Is Frontwave Credit Union a good SBA lender?

Frontwave Credit Union has funded 231 SBA loans totaling $148.4M in volume across 2 states, with an average loan size of $642K. The lender's default rate is 1139.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Frontwave Credit Union or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Frontwave Credit Union?

The average SBA loan size at Frontwave Credit Union is $642K, with a range from $15K to $5.0M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does Frontwave Credit Union lend in?

Frontwave Credit Union actively lends across 2 states. Their highest-volume state is California. Other top states include Arizona. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Frontwave Credit Union fund franchise loans?

Yes — Frontwave Credit Union has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is AMPM MINI MARKET- ARCO, followed by Tesoro Refining & Marketing Co, SONIC, CHEVRON (GAS STATION). Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Frontwave Credit Union prefer?

Frontwave Credit Union's highest-volume SBA industry by NAICS code is Gasoline Stations. Other active sectors: Limited-Service Restaurants, Specialty Trade Contractors, Personal Care Services. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Frontwave Credit Union?

PeerSense matches your specific SBA deal to Frontwave Credit Union based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderCaliforniaActiveLarge Loans

Frontwave Credit Union

SBA lender based in California serving 2 states and 39 industries

Quick Answer

Frontwave Credit Union has funded 231 SBA loans across 2 states and 39 industries. Their average loan size is $642K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Frontwave Credit Union and 897+ alternatives based on closing probability + pricing.

Geographic Reach

2 States

Regional focus

Industry Coverage

39 Industries

Diverse lending portfolio

Lending Activity

Active

Large Loans focus

Top Lending States

California#1

Arizona#2

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Industry Focus Areas

Gasoline Stations

NAICS 447

Limited-Service Restaurants

NAICS 722

Specialty Trade Contractors

NAICS 238

Personal Care Services

NAICS 812

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Why borrowers choose Frontwave Credit Union

Frontwave Credit Union is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $642K. The lender's deepest industry experience is in Gasoline Stations, and their highest-volume state is California. With 231 SBA loans funded across 2 states, they operate as a regional specialist anchored in California. Their portfolio default rate is 1139.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Frontwave Credit Union and 897+ alternatives.

Recent SBA Activity at Frontwave Credit Union

Franchise lending: Frontwave Credit Union has funded SBA loans for multiple franchise concepts, with the highest volume in AMPM MINI MARKET- ARCO, Tesoro Refining & Marketing Co, and SONIC. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Gasoline Stations, Limited-Service Restaurants, and Specialty Trade Contractors. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are California, and Arizona. Lenders typically underwrite faster in states where they already have closing comps.

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About Frontwave Credit Union SBA Lending

Frontwave Credit Union is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Frontwave Credit Union serves borrowers across 2 states and 39 industry sectors with a regional lending focus. To find out whether Frontwave Credit Union is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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