Is Scott CU a good SBA lender?

Scott CU has funded 89 SBA loans totaling $18.2M in volume across 7 states, with an average loan size of $204K. Whether they are the right fit depends on your deal profile, loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Scott CU or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Scott CU?

The average SBA loan size at Scott CU is $204K, with a range from $10K to $1.4M. This profile suggests they are best suited for borrowers seeking mid-market business acquisitions and equipment financing.

What states does Scott CU lend in?

Scott CU actively lends across 7 states. Their highest-volume state is Illinois. Other top states include Missouri, Indiana. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Scott CU fund franchise loans?

Yes, Scott CU has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is The Tutoring Center, followed by Minuteman Press, Health Mart Pharmacy, Smallcakes Cupcakery. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Scott CU prefer?

Scott CU's highest-volume SBA industry by NAICS code is Printing & Related. Other active sectors: Educational Services, Food & Beverage Stores, Personal Care Services. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Scott CU?

PeerSense matches your specific SBA deal to Scott CU based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads, we curate fit. Lender pays referral fee at closing.

SBA LenderIllinoisMid-Market Profile

Scott CU

SBA lender based in Illinois serving 7 states and 31 industries

Quick Answer

Is Scott CU the right SBA lender for your deal?

SBA loans funded

States served

Industries

$204K

Avg loan size

Scott CU has funded 89 SBA loans across 7 states and 31 industries. Their average loan size is $204K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. Historical volume is not a quote. PeerSense does not speak for Scott CU.

Geographic Reach

7states

Regional focus

Industry Coverage

31industries

Diverse lending portfolio

Average SBA Loan

$204K

Mid-Market deal focus

Geographic Footprint

Top Lending States

Illinois

Missouri

Indiana

Tell us about your deal. Lenders underwrite. We do not.

Talk to PeerSense

Underwriting Depth

Industry Focus Areas

Food & Beverage Stores

NAICS 445

Personal Care Services

NAICS 812

Limited-Service Restaurants

NAICS 722

View all industries

FOIA history

FOIA history for Scott CU

FOIA history for Scott CU: 89 SBA loans across 7 states, average size $204K. Highest-volume NAICS in the tape: Printing & Related. Highest-volume state in the tape: Illinois. That is history, not a buy box and not a prediction they will fund your file. Tell us about your deal.

Track Record

Recent SBA Activity at Scott CU

Franchise lending: Scott CU has funded SBA loans for multiple franchise concepts, with the highest volume in The Tutoring Center, Minuteman Press, and Health Mart Pharmacy. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Printing & Related, Educational Services, and Food & Beverage Stores. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Illinois, Missouri, and Indiana. Lenders typically underwrite faster in states where they already have closing comps.

SBA Loan Programs Best SBA Franchise Lenders SBA Loan Calculator

Peer Comparison

Compare Scott CU to Similar SBA Lenders

Other SBA lenders headquartered in Illinois with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

Illinois · SBA Lender

BMO Bank National Association

16,870 loans$343K avg50 states

View profile

Illinois · SBA Lender

First American Bank

2,166 loans$342K avg23 states

View profile

Illinois · SBA Lender

First Mid Bank & Trust, National Association

1,114 loans$276K avg12 states

View profile

Illinois · SBA Lender

Village Bank and Trust, National Association

901 loans$489K avg17 states

View profile

Illinois · SBA Lender

Midland States Bank

889 loans$353K avg24 states

View profile

Browse all 897+ SBA lenders

Talk to PeerSense

Looking for SBA Financing?

Tell us about your deal. Lenders underwrite. PeerSense uses proprietary data on lender track records to find the best fit for your industry, location, and loan size.

Talk to PeerSense Contact Us

Curated capital network · 899+ SBA lenders tracked · The desk will reach out on qualified deals

Lender Reference

About Scott CU SBA Lending

Scott CU is an SBA lender headquartered in Illinois. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Scott CU serves borrowers across 7 states and 31 industry sectors with a regional lending focus. To find out whether Scott CU is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

Back to All Lenders

Scott CU Get a Quote

Keep Researching

Explore More

All SBA Lenders

Browse 899+ capital sources by state

SBA Loan Calculator

Estimate payments with live rates

Industry Benchmarks

SBA lending data across 100+ industries

Best SBA Franchise Lenders

Franchise lending track records

SBA Loans Guide

7(a), 504, Express: full overview

Talk to PeerSense

Tell us about your deal, free consultation

See Related Rates by Program

PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of September 1, 2026.

Originator warehouse

$100M a month

Focus $100 million a month. Will look at $10 million a month. $10 million is not the focus.

See current rates

Invoice Factoring

0.5–3.5% / 30d

B2B invoices from $20 million a month. Advance 80 to 95 percent of face.

See current rates

CMBS Conduit

5.60–7.10%

10 year Non Recourse fixed, $10 million and up, fully assumable

See current rates

Bridge Loans

9.00–14.00%

$10 million and up. Cash in about 35 percent. Name the takeout first.

See current rates

Data Center

CRS to 89%

$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.

See current rates

Contracted revenue sale

Up to 89%

15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.

See current rates

Hotel Financing

Hotel is search only. Public floor $10 million and up. Cash in about 35 percent.

See current rates

Private Credit

7.80–18.00%

Non-bank flexibility. Public CRE floor $10 million and up.

See current rates

DSCR Investor

Search path. Public CRE floor $10 million and up.

See current rates

Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.