First State Bank of St Charles, Missouri
SBA lender based in Missouri serving 4 states and 8 industries
Is First State Bank of St Charles, Missouri the right SBA lender for your deal?
First State Bank of St Charles, Missouri has funded 25 SBA loans across 4 states and 8 industries. Their average loan size is $359K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. Historical volume is not a quote. PeerSense does not speak for First State Bank of St Charles, Missouri.
Top Lending States
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Talk to PeerSenseFOIA history for First State Bank of St Charles, Missouri
FOIA history for First State Bank of St Charles, Missouri: 25 SBA loans across 4 states, average size $359K. Highest-volume NAICS in the tape: Professional/Technical Services. Highest-volume state in the tape: Missouri. That is history, not a buy box and not a prediction they will fund your file. Tell us about your deal.
Recent SBA Activity at First State Bank of St Charles, Missouri
Franchise lending: First State Bank of St Charles, Missouri has funded SBA loans for multiple franchise concepts, with the highest volume in LIBERTY TAX SERVICE, Massage Luxe, and THE PITA PIT. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Professional/Technical Services, Limited-Service Restaurants, and Ambulatory Healthcare. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Missouri, Kansas, Colorado, and Illinois. Lenders typically underwrite faster in states where they already have closing comps.
Compare First State Bank of St Charles, Missouri to Similar SBA Lenders
Other SBA lenders headquartered in Missouri with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal. Lenders underwrite. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
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About First State Bank of St Charles, Missouri SBA Lending
First State Bank of St Charles, Missouri is an SBA lender headquartered in Missouri. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
First State Bank of St Charles, Missouri serves borrowers across 4 states and 8 industry sectors with a regional lending focus. To find out whether First State Bank of St Charles, Missouri is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of September 1, 2026.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.