Is Bank of the Sierra a good SBA lender?

Bank of the Sierra has funded 1,501 SBA loans totaling $339.0M in volume across 2 states, with an average loan size of $226K. The lender's default rate is 896.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Bank of the Sierra or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Bank of the Sierra?

The average SBA loan size at Bank of the Sierra is $226K, with a range from $1K to $4.8M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Bank of the Sierra lend in?

Bank of the Sierra actively lends across 2 states. Their highest-volume state is California. Other top states include . Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Bank of the Sierra fund franchise loans?

Yes — Bank of the Sierra has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is QUIZNOS, followed by MAD SCIENCE GROUP, THE, REALTY WORLD, SUBWAY. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Bank of the Sierra prefer?

Bank of the Sierra's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Food & Beverage Stores, Amusement & Recreation, Educational Services. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Bank of the Sierra?

PeerSense matches your specific SBA deal to Bank of the Sierra based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderCaliforniaHigh VolumeMid-Market

Bank of the Sierra

SBA lender based in California serving 2 states and 74 industries

Quick Answer

Bank of the Sierra has funded 1,501 SBA loans across 2 states and 74 industries. Their average loan size is $226K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Bank of the Sierra and 897+ alternatives based on closing probability + pricing.

Geographic Reach

2 States

Regional focus

Industry Coverage

74 Industries

Diverse lending portfolio

Lending Activity

High Volume

Mid-Market focus

Top Lending States

California#1

Tell us about your deal and we'll match you with the right capital source from our network.

Book a Call

Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Food & Beverage Stores

NAICS 445

Amusement & Recreation

Why borrowers choose Bank of the Sierra

Bank of the Sierra is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $226K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is California. With 1,501 SBA loans funded across 2 states, they operate as a regional specialist anchored in California. Their portfolio default rate is 896.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Bank of the Sierra and 897+ alternatives.

Recent SBA Activity at Bank of the Sierra

Franchise lending: Bank of the Sierra has funded SBA loans for multiple franchise concepts, with the highest volume in QUIZNOS, MAD SCIENCE GROUP, THE, and REALTY WORLD. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Food & Beverage Stores, and Amusement & Recreation. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are California. Lenders typically underwrite faster in states where they already have closing comps.

SBA Loan Programs Best SBA Franchise Lenders SBA Loan Calculator

Compare Bank of the Sierra to Similar SBA Lenders

Other SBA lenders headquartered in California with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

California · SBA Lender

Bank of Hope

39,194 loans$245K avg53 states

View profile

California · SBA Lender

Hanmi Bank

7,507 loans$556K avg42 states

View profile

California · SBA Lender

East West Bank

6,389 loans$455K avg36 states

View profile

California · SBA Lender

Five Star Bank

5,393 loans$171K avg51 states

View profile

California · SBA Lender

Lendistry SBLC, LLC

3,309 loans$208K avg48 states

View profile

Browse all 897+ SBA lenders

Looking for SBA Financing?

Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

Get Matched Free Contact Us

About Bank of the Sierra SBA Lending

Bank of the Sierra is an SBA lender headquartered in California. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Bank of the Sierra serves borrowers across 2 states and 74 industry sectors with a regional lending focus. To find out whether Bank of the Sierra is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

Back to All Lenders

Bank of the Sierra Get a Quote