SBA Lenders in Tennessee
15 SBA-approved lenders headquartered in Tennessee (TN) plus 10 more that actively fund Tennessee borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Tennessee?
PeerSense tracks 15 SBA-approved lenders headquartered in Tennessee (TN), plus 10 out-of-state lenders that actively fund Tennessee borrowers. Top by Tennessee-specific volume: Pinnacle Bank, Citizens Bank, First Horizon Bank. Tennessee HQ lenders have collectively originated $7.4B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Tennessee
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| First Horizon Bank | TN | High Volume | View Profile → |
| Pinnacle Bank | TN | High Volume | View Profile → |
| Citizens Bank | TN | High Volume | View Profile → |
| Brightbridge, Inc. | TN | Active | View Profile → |
| FirstBank | TN | Active | View Profile → |
| Builtwell Bank | TN | Active | View Profile → |
| Paragon Bank | TN | Active | View Profile → |
| SmartBank | TN | Active | View Profile → |
| BankTennessee | TN | Active | View Profile → |
| INSOUTH Bank | TN | Active | View Profile → |
| First Farmers and Merchants Bank | TN | Active | View Profile → |
| Community South Bank | TN | Active | View Profile → |
| Legends Bank | TN | Specialized | View Profile → |
| Thread Bank | TN | Specialized | View Profile → |
| Mountain Commerce Bank | TN | Specialized | View Profile → |
First Horizon Bank
TNPinnacle Bank
TNCitizens Bank
TNBrightbridge, Inc.
TNFirstBank
TNBuiltwell Bank
TNParagon Bank
TNSmartBank
TNBankTennessee
TNINSOUTH Bank
TNFirst Farmers and Merchants Bank
TNCommunity South Bank
TNLegends Bank
TNThread Bank
TNMountain Commerce Bank
TNOut-of-State Lenders Actively Funding Tennessee Borrowers
National banks and multi-state regionals frequently fund Tennessee deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Tennessee-specific SBA volume.
Regions Bank
HQ AL · 64 TN loans · $19.8M TN volume
Old National Bank
HQ IN · 44 TN loans · $19.3M TN volume
Farmers State Bank of Alto Pass, Illinois
HQ IL · 9 TN loans · $16.3M TN volume
Metro City Bank
HQ GA · 17 TN loans · $16.2M TN volume
Renasant Bank
HQ MS · 20 TN loans · $15.4M TN volume
HomeTrust Bank
HQ NC · 17 TN loans · $12.8M TN volume
Synovus Bank
HQ GA · 16 TN loans · $12.5M TN volume
First Financial Bank, National Association
HQ IN · 10 TN loans · $11.6M TN volume
First National Community Bank
HQ GA · 2 TN loans · $10.0M TN volume
Community Trust Bank, Inc.
HQ KY · 9 TN loans · $7.1M TN volume
Looking for an SBA Lender in Tennessee?
PeerSense matches your deal with the right capital source from our network of 15+ Tennessee lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Tennessee
Tennessee is home to 15 SBA-approved lenders that have collectively originated $7.4B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Tennessee, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Tennessee Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Tennessee Borrowers
PeerSense covers the full commercial capital stack for Tennessee operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Explore More PeerSense Resources
SBA 7(a) & 504 Programs
Rates, eligibility, structure, down payment
Full Lender Directory
Browse all 899+ SBA lenders nationwide
Best SBA Lenders 2026
Ranked by volume, speed, and credit-box fit
SBA by Industry
Lender preferences across 99+ NAICS codes