Is Isabella Bank a good SBA lender?

Isabella Bank has funded 74 SBA loans totaling $27.5M in volume across 2 states, with an average loan size of $372K. Whether they are the right fit depends on your deal profile, loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Isabella Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Isabella Bank?

The average SBA loan size at Isabella Bank is $372K, with a range from $5K to $2.0M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Isabella Bank lend in?

Isabella Bank actively lends across 2 states. Their highest-volume state is Michigan. Other top states include . Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Isabella Bank fund franchise loans?

Yes, Isabella Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is Everline Coatings and Services, followed by Tim Hortons, SNAP FITNESS, SEARS CATALOG STORE. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Isabella Bank prefer?

Isabella Bank's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Specialty Trade Contractors, Amusement & Recreation, Motor Vehicle Dealers. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Isabella Bank?

PeerSense matches your specific SBA deal to Isabella Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads, we curate fit. Lender pays referral fee at closing.

SBA LenderMichiganMid-Market Profile

Isabella Bank

SBA lender based in Michigan serving 2 states and 27 industries

Quick Answer

Is Isabella Bank the right SBA lender for your deal?

SBA loans funded

States served

Industries

$372K

Avg loan size

Isabella Bank has funded 74 SBA loans across 2 states and 27 industries. Their average loan size is $372K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. Historical volume is not a quote. PeerSense does not speak for Isabella Bank.

Geographic Reach

2states

Regional focus

Industry Coverage

27industries

Diverse lending portfolio

Average SBA Loan

$372K

Mid-Market deal focus

Geographic Footprint

Top Lending States

Michigan

Tell us about your deal. Lenders underwrite. We do not.

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Underwriting Depth

Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Specialty Trade Contractors

NAICS 238

Amusement & Recreation

NAICS 713

Motor Vehicle Dealers

FOIA history

FOIA history for Isabella Bank

FOIA history for Isabella Bank: 74 SBA loans across 2 states, average size $372K. Highest-volume NAICS in the tape: Limited-Service Restaurants. Highest-volume state in the tape: Michigan. That is history, not a buy box and not a prediction they will fund your file. Tell us about your deal.

Track Record

Recent SBA Activity at Isabella Bank

Franchise lending: Isabella Bank has funded SBA loans for multiple franchise concepts, with the highest volume in Everline Coatings and Services, Tim Hortons, and SNAP FITNESS. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Specialty Trade Contractors, and Amusement & Recreation. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Michigan. Lenders typically underwrite faster in states where they already have closing comps.

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Peer Comparison

Compare Isabella Bank to Similar SBA Lenders

Other SBA lenders headquartered in Michigan with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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2,012 loans$314K avg14 states

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950 loans$462K avg2 states

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United Bank of Michigan

572 loans$324K avg1 states

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Mercantile Bank

414 loans$209K avg2 states

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Independent Bank

369 loans$508K avg7 states

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Lender Reference

About Isabella Bank SBA Lending

Isabella Bank is an SBA lender headquartered in Michigan. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Isabella Bank serves borrowers across 2 states and 27 industry sectors with a regional lending focus. To find out whether Isabella Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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See Related Rates by Program

PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of September 1, 2026.

Originator warehouse

$100M a month

Focus $100 million a month. Will look at $10 million a month. $10 million is not the focus.

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Invoice Factoring

0.5–3.5% / 30d

B2B invoices from $20 million a month. Advance 80 to 95 percent of face.

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CMBS Conduit

5.60–7.10%

10 year Non Recourse fixed, $10 million and up, fully assumable

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Bridge Loans

9.00–14.00%

$10 million and up. Cash in about 35 percent. Name the takeout first.

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Data Center

CRS to 89%

$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.

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Contracted revenue sale

Up to 89%

15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.

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Hotel Financing

Hotel is search only. Public floor $10 million and up. Cash in about 35 percent.

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Private Credit

7.80–18.00%

Non-bank flexibility. Public CRE floor $10 million and up.

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DSCR Investor

Search path. Public CRE floor $10 million and up.

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Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.