Is First Oklahoma Bank a good SBA lender?

First Oklahoma Bank has funded 308 SBA loans totaling $273.9M in volume across 10 states, with an average loan size of $889K. The lender's default rate is 1011.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to First Oklahoma Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at First Oklahoma Bank?

The average SBA loan size at First Oklahoma Bank is $889K, with a range from $11K to $5.0M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does First Oklahoma Bank lend in?

First Oklahoma Bank actively lends across 10 states. Their highest-volume state is Oklahoma. Other top states include Florida, Tennessee, Texas. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does First Oklahoma Bank fund franchise loans?

Yes — First Oklahoma Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is SUBWAY SANDWICH SHOP, followed by Meineke Car Care Center, Hurts Donut Company, SAFE HOMECARE. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does First Oklahoma Bank prefer?

First Oklahoma Bank's highest-volume SBA industry by NAICS code is Limited-Service Restaurants. Other active sectors: Repair & Maintenance, Motor Vehicle Dealers, Personal Care Services. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to First Oklahoma Bank?

PeerSense matches your specific SBA deal to First Oklahoma Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

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First Oklahoma Bank

SBA lender based in Oklahoma serving 10 states and 54 industries

Quick Answer

First Oklahoma Bank has funded 308 SBA loans across 10 states and 54 industries. Their average loan size is $889K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against First Oklahoma Bank and 897+ alternatives based on closing probability + pricing.

Geographic Reach

10 States

Regional focus

Industry Coverage

54 Industries

Diverse lending portfolio

Lending Activity

Active

Large Loans focus

Top Lending States

Oklahoma#1

Florida#2

Tennessee#3

Texas#4

Missouri#5

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Industry Focus Areas

Limited-Service Restaurants

NAICS 722

Repair & Maintenance

NAICS 811

Motor Vehicle Dealers

NAICS 441

Personal Care Services

NAICS 812

Full-Service Restaurants

NAICS 721

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Why borrowers choose First Oklahoma Bank

First Oklahoma Bank is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $889K. The lender's deepest industry experience is in Limited-Service Restaurants, and their highest-volume state is Oklahoma. With 308 SBA loans funded across 10 states, they operate as a regional specialist anchored in Oklahoma. Their portfolio default rate is 1011.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against First Oklahoma Bank and 897+ alternatives.

Recent SBA Activity at First Oklahoma Bank

Franchise lending: First Oklahoma Bank has funded SBA loans for multiple franchise concepts, with the highest volume in SUBWAY SANDWICH SHOP, Meineke Car Care Center, and Hurts Donut Company. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Limited-Service Restaurants, Repair & Maintenance, and Motor Vehicle Dealers. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Oklahoma, Florida, Tennessee, Texas, and Missouri. Lenders typically underwrite faster in states where they already have closing comps.

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Compare First Oklahoma Bank to Similar SBA Lenders

Other SBA lenders headquartered in Oklahoma with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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About First Oklahoma Bank SBA Lending

First Oklahoma Bank is an SBA lender headquartered in Oklahoma. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

First Oklahoma Bank serves borrowers across 10 states and 54 industry sectors with a regional lending focus. To find out whether First Oklahoma Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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