Is ACC Capital a good SBA lender?

ACC Capital has funded 623 SBA loans totaling $283.3M in volume across 15 states, with an average loan size of $455K. The lender's default rate is 1266.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to ACC Capital or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at ACC Capital?

The average SBA loan size at ACC Capital is $455K, with a range from $10K to $4.5M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does ACC Capital lend in?

ACC Capital actively lends across 15 states. Their highest-volume state is Arkansas. Other top states include Georgia, Florida, Texas. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does ACC Capital fund franchise loans?

Yes — ACC Capital has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is SERVPRO, followed by DUNKIN DONUTS, Smoothie King, Play Street Museum. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does ACC Capital prefer?

ACC Capital's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Personal Care Services, Administrative Support, Amusement & Recreation. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to ACC Capital?

PeerSense matches your specific SBA deal to ACC Capital based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderArkansasActiveMid-Market

ACC Capital

SBA lender based in Arkansas serving 15 states and 73 industries

Quick Answer

ACC Capital has funded 623 SBA loans across 15 states and 73 industries. Their average loan size is $455K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against ACC Capital and 897+ alternatives based on closing probability + pricing.

Geographic Reach

15 States

Regional focus

Industry Coverage

73 Industries

Diverse lending portfolio

Lending Activity

Active

Mid-Market focus

Top Lending States

Arkansas#1

Georgia#2

Florida#3

Texas#4

Tennessee#5

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Personal Care Services

NAICS 812

Administrative Support

NAICS 561

Amusement & Recreation

Why borrowers choose ACC Capital

ACC Capital is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $455K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Arkansas. With 623 SBA loans funded across 15 states, they operate as a regional specialist anchored in Arkansas. Their portfolio default rate is 1266.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against ACC Capital and 897+ alternatives.

Recent SBA Activity at ACC Capital

Franchise lending: ACC Capital has funded SBA loans for multiple franchise concepts, with the highest volume in SERVPRO, DUNKIN DONUTS, and Smoothie King. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Personal Care Services, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Arkansas, Georgia, Florida, Texas, and Tennessee. Lenders typically underwrite faster in states where they already have closing comps.

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Compare ACC Capital to Similar SBA Lenders

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About ACC Capital SBA Lending

ACC Capital is an SBA lender headquartered in Arkansas. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

ACC Capital serves borrowers across 15 states and 73 industry sectors with a regional lending focus. To find out whether ACC Capital is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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