete studio build-out, the procurement of high-quality salon fixtures and specialized equipment necessary for premium service delivery, the establishment of the initial product inventory to meet immediate client needs, and crucial early operating costs essential for ensuring a smooth and successful launch of the business. Within this total investment, a specific portion, estimated to be between $115,250 and $130,250, is designated for direct payment to the franchisor or an affiliated entity, covering various initial services, proprietary assets, and brand access. Further initial costs include a tech setup fee of $750, ensuring seamless integration of operational technology. Real estate rent deposits and pre-paid expenses are estimated to range from $15,000 to $25,000, securing the physical location. Essential traveling costs associated with initial training are estimated between $2,500 and $7,500, facilitating the franchisee's preparation. Beyond these upfront investments, franchisees are committed to an ongoing royalty fee of 6% of their gross sales, contributing to the continued development and support of the brand’s infrastructure and innovation. Additionally, a 2% marketing and advertising fee, also calculated on gross sales, is allocated to a system-wide advertising fund, bolstering collective brand promotion and marketing initiatives to enhance visibility and customer acquisition. Prospective franchisees are advised to possess a minimum of $40,000 in liquid capital, with a strong recommendation for investors to secure sufficient working capital that extends beyond these initial investment requirements to ensure operational stability, flexibility, and sustained growth. Financing solutions are readily available through a network of trusted third-party lenders, facilitating the investment process for qualified candidates looking to join the Xtension Envy franchise network. Xtension Envy is profoundly dedicated to empowering its franchisees through a robust and meticulously structured training and support program, strategically designed to ensure operational excellence and foster enduring business success. The initial training experience is comprehensive and immersive, commencing with one week of intensive, hands-on instruction conducted directly at the brand’s state-of-the-art Scottsdale, Arizona headquarters. Complementing this foundational phase, another source indicates that the initial training program, expertly delivered by "Prepaze Academy," typically spans two weeks and is also centrally conducted at the headquarters, offering an even deeper dive into the brand’s proprietary methods and service standards. Following this essential foundational training, franchisees benefit from crucial onsite pre-opening training, which takes place directly at their specific salon location. This phase is critical for practical application, covering detailed Xtension Envy hair installation techniques, comprehensive daily operational protocols, and effective sales strategies meticulously tailored to the local market dynamics. To ensure a triumphant and impactful launch, a dedicated corporate team member provides invaluable onsite support during the grand opening, offering practical assistance, brand representation, and operational guidance. The commitment to franchisee success extends well beyond the initial launch phase, with ongoing support readily available through accessible web-based training resources and regular monthly training sessions, ensuring that franchisees and their staff remain at the forefront of industry trends, product innovations, and operational best practices. This holistic support system encompasses virtually every stage of the franchisee journey, with the corporate team providing expert assistance from strategic real estate selection and meticulous build-out guidance to comprehensive staff training and targeted marketing strategies. The leadership team’s profound depth of industry knowledge, specialized expertise, and extensive experience in franchise development are pivotal in delivering this superior level of support and guidance. The daily operations within an Xtension Envy salon are characterized by a modern, boutique-style environment, meticulously designed to offer clients a complete and luxurious hair extension experience. Services are expertly delivered by trained specialists and include precise I-tip, tape-in, and weft extension applications, alongside meticulous color matching, seamless blending, and sophisticated styling. A cornerstone of the operating model is the distinctive membership program, which provides clients with the convenience of regularly scheduled maintenance visits and preferential pricing, fostering enduring customer relationships and predictable revenue streams for the Xtension Envy franchise. Franchisees will need to prioritize the strategic recruitment and diligent retention of highly skilled staff to maintain the brand’s unwavering commitment to quality service and client satisfaction. The Xtension Envy franchise provides transparent and encouraging insights into its financial performance through its diligently prepared Franchise Disclosure Document (FDD), specifically within Item 19, offering prospective investors a clear understanding of the business model's earning potential and proven viability. The company emphatically states that its innovative business model is not only "affordable to get into" but is also consistently "producing 20 to 25% net return on revenue," underscoring its impressive profitability and efficiency. Analysis of the corporate unit(s) or system-wide revenue figures reveals a compelling trajectory of significant growth, demonstrating robust market acceptance and operational success. Between June 2020 and July 2021, the brand generated over $900,000 in total revenue, indicating strong early market traction and client demand. This impressive momentum continued with substantial year-over-year revenue increases
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About the PeerSense Franchise Directory
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Top 200 Franchises by SBA Loan Volume
The 200 franchise brands with the deepest public SBA 7(a) loan track records, ranked by approval volume. Each profile includes peak SBA year, top state, average loan size, and lender concentration ratio — the data prospective franchisees and capital advisors use to benchmark a brand's financing accessibility.
