SBA Lenders in Mississippi
10 SBA-approved lenders headquartered in Mississippi (MS) plus 10 more that actively fund Mississippi borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Mississippi?
PeerSense tracks 10 SBA-approved lenders headquartered in Mississippi (MS), plus 10 out-of-state lenders that actively fund Mississippi borrowers. Top by Mississippi-specific volume: Cadence Bank, Peoples Bank, Renasant Bank. Mississippi HQ lenders have collectively originated $9.5B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Mississippi
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Cadence Bank | MS | High Volume | View Profile → |
| Peoples Bank | MS | High Volume | View Profile → |
| Trustmark Bank | MS | High Volume | View Profile → |
| Hancock Whitney Bank | MS | High Volume | View Profile → |
| Renasant Bank | MS | High Volume | View Profile → |
| Community Bank of Mississippi | MS | High Volume | View Profile → |
| BankPlus | MS | Active | View Profile → |
| BankFirst Financial Services | MS | Active | View Profile → |
| Merchants & Marine Bank | MS | Active | View Profile → |
| Guaranty Bank and Trust Company | MS | Active | View Profile → |
Cadence Bank
MSPeoples Bank
MSTrustmark Bank
MSHancock Whitney Bank
MSRenasant Bank
MSCommunity Bank of Mississippi
MSBankPlus
MSBankFirst Financial Services
MSMerchants & Marine Bank
MSGuaranty Bank and Trust Company
MSOut-of-State Lenders Actively Funding Mississippi Borrowers
National banks and multi-state regionals frequently fund Mississippi deals at competitive rates, often with faster underwriting than local-only banks. Ranked by Mississippi-specific SBA volume.
SouthPoint Bank
HQ AL · 1 MS loans · $4.6M MS volume
First State Bank
HQ OK · 3 MS loans · $3.6M MS volume
BankTennessee
HQ TN · 4 MS loans · $3.4M MS volume
ServisFirst Bank
HQ AL · 1 MS loans · $3.2M MS volume
Banterra Bank
HQ IL · 1 MS loans · $2.9M MS volume
American Bank
HQ LA · 2 MS loans · $2.6M MS volume
RiverHills Bank
HQ OH · 2 MS loans · $2.1M MS volume
AmSouth Bank
HQ AL · 4 MS loans · $1.8M MS volume
Source Business and Industrial Development Corpora
HQ LA · 6 MS loans · $1.2M MS volume
Bank of Utah
HQ UT · 1 MS loans · $1.2M MS volume
Looking for an SBA Lender in Mississippi?
PeerSense matches your deal with the right capital source from our network of 10+ Mississippi lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in Mississippi
Mississippi is home to 10 SBA-approved lenders that have collectively originated $9.5B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Mississippi, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Mississippi Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in Mississippi.
Tell us your loan amount and use of funds. PeerSense sources capital for a Mississippi deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for Mississippi Borrowers
PeerSense covers the full commercial capital stack for Mississippi operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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