SBA Lenders in Arkansas
10 SBA-approved lenders headquartered in Arkansas (AR) plus 10 more that actively fund Arkansas borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Arkansas?
PeerSense tracks 10 SBA-approved lenders headquartered in Arkansas (AR), plus 10 out-of-state lenders that actively fund Arkansas borrowers. Top by Arkansas-specific volume: Simmons Bank, Arvest Bank, Bank OZK. Arkansas HQ lenders have collectively originated $6.2B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Arkansas
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Simmons Bank | AR | High Volume | View Profile → |
| Arvest Bank | AR | High Volume | View Profile → |
| Bank OZK | AR | High Volume | View Profile → |
| Centennial Bank | AR | High Volume | View Profile → |
| ACC Capital | AR | Active | View Profile → |
| Evolve Bank and Trust | AR | Active | View Profile → |
| Stone Bank | AR | Active | View Profile → |
| Southern Bancorp Bank | AR | Active | View Profile → |
| The First National Bank of Fort Smith | AR | Active | View Profile → |
| Encore Bank | AR | Active | View Profile → |
Out-of-State Lenders Actively Funding Arkansas Borrowers
National banks and multi-state regionals frequently fund Arkansas deals at competitive rates, often with faster underwriting than local-only banks. Ranked by Arkansas-specific SBA volume.
First Horizon Bank
HQ TN · 22 AR loans · $10.1M AR volume
Equity Bank
HQ KS · 18 AR loans · $6.7M AR volume
Golden Bank, National Association
HQ TX · 2 AR loans · $4.1M AR volume
The Bank of Missouri
HQ MO · 4 AR loans · $3.2M AR volume
BankTennessee
HQ TN · 5 AR loans · $3.1M AR volume
The Fidelity Bank
HQ NC · 2 AR loans · $2.6M AR volume
California Bank of Commerce, NA
HQ CA · 1 AR loans · $2.0M AR volume
First Community Bank
HQ VA · 5 AR loans · $1.7M AR volume
The Citizens Bank
HQ SC · 4 AR loans · $1.5M AR volume
BancFirst
HQ OK · 8 AR loans · $1.4M AR volume
Looking for an SBA Lender in Arkansas?
PeerSense matches your deal with the right capital source from our network of 10+ Arkansas lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in Arkansas
Arkansas is home to 10 SBA-approved lenders that have collectively originated $6.2B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Arkansas, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Arkansas Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in Arkansas.
Tell us your loan amount and use of funds. PeerSense sources capital for a Arkansas deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for Arkansas Borrowers
PeerSense covers the full commercial capital stack for Arkansas operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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