SBA Lenders in Texas
90 SBA-approved lenders headquartered in Texas (TX) plus 10 more that actively fund Texas borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Texas?
PeerSense tracks 90 SBA-approved lenders headquartered in Texas (TX), plus 10 out-of-state lenders that actively fund Texas borrowers. Top by Texas-specific volume: Comerica Bank, GE Capital Small Business Finance Corporation, Wallis Bank. Texas HQ lenders have collectively originated $27.4B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Texas
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Comerica Bank | TX | High Volume | View Profile → |
| VelocitySBA, LLC | TX | High Volume | View Profile → |
| GE Capital Small Business Finance Corporation | TX | High Volume | View Profile → |
| Frost Bank | TX | High Volume | View Profile → |
| Prosperity Bank | TX | High Volume | View Profile → |
| LiftFund, Inc. | TX | High Volume | View Profile → |
| First Western SBLC, Inc | TX | High Volume | View Profile → |
| PlainsCapital Bank | TX | High Volume | View Profile → |
| Wallis Bank | TX | High Volume | View Profile → |
| Bank of the West | TX | High Volume | View Profile → |
| The American National Bank of Texas | TX | High Volume | View Profile → |
| Sunflower Bank National Association | TX | High Volume | View Profile → |
| American Bank National Association | TX | Active | View Profile → |
| American Bank of Commerce | TX | Active | View Profile → |
| Randolph-Brooks FCU | TX | Active | View Profile → |
| PeopleFund | TX | Active | View Profile → |
| Stellar Bank | TX | Active | View Profile → |
| CitiCapital Small Business Finance, Inc. | TX | Active | View Profile → |
| WestStar Bank | TX | Active | View Profile → |
| TBK Bank, SSB | TX | Active | View Profile → |
Comerica Bank
TXVelocitySBA, LLC
TXGE Capital Small Business Finance Corporation
TXFrost Bank
TXProsperity Bank
TXLiftFund, Inc.
TXFirst Western SBLC, Inc
TXPlainsCapital Bank
TXWallis Bank
TXBank of the West
TXThe American National Bank of Texas
TXSunflower Bank National Association
TXAmerican Bank National Association
TXAmerican Bank of Commerce
TXRandolph-Brooks FCU
TXPeopleFund
TXStellar Bank
TXCitiCapital Small Business Finance, Inc.
TXWestStar Bank
TXTBK Bank, SSB
TXOut-of-State Lenders Actively Funding Texas Borrowers
National banks and multi-state regionals frequently fund Texas deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Texas-specific SBA volume.
Celtic Bank Corporation
HQ UT · 257 TX loans · $294.5M TX volume
Commonwealth Business Bank
HQ CA · 109 TX loans · $285.5M TX volume
Cadence Bank
HQ MS · 236 TX loans · $145.0M TX volume
Citizens Bank
HQ TN · 173 TX loans · $131.8M TX volume
Capital One, National Association
HQ VA · 88 TX loans · $87.7M TX volume
Business Loan Center, LLC
HQ SC · 86 TX loans · $85.6M TX volume
Banc of California
HQ CA · 39 TX loans · $61.1M TX volume
Bank Five Nine
HQ WI · 55 TX loans · $60.8M TX volume
Byline Bank
HQ IL · 67 TX loans · $60.4M TX volume
BankUnited, National Association
HQ FL · 41 TX loans · $49.3M TX volume
Looking for an SBA Lender in Texas?
PeerSense matches your deal with the right capital source from our network of 90+ Texas lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Texas
Texas is home to 90 SBA-approved lenders that have collectively originated $27.4B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Texas, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Texas Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Texas Borrowers
PeerSense covers the full commercial capital stack for Texas operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
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