Is Lake Trust CU a good SBA lender?

Lake Trust CU has funded 98 SBA loans totaling $33.8M in volume across 1 states, with an average loan size of $345K. Whether they are the right fit depends on your deal profile, loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Lake Trust CU or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Lake Trust CU?

The average SBA loan size at Lake Trust CU is $345K, with a range from $20K to $1.8M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Lake Trust CU lend in?

Lake Trust CU actively lends across 1 states. Their highest-volume state is Michigan. Other top states include . Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Lake Trust CU fund franchise loans?

Yes, Lake Trust CU has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is FEDEX GROUND, followed by GREAT HARVEST BREAD CO., SUNOCO SERVICE STATION, KFC. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Lake Trust CU prefer?

Lake Trust CU's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Truck Transportation, Food Manufacturing, Gasoline Stations. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Lake Trust CU?

PeerSense matches your specific SBA deal to Lake Trust CU based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads, we curate fit. Lender pays referral fee at closing.

SBA LenderMichiganMid-Market Profile

Lake Trust CU

SBA lender based in Michigan serving 1 states and 29 industries

Quick Answer

Is Lake Trust CU the right SBA lender for your deal?

SBA loans funded

States served

Industries

$345K

Avg loan size

Lake Trust CU has funded 98 SBA loans across 1 states and 29 industries. Their average loan size is $345K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against Lake Trust CU and 897+ alternatives based on closing probability + pricing.

Geographic Reach

1states

Regional focus

Industry Coverage

29industries

Diverse lending portfolio

Average SBA Loan

$345K

Mid-Market deal focus

Geographic Footprint

Top Lending States

Michigan

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Underwriting Depth

Industry Focus Areas

Limited-Service Restaurants

Personal Care Services

NAICS 812

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Fit Assessment

Why borrowers choose Lake Trust CU

Lake Trust CU is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $345K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Michigan. With 98 SBA loans funded across 1 states, they operate as a regional specialist anchored in Michigan. If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against Lake Trust CU and 897+ alternatives.

Track Record

Recent SBA Activity at Lake Trust CU

Franchise lending: Lake Trust CU has funded SBA loans for multiple franchise concepts, with the highest volume in FEDEX GROUND, GREAT HARVEST BREAD CO., and SUNOCO SERVICE STATION. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Truck Transportation, and Food Manufacturing. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Michigan. Lenders typically underwrite faster in states where they already have closing comps.

SBA Loan Programs Best SBA Franchise Lenders SBA Loan Calculator

Peer Comparison

Compare Lake Trust CU to Similar SBA Lenders

Other SBA lenders headquartered in Michigan with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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2,012 loans$314K avg14 states

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United Bank of Michigan

572 loans$324K avg1 states

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Mercantile Bank

414 loans$209K avg2 states

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Independent Bank

369 loans$508K avg7 states

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Lender Reference

About Lake Trust CU SBA Lending

Lake Trust CU is an SBA lender headquartered in Michigan. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Lake Trust CU serves borrowers across 1 states and 29 industry sectors with a regional lending focus. To find out whether Lake Trust CU is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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See Related Rates by Program

PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.

CMBS Conduit

5.60–7.10%

10-yr non-recourse fixed, $5M–$500M+, fully assumable

See current rates

Bridge Loans

9.00–14.00%

12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV

See current rates

DSCR Investor

5.95–8.50%

30-yr fixed rental, qualifies on property cash flow

See current rates

Equipment Financing

5.50–12.00%

Loan, lease, SBA 504, vendor, captive. Section 179 eligible

See current rates

Hotel Financing

5.85–11.75%

CMBS + SBA 504 + bridge + PIP across all flags

See current rates

Private Credit

7.80–18.00%

Non-bank flexibility, unitranche, recap, transitional

See current rates

Invoice Factoring + ABL

0.5–3.5% / 30d

B2B receivables, trucking / staffing / construction / govt

See current rates

No-Doc CRE

7.50–11.50%

Limited-doc commercial, asset-based underwriting

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Foreign National

7.50–11.00%

Non-US borrower CRE + bridge, no SSN required

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Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.