American Continental Bank
SBA lender based in California serving 13 states and 39 industries
American Continental Bank has funded 477 SBA loans across 13 states and 39 industries. Their average loan size is $937K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against American Continental Bank and 897+ alternatives based on closing probability + pricing.
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Book a CallWhy borrowers choose American Continental Bank
American Continental Bank is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $937K. The lender's deepest industry experience is in Full-Service Restaurants, and their highest-volume state is California. With 477 SBA loans funded across 13 states, they operate as a regional specialist anchored in California. Their portfolio default rate is 1145.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against American Continental Bank and 897+ alternatives.
Recent SBA Activity at American Continental Bank
Franchise lending: American Continental Bank has funded SBA loans for multiple franchise concepts, with the highest volume in YOGURTLAND, Chevron - Retail Supply Contra, and Circle K (C-store Agreement on. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Full-Service Restaurants, Gasoline Stations, and Limited-Service Restaurants. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are California, Washington, Texas, Arizona, and Oregon. Lenders typically underwrite faster in states where they already have closing comps.
Compare American Continental Bank to Similar SBA Lenders
Other SBA lenders headquartered in California with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
About American Continental Bank SBA Lending
American Continental Bank is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
American Continental Bank serves borrowers across 13 states and 39 industry sectors with a regional lending focus. To find out whether American Continental Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Rates and structures across our money pages — updated weekly.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting