TD Bank, National Association
SBA lender based in Delaware serving 42 states and 106 industries
Is TD Bank, National Association the right SBA lender for your deal?
TD Bank, National Association has funded 45,930 SBA loans across 42 states and 106 industries. Their average loan size is $169K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against TD Bank, National Association and 897+ alternatives based on closing probability + pricing.
TD Bank, National Association is an SBA Preferred Lender (PLP), a designation the SBA grants to lenders with delegated authority to approve 7(a) loans in-house, which speeds underwriting and closing. TD Bank, National Association has funded 45,930 SBA 7(a) loans across 42 states, averaging $169K per loan. PLP status means the lender does not have to send each file to the SBA for review, a material edge on turnaround for qualified borrowers.
Top Lending States
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Book a CallWhy borrowers choose TD Bank, National Association
TD Bank, National Association is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $169K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is New Jersey. With 45,930 SBA loans funded across 42 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 16.5% (resolved-loan basis). If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against TD Bank, National Association and 897+ alternatives.
Recent SBA Activity at TD Bank, National Association
Franchise lending: TD Bank, National Association has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY SANDWICH SHOP, QUIZNOS, and RITA'S REAL ITALIAN WATER ICE. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Social Assistance, and Personal Care Services. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are New Jersey, New York, Pennsylvania, Florida, and Massachusetts. Lenders typically underwrite faster in states where they already have closing comps.
Compare TD Bank, National Association to Similar SBA Lenders
Other SBA lenders headquartered in Delaware with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
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About TD Bank, National Association SBA Lending
TD Bank, National Association is an SBA lender headquartered in Delaware. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
TD Bank, National Association serves borrowers across 42 states and 106 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether TD Bank, National Association is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Foreign National
7.50–11.00%Non-US borrower CRE + bridge, no SSN required
Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.