Manufacturers and Traders Trust Company
SBA lender based in New York serving 37 states and 109 industries
Is Manufacturers and Traders Trust Company the right SBA lender for your deal?
Manufacturers and Traders Trust Company has funded 44,147 SBA loans across 37 states and 109 industries. Their average loan size is $139K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against Manufacturers and Traders Trust Company and 897+ alternatives based on closing probability + pricing.
Manufacturers and Traders Trust Company is an SBA Preferred Lender (PLP), a designation the SBA grants to lenders with delegated authority to approve 7(a) loans in-house, which speeds underwriting and closing. Manufacturers and Traders Trust Company has funded 44,147 SBA 7(a) loans across 37 states, averaging $139K per loan. PLP status means the lender does not have to send each file to the SBA for review, a material edge on turnaround for qualified borrowers.
Top Lending States
Tell us about your deal and we'll match you with the right capital source from our network.
Book a CallWhy borrowers choose Manufacturers and Traders Trust Company
Manufacturers and Traders Trust Company is best suited for borrowers seeking small-business working capital, startup, and franchise loans, with an average SBA loan of $139K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Maryland. With 44,147 SBA loans funded across 37 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 11.8% (resolved-loan basis). If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against Manufacturers and Traders Trust Company and 897+ alternatives.
Recent SBA Activity at Manufacturers and Traders Trust Company
Franchise lending: Manufacturers and Traders Trust Company has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY SANDWICH SHOP, QUIZNOS, and DUNKIN DONUTS. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Amusement & Recreation, and Personal Care Services. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Maryland, New York, Pennsylvania, Virginia, and New Jersey. Lenders typically underwrite faster in states where they already have closing comps.
Compare Manufacturers and Traders Trust Company to Similar SBA Lenders
Other SBA lenders headquartered in New York with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
Looking for SBA Financing?
Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.
Curated capital network · 899+ SBA lenders tracked · Response within 24–48h on qualified deals
About Manufacturers and Traders Trust Company SBA Lending
Manufacturers and Traders Trust Company is an SBA lender headquartered in New York. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
Manufacturers and Traders Trust Company serves borrowers across 37 states and 109 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether Manufacturers and Traders Trust Company is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
Explore More
All SBA Lenders
Browse 899+ capital sources by state
SBA Loan Calculator
Estimate payments with live rates
Industry Benchmarks
SBA lending data across 100+ industries
Best SBA Franchise Lenders
Franchise lending track records
SBA Loans Guide
7(a), 504, Express: full overview
Get Matched
Tell us about your deal, free consultation
See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Foreign National
7.50–11.00%Non-US borrower CRE + bridge, no SSN required
Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.