SBA Lenders in Hawaii
4 SBA-approved lenders headquartered in Hawaii (HI) plus 1 more that actively fund Hawaii borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Hawaii?
PeerSense tracks 4 SBA-approved lenders headquartered in Hawaii (HI), plus 1 out-of-state lenders that actively fund Hawaii borrowers. Top by Hawaii-specific volume: Bank of Hawaii, Central Pacific Bank, First Hawaiian Bank. Hawaii HQ lenders have collectively originated $563.1M in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Hawaii
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Central Pacific Bank | HI | High Volume | View Profile → |
| Bank of Hawaii | HI | High Volume | View Profile → |
| First Hawaiian Bank | HI | High Volume | View Profile → |
| American Savings Bank FSB | HI | Active | View Profile → |
Out-of-State Lenders Actively Funding Hawaii Borrowers
National banks and multi-state regionals frequently fund Hawaii deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Hawaii-specific SBA volume.
Looking for an SBA Lender in Hawaii?
PeerSense matches your deal with the right capital source from our network of 4+ Hawaii lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Hawaii
Hawaii is home to 4 SBA-approved lenders that have collectively originated $563.1M in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Hawaii, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Hawaii Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Hawaii Borrowers
PeerSense covers the full commercial capital stack for Hawaii operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Explore More PeerSense Resources
SBA 7(a) & 504 Programs
Rates, eligibility, structure, down payment
Full Lender Directory
Browse all 899+ SBA lenders nationwide
Best SBA Lenders 2026
Ranked by volume, speed, and credit-box fit
SBA by Industry
Lender preferences across 99+ NAICS codes