SBA Lenders in Tennessee
15 SBA-approved lenders headquartered in Tennessee (TN) plus 10 more that actively fund Tennessee borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Tennessee?
PeerSense tracks 15 SBA-approved lenders headquartered in Tennessee (TN), plus 10 out-of-state lenders that actively fund Tennessee borrowers. Top by Tennessee-specific volume: Pinnacle Bank, Citizens Bank, First Horizon Bank. Tennessee HQ lenders have collectively originated $7.4B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Tennessee
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| First Horizon Bank | TN | High Volume | View Profile → |
| Pinnacle Bank | TN | High Volume | View Profile → |
| Citizens Bank | TN | High Volume | View Profile → |
| Brightbridge, Inc. | TN | Active | View Profile → |
| FirstBank | TN | Active | View Profile → |
| Builtwell Bank | TN | Active | View Profile → |
| Paragon Bank | TN | Active | View Profile → |
| SmartBank | TN | Active | View Profile → |
| BankTennessee | TN | Active | View Profile → |
| INSOUTH Bank | TN | Active | View Profile → |
| First Farmers and Merchants Bank | TN | Active | View Profile → |
| Community South Bank | TN | Active | View Profile → |
| Legends Bank | TN | Specialized | View Profile → |
| Thread Bank | TN | Specialized | View Profile → |
| Mountain Commerce Bank | TN | Specialized | View Profile → |
First Horizon Bank
TNPinnacle Bank
TNCitizens Bank
TNBrightbridge, Inc.
TNFirstBank
TNBuiltwell Bank
TNParagon Bank
TNSmartBank
TNBankTennessee
TNINSOUTH Bank
TNFirst Farmers and Merchants Bank
TNCommunity South Bank
TNLegends Bank
TNThread Bank
TNMountain Commerce Bank
TNOut-of-State Lenders Actively Funding Tennessee Borrowers
National banks and multi-state regionals frequently fund Tennessee deals at competitive rates, often with faster underwriting than local-only banks. Ranked by Tennessee-specific SBA volume.
Regions Bank
HQ AL · 64 TN loans · $19.8M TN volume
Old National Bank
HQ IN · 44 TN loans · $19.3M TN volume
Farmers State Bank of Alto Pass, Illinois
HQ IL · 9 TN loans · $16.3M TN volume
Metro City Bank
HQ GA · 17 TN loans · $16.2M TN volume
Renasant Bank
HQ MS · 20 TN loans · $15.4M TN volume
HomeTrust Bank
HQ NC · 17 TN loans · $12.8M TN volume
Synovus Bank
HQ GA · 16 TN loans · $12.5M TN volume
First Financial Bank, National Association
HQ IN · 10 TN loans · $11.6M TN volume
First National Community Bank
HQ GA · 2 TN loans · $10.0M TN volume
Community Trust Bank, Inc.
HQ KY · 9 TN loans · $7.1M TN volume
Looking for an SBA Lender in Tennessee?
PeerSense matches your deal with the right capital source from our network of 15+ Tennessee lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in Tennessee
Tennessee is home to 15 SBA-approved lenders that have collectively originated $7.4B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Tennessee, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Tennessee Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in Tennessee.
Tell us your loan amount and use of funds. PeerSense sources capital for a Tennessee deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for Tennessee Borrowers
PeerSense covers the full commercial capital stack for Tennessee operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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