SBA Lenders in Georgia
30 SBA-approved lenders headquartered in Georgia (GA) plus 10 more that actively fund Georgia borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Georgia?
PeerSense tracks 30 SBA-approved lenders headquartered in Georgia (GA), plus 10 out-of-state lenders that actively fund Georgia borrowers. Top by Georgia-specific volume: Metro City Bank, Synovus Bank, Ameris Bank. Georgia HQ lenders have collectively originated $14.1B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Georgia
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Synovus Bank | GA | High Volume | View Profile → |
| Ameris Bank | GA | High Volume | View Profile → |
| Metro City Bank | GA | High Volume | View Profile → |
| Colony Bank | GA | High Volume | View Profile → |
| PromiseOne Bank | GA | High Volume | View Profile → |
| Community Bank & Trust-West Georgia | GA | Active | View Profile → |
| Embassy National Bank | GA | Active | View Profile → |
| Georgia Banking Company | GA | Active | View Profile → |
| Pineland Bank | GA | Active | View Profile → |
| Touchmark National Bank | GA | Active | View Profile → |
| Signature Bank of Georgia | GA | Active | View Profile → |
| Georgia's Own Credit Union | GA | Active | View Profile → |
| Queensborough National Bank and Trust Company | GA | Active | View Profile → |
| First National Community Bank | GA | Active | View Profile → |
| Community Bank of Pickens County | GA | Active | View Profile → |
| Affinity Bank, National Association | GA | Active | View Profile → |
| Milton National Bank | GA | Active | View Profile → |
| Citizens Trust Bank | GA | Active | View Profile → |
| First National Bank of Coffee County | GA | Active | View Profile → |
| Loyal Trust Bank | GA | Active | View Profile → |
Synovus Bank
GAAmeris Bank
GAMetro City Bank
GAColony Bank
GAPromiseOne Bank
GACommunity Bank & Trust-West Georgia
GAEmbassy National Bank
GAGeorgia Banking Company
GAPineland Bank
GATouchmark National Bank
GASignature Bank of Georgia
GAGeorgia's Own Credit Union
GAQueensborough National Bank and Trust Company
GAFirst National Community Bank
GACommunity Bank of Pickens County
GAAffinity Bank, National Association
GAMilton National Bank
GACitizens Trust Bank
GAFirst National Bank of Coffee County
GALoyal Trust Bank
GAOut-of-State Lenders Actively Funding Georgia Borrowers
National banks and multi-state regionals frequently fund Georgia deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Georgia-specific SBA volume.
HomeTrust Bank
HQ NC · 187 GA loans · $294.7M GA volume
Cadence Bank
HQ MS · 245 GA loans · $198.7M GA volume
Coastal States Bank
HQ SC · 100 GA loans · $89.4M GA volume
Celtic Bank Corporation
HQ UT · 79 GA loans · $65.5M GA volume
Commonwealth Business Bank
HQ CA · 28 GA loans · $59.8M GA volume
Citizens Bank
HQ TN · 82 GA loans · $47.1M GA volume
Federal Deposit Insurance Corporation
HQ DC · 83 GA loans · $45.3M GA volume
First Western SBLC, Inc
HQ TX · 49 GA loans · $40.7M GA volume
East West Bank
HQ CA · 122 GA loans · $33.7M GA volume
FirstBank
HQ TN · 40 GA loans · $31.1M GA volume
Looking for an SBA Lender in Georgia?
PeerSense matches your deal with the right capital source from our network of 30+ Georgia lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Georgia
Georgia is home to 30 SBA-approved lenders that have collectively originated $14.1B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Georgia, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Georgia Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Georgia Borrowers
PeerSense covers the full commercial capital stack for Georgia operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
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