- 1.Subway6,080
- 2.Quiznos2,764
- 3.Dairy Queen2,005
- 4.Anytime Fitness1,274
- 5.Cold Stone Creamery1,219
- 6.Quality Inn1,191
- 7.Ace Hardware1,175
- 8.The UPS Store1,108
- 9.Jimmy John's1,071
- 10.Comfort Inn & Suites945
- 11.Best Western882
- 12.Domino's Pizza880
- 13.Econo Lodge794
- 14.Baskin-Robbins775
- 15.SERVPRO717
- 16.Smoothie King707
- 17.Firehouse Subs698
- 18.The Goddard School687
- 19.Matco Tools676
- 20.Blimpie658
- 21.Meineke Car Care Centers632
- 22.Motel 6613
- 23.Maaco608
- 24.Great Clips600
- 25.Massage Envy591
- 26.AAMCO Transmissions,584
- 27.Hampton by Hilton582
- 28.Kiddie Academy567
- 29.Primrose Schools554
- 30.Ameriprise Financial540
- 31.La Quinta by Wyndham539
- 32.Fantastic Sams536
- 33.Schlotzsky's532
- 34.Minuteman Press527
- 35.FASTSIGNS504
- 36.Choice Hotels499
- 37.Marco's Pizza499
- 38.Curves493
- 39.Edible490
- 40.Ramada by Wyndham484
- 41.HOTWORX482
- 42.Papa Murphy's480
- 43.Midas478
- 44.Big O Tires466
- 45.Jersey Mike's463
- 46.Red Roof Inn461
- 47.Home Instead445
- 48.Cicis Pizza437
- 49.Burger King419
- 50.Budget Blinds409
- 51.Super 8409
- 52.Play It Again Sports408
- 53.Zaxby's393
- 54.ServiceMaster390
- 55.European Wax Center389
- 56.Sleep Inn382
- 57.Days Inn369
- 58.The Learning Experience364
- 59.Culver's363
- 60.Tropical Smoothie Cafe363
- 61.Dunkin' Donuts359
- 62.Howard Johnson349
- 63.All Tune and Lube348
- 64.Scooter's Coffee342
- 65.Rodeway Inn339
- 66.Arby's330
- 67.Kids R Kids326
- 68.Snap Fitness323
- 69.Sport Clips320
- 70.Christian Brothers Automotive319
- 71.Nothing Bundt Cakes318
- 72.Planet Beach318
- 73.Golden Corral315
- 74.Shell Service Station311
- 75.Comfort Inn301
- 76.Wingstop292
- 77.Crumbl Cookies290
- 78.BIGGBY Coffee289
- 79.Liberty Tax287
- 80.Americas Best Value Inn285
- 81.Microtel by Wyndham284
- 82.Supercuts283
- 83.Denny's282
- 84.Camp Bow Wow281
- 85.Cottman Transmission281
- 86.The Little Gym281
- 87.Club Pilates281
- 88.Holiday Inn Express276
- 89.Sign*A*Rama275
- 90.F45 Training270
- 91.Dickey's Barbecue Pit270
- 92.Once Upon A Child268
- 93.Naturals2go265
- 94.RE/MAX262
- 95.Menchies258
- 96.Sylvan Learning256
- 97.Huntington Learning Center251
- 98.Marble Slab Creamery249
- 99.TCBY247
- 100.Rita's Italian Ice247
- 101.True Value242
- 102.Gold's Gym242
- 103.The Grounds Guys241
- 104.Pet Supplies Plus240
- 105.Pizza Ranch237
- 106.Papa John's230
- 107.FedEx Ground223
- 108.Petland220
- 109.Post Net217
- 110.Texaco Service Station212
- 111.Grease Monkey211
- 112.General Nutrition Center210
- 113.Batteries Plus207
- 114.Line-X204
- 115.Century 21203
- 116.Rainbow International203
- 117.Knights Inn202
- 118.Mellow Mushroom201
- 119.Wendy's200
- 120.Cartridge World198
- 121.Great Harvest Bread Co.197
- 122.Pure Barre196
- 123.Jackson Hewitt Tax Service195
- 124.Amazing Lash Studio195
- 125.Popeyes194
- 126.NAPA Auto Parts193
- 127.Mr. Goodcents192
- 128.Baymont189
- 129.Little Caesars188
- 130.Snap-On-Tools188
- 131.Radio Shack187
- 132.Molly Maid185
- 133.Urban Air Adventure Park180
- 134.Merle Norman Cosmetics180
- 135.Two Men And A Truck180
- 136.Fox's Pizza177
- 137.Dogtopia175
- 138.Sonic174
- 139.Rocky Mountain Chocolate Factory173
- 140.Planet Fitness173
- 141.Jet's Pizza F/A172
- 142.Pearle Vision172
- 143.Bee Hive Homes171
- 144.Exxon170
- 145.Jiffy Lube167
- 146.Auntie Ann's (Soft Pretzels)167
- 147.X-Golf166
- 148.College Hunks Hauling Junk165
- 149.Sir Speedy Printing163
- 150.Wild Birds Unlimited161
- 151.Pita Pit161
- 152.Moe's Sw Grill160
- 153.Checkers Drive-In Restaurants159
- 154.Hollywood Tans159
- 155.Taco Bell158
- 156.Mr. Handyman158
- 157.Allstate Insurance157
- 158.PuroClean157
- 159.Wetzel's Pretzels156
- 160.Floor Coverings156
- 161.Senior Helpers156
- 162.Visiting Angels154
- 163.Right at Home153
- 164.Which Wich F/A152
- 165.Brusters Limited Partnership150
- 166.Mountain Mike's Pizza150
- 167.D1t Raining149
- 168.Health Mart148
- 169.Candlewood Suites146
- 170.Code Ninjas146
- 171.Mr. Electric145
- 172.Sunoco Service Station145
- 173.Gameday Mens Health144
- 174.GOLF ETC OF AMERICA144
- 175.Wingate by Wyndham143
- 176.Cyclebar143
- 177.CertaPro Painters142
- 178.Waterstation142
- 179.Mr. Appliance141
- 180.Burn Boot Camp Fitness141
- 181.Stretch Lab140
- 182.Mighty Dog Roofing139
- 183.Teriyaki Madness138
- 184.Fitness Together138
- 185.Church's Fried Chicken137
- 186.Taco John's137
- 187.Comfort Suites136
- 188.Bahama Bucks134
- 189.Huddle House134
- 190.PIRTEK134
- 191.Hobbytown Usa134
- 192.Comfort Keepers134
- 193.Buffalo Wild Wings133
- 194.Goldfish Swim School132
- 195.Dbat131
- 196.Medicap Pharmacy131
- 197.Carvel130
- 198.Pump It Up Holdings130
- 199.Atlanta Bread Company128
- 200.AlphaGraphics126
Browse All Franchises A-Z
Franchise Financing Programs
The full capital stack for franchise acquisition, build-out, and refinance.
SBA 7(a) & 504
5.50–11.75%Up to $5M acquisition / real estate / equipment, 10% down
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt