SouthState Bank, National Association
SBA lender based in Florida serving 45 states and 100 industries
SouthState Bank, National Association has funded 6,615 SBA loans across 45 states and 100 industries. Their average loan size is $555K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against SouthState Bank, National Association and 897+ alternatives based on closing probability + pricing.
Top Lending States
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Book a CallWhy borrowers choose SouthState Bank, National Association
SouthState Bank, National Association is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $555K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Texas. With 6,615 SBA loans funded across 45 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 871.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against SouthState Bank, National Association and 897+ alternatives.
Recent SBA Activity at SouthState Bank, National Association
Franchise lending: SouthState Bank, National Association has funded SBA loans for multiple franchise concepts, with the highest volume in ALLSTATE INSURANCE, SUBWAY SANDWICH SHOP, and Christian Brothers Automotive. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Personal Care Services, and Repair & Maintenance. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Texas, Florida, Georgia, Colorado, and South Carolina. Lenders typically underwrite faster in states where they already have closing comps.
Compare SouthState Bank, National Association to Similar SBA Lenders
Other SBA lenders headquartered in Florida with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
About SouthState Bank, National Association SBA Lending
SouthState Bank, National Association is an SBA lender headquartered in Florida. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
SouthState Bank, National Association serves borrowers across 45 states and 100 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether SouthState Bank, National Association is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Rates and structures across our money pages — updated weekly.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting