Harvest Small Business Finance, LLC
SBA lender based in California serving 46 states and 81 industries
Harvest Small Business Finance, LLC has funded 2,565 SBA loans across 46 states and 81 industries. Their average loan size is $1.1M. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Harvest Small Business Finance, LLC and 897+ alternatives based on closing probability + pricing.
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Book a CallWhy borrowers choose Harvest Small Business Finance, LLC
Harvest Small Business Finance, LLC is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $1.1M. The lender's deepest industry experience is in Full-Service Restaurants, and their highest-volume state is California. With 2,565 SBA loans funded across 46 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 38.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Harvest Small Business Finance, LLC and 897+ alternatives.
Recent SBA Activity at Harvest Small Business Finance, LLC
Franchise lending: Harvest Small Business Finance, LLC has funded SBA loans for multiple franchise concepts, with the highest volume in Baymont by Wyndham aka Baymont, Big Bob's Flooring Outlet, and Best Western - Membership Agre. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Full-Service Restaurants, Limited-Service Restaurants, and Repair & Maintenance. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are California, Texas, New York, Pennsylvania, and Florida. Lenders typically underwrite faster in states where they already have closing comps.
Compare Harvest Small Business Finance, LLC to Similar SBA Lenders
Other SBA lenders headquartered in California with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
About Harvest Small Business Finance, LLC SBA Lending
Harvest Small Business Finance, LLC is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
Harvest Small Business Finance, LLC serves borrowers across 46 states and 81 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether Harvest Small Business Finance, LLC is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Rates and structures across our money pages — updated weekly.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting