The Bancorp Bank National Association
SBA lender based in South Dakota serving 49 states and 66 industries
The Bancorp Bank National Association has funded 1,767 SBA loans across 49 states and 66 industries. Their average loan size is $798K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against The Bancorp Bank National Association and 897+ alternatives based on closing probability + pricing.
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Book a CallWhy borrowers choose The Bancorp Bank National Association
The Bancorp Bank National Association is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $798K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Texas. With 1,767 SBA loans funded across 49 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 724.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against The Bancorp Bank National Association and 897+ alternatives.
Recent SBA Activity at The Bancorp Bank National Association
Franchise lending: The Bancorp Bank National Association has funded SBA loans for multiple franchise concepts, with the highest volume in FANTASTIC SAMS, MASSAGE ENVY, and MARCO'S PIZZA. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Personal Care Services, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Texas, California, Florida, North Carolina, and Illinois. Lenders typically underwrite faster in states where they already have closing comps.
Compare The Bancorp Bank National Association to Similar SBA Lenders
Other SBA lenders headquartered in South Dakota with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
About The Bancorp Bank National Association SBA Lending
The Bancorp Bank National Association is an SBA lender headquartered in South Dakota. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
The Bancorp Bank National Association serves borrowers across 49 states and 66 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether The Bancorp Bank National Association is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Rates and structures across our money pages — updated weekly.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting