SBA Lenders in Massachusetts
22 SBA-approved lenders headquartered in Massachusetts (MA) plus 10 more that actively fund Massachusetts borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Massachusetts?
PeerSense tracks 22 SBA-approved lenders headquartered in Massachusetts (MA), plus 10 out-of-state lenders that actively fund Massachusetts borrowers. Top by Massachusetts-specific volume: Brookline Bank, a Division of Beacon Bank and Trust, Eastern Bank, Rockland Trust Company. Massachusetts HQ lenders have collectively originated $6.2B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Massachusetts
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
Eastern Bank
MABrookline Bank, a Division of Beacon Bank and Trust
MARockland Trust Company
MASalem Five Cents Savings Bank
MALeader Bank, National Association
MABristol County Savings Bank
MANeedham Bank
MACambridge Savings Bank
MAMiddlesex Savings Bank
MAFall River Five Cents Savings Bank d/b/a BankFive
MAFlorence Bank
MAPeople's United Bank, National Association
MAThe Cape Cod Five Cents Savings Bank
MANorth Shore Bank, a Co-operative Bank
MAWestfield Bank
MAAvidia Bank
MAMechanics Cooperative Bank
MANewburyport Five Cents Savings Bank
MANorthern Bank and Trust Company
MACoastal Heritage Bank
MAOut-of-State Lenders Actively Funding Massachusetts Borrowers
National banks and multi-state regionals frequently fund Massachusetts deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Massachusetts-specific SBA volume.
TD Bank, National Association
HQ DE · 110 MA loans · $26.3M MA volume
Customers Bank
HQ PA · 22 MA loans · $22.2M MA volume
Citizens Bank, National Association
HQ RI · 109 MA loans · $17.0M MA volume
LendingClub Bank, National Association
HQ UT · 21 MA loans · $15.0M MA volume
Webster Bank National Association
HQ CT · 37 MA loans · $10.7M MA volume
Independence Bank
HQ RI · 68 MA loans · $10.0M MA volume
Santander Bank, National Association
HQ DE · 49 MA loans · $7.2M MA volume
American National Bank
HQ NE · 15 MA loans · $6.1M MA volume
Patriot Bank, National Association
HQ CT · 5 MA loans · $4.0M MA volume
Milestone Bank
HQ UT · 3 MA loans · $2.6M MA volume
Looking for an SBA Lender in Massachusetts?
PeerSense matches your deal with the right capital source from our network of 22+ Massachusetts lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Massachusetts
Massachusetts is home to 22 SBA-approved lenders that have collectively originated $6.2B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Massachusetts, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Massachusetts Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Massachusetts Borrowers
PeerSense covers the full commercial capital stack for Massachusetts operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Explore More PeerSense Resources
SBA 7(a) & 504 Programs
Rates, eligibility, structure, down payment
Full Lender Directory
Browse all 899+ SBA lenders nationwide
Best SBA Lenders 2026
Ranked by volume, speed, and credit-box fit
SBA by Industry
Lender preferences across 99+ NAICS codes