Is The First National Bank of Fort Smith a good SBA lender?

The First National Bank of Fort Smith has funded 172 SBA loans totaling $30.1M in volume across 3 states, with an average loan size of $175K. The lender's default rate is 833.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to The First National Bank of Fort Smith or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at The First National Bank of Fort Smith?

The average SBA loan size at The First National Bank of Fort Smith is $175K, with a range from $5K to $2.5M. This profile suggests they are best suited for borrowers seeking smaller businesses, working capital, and franchise startups.

What states does The First National Bank of Fort Smith lend in?

The First National Bank of Fort Smith actively lends across 3 states. Their highest-volume state is Arkansas. Other top states include Oklahoma. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does The First National Bank of Fort Smith fund franchise loans?

Yes — The First National Bank of Fort Smith has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is SIMPLE SIMON'S PIZZA, followed by SUBWAY SANDWICH SHOP, 1-800-RADIATOR, CURVES FOR WOMEN. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does The First National Bank of Fort Smith prefer?

The First National Bank of Fort Smith's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Amusement & Recreation, Repair & Maintenance, Building Material & Garden. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to The First National Bank of Fort Smith?

PeerSense matches your specific SBA deal to The First National Bank of Fort Smith based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

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The First National Bank of Fort Smith

SBA lender based in Arkansas serving 3 states and 49 industries

Quick Answer

The First National Bank of Fort Smith has funded 172 SBA loans across 3 states and 49 industries. Their average loan size is $175K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against The First National Bank of Fort Smith and 897+ alternatives based on closing probability + pricing.

Geographic Reach

3 States

Regional focus

Industry Coverage

49 Industries

Diverse lending portfolio

Lending Activity

Active

Small Business focus

Top Lending States

Arkansas#1

Oklahoma#2

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Amusement & Recreation

NAICS 713

Repair & Maintenance

NAICS 811

Building Material & Garden

NAICS 444

Wholesale-Durable Goods

NAICS 423

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Why borrowers choose The First National Bank of Fort Smith

The First National Bank of Fort Smith is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $175K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Arkansas. With 172 SBA loans funded across 3 states, they operate as a regional specialist anchored in Arkansas. Their portfolio default rate is 833.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against The First National Bank of Fort Smith and 897+ alternatives.

Recent SBA Activity at The First National Bank of Fort Smith

Franchise lending: The First National Bank of Fort Smith has funded SBA loans for multiple franchise concepts, with the highest volume in SIMPLE SIMON'S PIZZA, SUBWAY SANDWICH SHOP, and 1-800-RADIATOR. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Amusement & Recreation, and Repair & Maintenance. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Arkansas, and Oklahoma. Lenders typically underwrite faster in states where they already have closing comps.

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Compare The First National Bank of Fort Smith to Similar SBA Lenders

Other SBA lenders headquartered in Arkansas with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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About The First National Bank of Fort Smith SBA Lending

The First National Bank of Fort Smith is an SBA lender headquartered in Arkansas. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

The First National Bank of Fort Smith serves borrowers across 3 states and 49 industry sectors with a regional lending focus. To find out whether The First National Bank of Fort Smith is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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