How many SBA lenders are in Utah?

There are 18 SBA-approved lenders headquartered in Utah, plus 10 more lenders headquartered out-of-state that actively fund Utah borrowers. Utah HQ lenders have collectively originated $19.0B in SBA loan volume.

Can an out-of-state SBA lender fund my Utah business?

Yes. SBA loans are not state-restricted. PeerSense tracks 10 out-of-state SBA lenders with active Utah loan portfolios. National banks, multi-state regionals, and SBA preferred lenders frequently outperform local-only banks on rate, term, and speed-to-close.

How do I find an SBA lender in Utah for my business?

Tell PeerSense about your deal at peersense.com/book-a-call. Within one business day we match you to the Utah lender (HQ or out-of-state) most likely to fund your industry, loan size, and structure. Free consultation. Referral fee paid by the lender at closing.

SBA Lenders in Utah

Q: Who are the top SBA lenders in Utah?

Ranked by Utah-specific SBA volume, the top lenders include Celtic Bank Corporation, Zions Bank, A Division of, FinWise Bank. PeerSense ranks each by activity, average loan size, and Utah deal-flow specialization.

18 SBA-approved lenders headquartered in Utah (UT) plus 10 more that actively fund Utah borrowers. Tell us about your deal and we'll match you with the right capital source.

Quick Answer

Who are the top SBA lenders in Utah?

PeerSense tracks 18 SBA-approved lenders headquartered in Utah (UT), plus 10 out-of-state lenders that actively fund Utah borrowers. Top by Utah-specific volume: Celtic Bank Corporation, Zions Bank, A Division of, FinWise Bank. Utah HQ lenders have collectively originated $19.0B in SBA volume.

— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026

UT HQ Lenders

Out-of-State Funders

$19.0B

Total SBA Volume

Free

Initial Consultation

Top SBA Lenders Headquartered in Utah

Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.

Lender	State	Activity	Profile
Zions Bank, A Division of	UT	High Volume	View Profile →
Celtic Bank Corporation	UT	High Volume	View Profile →
Mountain America FCU	UT	High Volume	View Profile →
America First FCU	UT	High Volume	View Profile →
Central Bank	UT	High Volume	View Profile →
LendingClub Bank, National Association	UT	High Volume	View Profile →
FinWise Bank	UT	High Volume	View Profile →
State Bank of Southern Utah	UT	Active	View Profile →
Cache Valley Bank	UT	Active	View Profile →
Sunwest Bank	UT	Active	View Profile →
Bank of Utah	UT	Active	View Profile →
First Utah Bank	UT	Active	View Profile →
Canyon View Federal Credit Union	UT	Active	View Profile →
Brighton Bank	UT	Active	View Profile →
Capital Community Bank	UT	Active	View Profile →
Milestone Bank	UT	Active	View Profile →
Wasatch Peaks FCU	UT	Active	View Profile →
Continental Bank	UT	Active	View Profile →

Out-of-State Lenders Actively Funding Utah Borrowers

National banks and multi-state regionals frequently fund Utah deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Utah-specific SBA volume.

Glacier Bank

HQ MT · 60 UT loans · $31.4M UT volume

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The Yellowstone Bank

HQ MT · 1 UT loans · $5.0M UT volume

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FFB Bank

HQ CA · 1 UT loans · $4.6M UT volume

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Alerus Financial, National Association

HQ ND · 3 UT loans · $3.9M UT volume

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Beal Bank USA

HQ NV · 5 UT loans · $3.9M UT volume

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Security Service FCU

HQ TX · 3 UT loans · $3.5M UT volume

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BancFirst

HQ OK · 6 UT loans · $1.7M UT volume

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Heritage Bank Inc

HQ KY · 2 UT loans · $1.7M UT volume

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First National Bank of Coffee County

HQ GA · 2 UT loans · $1.2M UT volume

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Keystone Bank SSB

HQ TX · 2 UT loans · $775K UT volume

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Looking for an SBA Lender in Utah?

PeerSense matches your deal with the right capital source from our network of 18+ Utah lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.

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SBA Lending in Utah

Utah is home to 18 SBA-approved lenders that have collectively originated $19.0B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.

Whether you're acquiring a business in Utah, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.

How PeerSense Helps Utah Borrowers

We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.