United Fidelity Bank, FSB
SBA lender based in Indiana serving 11 states and 60 industries
United Fidelity Bank, FSB has funded 1,310 SBA loans across 11 states and 60 industries. Their average loan size is $321K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against United Fidelity Bank, FSB and 897+ alternatives based on closing probability + pricing.
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Book a CallWhy borrowers choose United Fidelity Bank, FSB
United Fidelity Bank, FSB is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $321K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is California. With 1,310 SBA loans funded across 11 states, they operate as a regional specialist anchored in Indiana. Their portfolio default rate is 959.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against United Fidelity Bank, FSB and 897+ alternatives.
Recent SBA Activity at United Fidelity Bank, FSB
Franchise lending: United Fidelity Bank, FSB has funded SBA loans for multiple franchise concepts, with the highest volume in COLD STONE CREAMERY, INC., IT'S A GRIND COFFEE, and ONE-HOUR MARTINIZING. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Food & Beverage Stores, and Full-Service Restaurants. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are California, Colorado, Texas, and Arizona. Lenders typically underwrite faster in states where they already have closing comps.
Compare United Fidelity Bank, FSB to Similar SBA Lenders
Other SBA lenders headquartered in Indiana with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
About United Fidelity Bank, FSB SBA Lending
United Fidelity Bank, FSB is an SBA lender headquartered in Indiana. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
United Fidelity Bank, FSB serves borrowers across 11 states and 60 industry sectors with a regional lending focus. To find out whether United Fidelity Bank, FSB is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Rates and structures across our money pages — updated weekly.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting