Is Northwest FCU a good SBA lender?

Northwest FCU has funded 74 SBA loans totaling $106.1M in volume across 22 states, with an average loan size of $1.4M. Whether they are the right fit depends on your deal profile, loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Northwest FCU or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Northwest FCU?

The average SBA loan size at Northwest FCU is $1.4M, with a range from $62K to $5.0M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does Northwest FCU lend in?

Northwest FCU actively lends across 22 states. Their highest-volume state is Virginia. Other top states include Texas, Michigan, Ohio. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Northwest FCU fund franchise loans?

Yes, Northwest FCU has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is GOLDEN CORRAL, followed by THE LEARNING EXPERIENCE, CANDLEWOOD SUITES, GREAT AMERICAN COOKIES. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Northwest FCU prefer?

Northwest FCU's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Full-Service Restaurants, Administrative Support, Ambulatory Healthcare. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Northwest FCU?

PeerSense matches your specific SBA deal to Northwest FCU based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads, we curate fit. Lender pays referral fee at closing.

SBA LenderVirginiaLarger-Loan Profile

Northwest FCU

SBA lender based in Virginia serving 22 states and 20 industries

Quick Answer

Is Northwest FCU the right SBA lender for your deal?

SBA loans funded

States served

Industries

$1.4M

Avg loan size

Northwest FCU has funded 74 SBA loans across 22 states and 20 industries. Their average loan size is $1.4M. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against Northwest FCU and 897+ alternatives based on closing probability + pricing.

Geographic Reach

22states

Regional focus

Industry Coverage

20industries

Diverse lending portfolio

Average SBA Loan

$1.4M

Larger-Loan deal focus

Geographic Footprint

Top Lending States

Virginia

Texas

Michigan

Ohio

South Carolina

Tell us about your deal and we'll match you with the right capital source from our network.

Book a Call

Underwriting Depth

Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Full-Service Restaurants

NAICS 721

Administrative Support

NAICS 561

Ambulatory Healthcare

Fit Assessment

Why borrowers choose Northwest FCU

Northwest FCU is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $1.4M. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Virginia. With 74 SBA loans funded across 22 states, they operate as a regional specialist anchored in Virginia. If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against Northwest FCU and 897+ alternatives.

Track Record

Recent SBA Activity at Northwest FCU

Franchise lending: Northwest FCU has funded SBA loans for multiple franchise concepts, with the highest volume in GOLDEN CORRAL, THE LEARNING EXPERIENCE, and CANDLEWOOD SUITES. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Full-Service Restaurants, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Virginia, Texas, Michigan, Ohio, and South Carolina. Lenders typically underwrite faster in states where they already have closing comps.

SBA Loan Programs Best SBA Franchise Lenders SBA Loan Calculator

Peer Comparison

Compare Northwest FCU to Similar SBA Lenders

Other SBA lenders headquartered in Virginia with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

Virginia · SBA Lender

The First Bank and Trust Company

380 loans$602K avg9 states

View profile

Virginia · SBA Lender

Blue Ridge Bank National Association

180 loans$700K avg23 states

View profile

Virginia · SBA Lender

Bank of Clarke

102 loans$899K avg13 states

View profile

Virginia · SBA Lender

Capital One, National Association

22,671 loans$89K avg51 states

View profile

Virginia · SBA Lender

COFSB, National Association

8,047 loans$43K avg51 states

View profile

Browse all 897+ SBA lenders

Get Matched

Looking for SBA Financing?

Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

Get Matched Free Contact Us

Curated capital network · 899+ SBA lenders tracked · Response within 24–48h on qualified deals

Lender Reference

About Northwest FCU SBA Lending

Northwest FCU is an SBA lender headquartered in Virginia. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Northwest FCU serves borrowers across 22 states and 20 industry sectors with a regional lending focus. To find out whether Northwest FCU is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

Back to All Lenders

Northwest FCU Get a Quote

Keep Researching

Explore More

All SBA Lenders

Browse 899+ capital sources by state

SBA Loan Calculator

Estimate payments with live rates

Industry Benchmarks

SBA lending data across 100+ industries

Best SBA Franchise Lenders

Franchise lending track records

SBA Loans Guide

7(a), 504, Express: full overview

Get Matched

Tell us about your deal, free consultation

See Related Rates by Program

PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.

CMBS Conduit

5.60–7.10%

10-yr non-recourse fixed, $5M–$500M+, fully assumable

See current rates

Bridge Loans

9.00–14.00%

12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV

See current rates

DSCR Investor

5.95–8.50%

30-yr fixed rental, qualifies on property cash flow

See current rates

Equipment Financing

5.50–12.00%

Loan, lease, SBA 504, vendor, captive. Section 179 eligible

See current rates

Hotel Financing

5.85–11.75%

CMBS + SBA 504 + bridge + PIP across all flags

See current rates

Private Credit

7.80–18.00%

Non-bank flexibility, unitranche, recap, transitional

See current rates

Invoice Factoring + ABL

0.5–3.5% / 30d

B2B receivables, trucking / staffing / construction / govt

See current rates

No-Doc CRE

7.50–11.50%

Limited-doc commercial, asset-based underwriting

See current rates

Foreign National

7.50–11.00%

Non-US borrower CRE + bridge, no SSN required

See current rates

Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.