Milton National Bank
SBA lender based in Georgia serving 2 states and 24 industries
Is Milton National Bank the right SBA lender for your deal?
Milton National Bank has funded 173 SBA loans across 2 states and 24 industries. Their average loan size is $467K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. Historical volume is not a quote. PeerSense does not speak for Milton National Bank.
Milton National Bank is an SBA Preferred Lender (PLP), a designation the SBA grants to lenders with delegated authority to approve 7(a) loans in-house, which speeds underwriting and closing. Milton National Bank has funded 173 SBA 7(a) loans across 2 states, averaging $467K per loan. PLP status means the lender does not have to send each file to the SBA for review, a material edge on turnaround for qualified borrowers.
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FOIA history for Milton National Bank
FOIA history for Milton National Bank: 173 SBA loans across 2 states, average size $467K. Highest-volume NAICS in the tape: Social Assistance. Highest-volume state in the tape: Georgia. Resolved-loan charge-off rate: 0.0%. That is history, not a buy box and not a prediction they will fund your file. Tell us about your deal.
Recent SBA Activity at Milton National Bank
Franchise lending: Milton National Bank has funded SBA loans for multiple franchise concepts, with the highest volume in DUNKIN DONUTS, DISCOVERY POINT, and MELLOW MUSHROOM. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Social Assistance, NAICS 233, and NAICS 421. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Georgia. Lenders typically underwrite faster in states where they already have closing comps.
Compare Milton National Bank to Similar SBA Lenders
Other SBA lenders headquartered in Georgia with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
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About Milton National Bank SBA Lending
Milton National Bank is an SBA lender headquartered in Georgia. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
Milton National Bank serves borrowers across 2 states and 24 industry sectors with a regional lending focus. To find out whether Milton National Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of September 1, 2026.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.