SBA Lenders in Washington
21 SBA-approved lenders headquartered in Washington (WA) plus 10 more that actively fund Washington borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Washington?
PeerSense tracks 21 SBA-approved lenders headquartered in Washington (WA), plus 10 out-of-state lenders that actively fund Washington borrowers. Top by Washington-specific volume: Banner Bank, Heritage Bank, Washington Trust Bank. Washington HQ lenders have collectively originated $5.1B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Washington
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Banner Bank | WA | High Volume | View Profile → |
| Heritage Bank | WA | High Volume | View Profile → |
| Washington Trust Bank | WA | High Volume | View Profile → |
| Kitsap Bank | WA | Active | View Profile → |
| UniBank | WA | Active | View Profile → |
| Numerica CU | WA | Active | View Profile → |
| Harborstone CU | WA | Active | View Profile → |
| Sound Credit Union | WA | Active | View Profile → |
| WaFd Bank | WA | Active | View Profile → |
| Timberland Bank | WA | Active | View Profile → |
| Bank of the Pacific | WA | Active | View Profile → |
| MUFG Union Bank, National Association | WA | Active | View Profile → |
| Coastal Community Bank | WA | Active | View Profile → |
| Gesa CU | WA | Active | View Profile → |
| HAPO Community CU | WA | Active | View Profile → |
| Boeing Empl CU | WA | Active | View Profile → |
| Mountain Pacific Bank | WA | Active | View Profile → |
| Twin City Bank | WA | Active | View Profile → |
| Whidbey Island Bank | WA | Active | View Profile → |
| State Bank Northwest | WA | Active | View Profile → |
Banner Bank
WAHeritage Bank
WAWashington Trust Bank
WAKitsap Bank
WAUniBank
WANumerica CU
WAHarborstone CU
WASound Credit Union
WAWaFd Bank
WATimberland Bank
WABank of the Pacific
WAMUFG Union Bank, National Association
WACoastal Community Bank
WAGesa CU
WAHAPO Community CU
WABoeing Empl CU
WAMountain Pacific Bank
WATwin City Bank
WAWhidbey Island Bank
WAState Bank Northwest
WAOut-of-State Lenders Actively Funding Washington Borrowers
National banks and multi-state regionals frequently fund Washington deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Washington-specific SBA volume.
Bank of Hope
HQ CA · 132 WA loans · $231.2M WA volume
PCB Bank
HQ CA · 55 WA loans · $126.4M WA volume
KeyBank National Association
HQ OH · 233 WA loans · $87.4M WA volume
Hanmi Bank
HQ CA · 43 WA loans · $85.0M WA volume
Commonwealth Business Bank
HQ CA · 48 WA loans · $84.7M WA volume
Open Bank
HQ CA · 38 WA loans · $80.0M WA volume
Columbia Bank
HQ OR · 197 WA loans · $72.1M WA volume
U.S. Bank, National Association
HQ OH · 188 WA loans · $71.3M WA volume
First Interstate Bank
HQ MT · 55 WA loans · $63.3M WA volume
US Metro Bank
HQ CA · 16 WA loans · $45.8M WA volume
Looking for an SBA Lender in Washington?
PeerSense matches your deal with the right capital source from our network of 21+ Washington lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Washington
Washington is home to 21 SBA-approved lenders that have collectively originated $5.1B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Washington, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Washington Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Washington Borrowers
PeerSense covers the full commercial capital stack for Washington operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
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