Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA LenderNorth CarolinaHigh VolumeLarge Loans

First-Citizens Bank & Trust Company

SBA lender based in North Carolina serving 49 states and 97 industries

Geographic Reach
49 States
National coverage
Industry Coverage
97 Industries
Diverse lending portfolio
Lending Activity
High Volume
Large Loans focus

Top Lending States

California#1
Florida#2
North Carolina#3
Texas#4
Arizona#5

Tell us about your deal and we'll match you with the right capital source from our network.

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Industry Focus Areas

Looking for SBA Financing?

Tell us about your deal and we'll match you with the right capital source from our network. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

About First-Citizens Bank & Trust Company SBA Lending

First-Citizens Bank & Trust Company is an SBA lender headquartered in North Carolina. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

First-Citizens Bank & Trust Company serves borrowers across 49 states and 97 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether First-Citizens Bank & Trust Company is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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