Textron Business Credit, Inc.
SBA lender based in Rhode Island serving 34 states and 45 industries
Is Textron Business Credit, Inc. the right SBA lender for your deal?
Textron Business Credit, Inc. has funded 302 SBA loans across 34 states and 45 industries. Their average loan size is $376K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile. PeerSense matches your deal against Textron Business Credit, Inc. and 897+ alternatives based on closing probability + pricing.
Textron Business Credit, Inc. is an SBA Preferred Lender (PLP), a designation the SBA grants to lenders with delegated authority to approve 7(a) loans in-house, which speeds underwriting and closing. Textron Business Credit, Inc. has funded 302 SBA 7(a) loans across 34 states, averaging $376K per loan. PLP status means the lender does not have to send each file to the SBA for review, a material edge on turnaround for qualified borrowers.
Top Lending States
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Book a CallWhy borrowers choose Textron Business Credit, Inc.
Textron Business Credit, Inc. is best suited for borrowers seeking mid-market business acquisitions and franchise build-outs, with an average SBA loan of $376K. The lender's deepest industry experience is in Personal Care Services, and their highest-volume state is Texas. With 302 SBA loans funded across 34 states, they are one of a small set of true national SBA lenders. Their portfolio default rate is 24.1% (resolved-loan basis). If your deal profile aligns with their underwriting box, this lender is worth a quote. PeerSense matches your specific deal against Textron Business Credit, Inc. and 897+ alternatives.
Recent SBA Activity at Textron Business Credit, Inc.
Franchise lending: Textron Business Credit, Inc. has funded SBA loans for multiple franchise concepts, with the highest volume in GREAT CLIPS, MINUTEMAN PRESS, and QUIZNOS. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.
Industry concentration: The lender's highest-volume SBA industries are Personal Care Services, Limited-Service Restaurants, and Full-Service Restaurants. Borrowers in these NAICS sectors typically see better terms and faster approvals.
Geographic concentration: Top markets are Texas, Rhode Island, California, Colorado, and Virginia. Lenders typically underwrite faster in states where they already have closing comps.
Compare Textron Business Credit, Inc. to Similar SBA Lenders
Other SBA lenders headquartered in Rhode Island with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.
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About Textron Business Credit, Inc. SBA Lending
Textron Business Credit, Inc. is an SBA lender headquartered in Rhode Island. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.
Textron Business Credit, Inc. serves borrowers across 34 states and 45 industry sectors, making it a national SBA lender with broad geographic coverage. To find out whether Textron Business Credit, Inc. is a good fit for your specific deal, reach out to PeerSense for a free lender match.
PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.
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See Related Rates by Program
PeerSense covers the full commercial capital stack. Indicative levels that lenders in our network have been pricing across these programs, as of August 1, 2026.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Foreign National
7.50–11.00%Non-US borrower CRE + bridge, no SSN required
Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.