Is Mid Penn Bank a good SBA lender?

Mid Penn Bank has funded 445 SBA loans totaling $172.8M in volume across 11 states, with an average loan size of $388K. The lender's default rate is 293.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Mid Penn Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Mid Penn Bank?

The average SBA loan size at Mid Penn Bank is $388K, with a range from $10K to $4.8M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Mid Penn Bank lend in?

Mid Penn Bank actively lends across 11 states. Their highest-volume state is Pennsylvania. Other top states include New Jersey. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Mid Penn Bank fund franchise loans?

Yes — Mid Penn Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is SUBWAY, followed by PLAY IT AGAIN SPORTS (RETAIL S, Crumbl, H&R BLOCK. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Mid Penn Bank prefer?

Mid Penn Bank's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Food & Beverage Stores, Administrative Support, Repair & Maintenance. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Mid Penn Bank?

PeerSense matches your specific SBA deal to Mid Penn Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

SBA LenderPennsylvaniaActiveMid-Market

Mid Penn Bank

SBA lender based in Pennsylvania serving 11 states and 54 industries

Quick Answer

Mid Penn Bank has funded 445 SBA loans across 11 states and 54 industries. Their average loan size is $388K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Mid Penn Bank and 897+ alternatives based on closing probability + pricing.

Geographic Reach

11 States

Regional focus

Industry Coverage

54 Industries

Diverse lending portfolio

Lending Activity

Active

Mid-Market focus

Top Lending States

Pennsylvania#1

New Jersey#2

Tell us about your deal and we'll match you with the right capital source from our network.

Book a Call

Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Food & Beverage Stores

NAICS 445

Administrative Support

NAICS 561

Repair & Maintenance

NAICS 811

Full-Service Restaurants

NAICS 721

View all industries

Why borrowers choose Mid Penn Bank

Mid Penn Bank is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $388K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Pennsylvania. With 445 SBA loans funded across 11 states, they operate as a regional specialist anchored in Pennsylvania. Their portfolio default rate is 293.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Mid Penn Bank and 897+ alternatives.

Recent SBA Activity at Mid Penn Bank

Franchise lending: Mid Penn Bank has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY, PLAY IT AGAIN SPORTS (RETAIL S, and Crumbl. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Food & Beverage Stores, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Pennsylvania, and New Jersey. Lenders typically underwrite faster in states where they already have closing comps.

SBA Loan Programs Best SBA Franchise Lenders SBA Loan Calculator

Compare Mid Penn Bank to Similar SBA Lenders

Other SBA lenders headquartered in Pennsylvania with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

Pennsylvania · SBA Lender

First National Bank of Pennsylvania

5,394 loans$443K avg45 states

View profile

Pennsylvania · SBA Lender

First Commonwealth Bank

4,123 loans$324K avg36 states

View profile

Pennsylvania · SBA Lender

Fulton Bank, National Association

4,034 loans$555K avg22 states

View profile

Pennsylvania · SBA Lender

Northwest Bank

2,879 loans$373K avg40 states

View profile

Pennsylvania · SBA Lender

Customers Bank

1,296 loans$790K avg46 states

View profile

Browse all 897+ SBA lenders

Looking for SBA Financing?

Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

Get Matched Free Contact Us

About Mid Penn Bank SBA Lending

Mid Penn Bank is an SBA lender headquartered in Pennsylvania. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Mid Penn Bank serves borrowers across 11 states and 54 industry sectors with a regional lending focus. To find out whether Mid Penn Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

Back to All Lenders

Mid Penn Bank Get a Quote