SBA Lenders in Pennsylvania
25 SBA-approved lenders headquartered in Pennsylvania (PA) plus 10 more that actively fund Pennsylvania borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Pennsylvania?
PeerSense tracks 25 SBA-approved lenders headquartered in Pennsylvania (PA), plus 10 out-of-state lenders that actively fund Pennsylvania borrowers. Top by Pennsylvania-specific volume: First National Bank of Pennsylvania, Fulton Bank, National Association, First Commonwealth Bank. Pennsylvania HQ lenders have collectively originated $11.6B in SBA volume.
— PeerSense Capital Advisory · Westfield IN · Updated May 16, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Pennsylvania
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| First National Bank of Pennsylvania | PA | High Volume | View Profile → |
| First Commonwealth Bank | PA | High Volume | View Profile → |
| Fulton Bank, National Association | PA | High Volume | View Profile → |
| Northwest Bank | PA | High Volume | View Profile → |
| Customers Bank | PA | High Volume | View Profile → |
| Univest Bank and Trust Co | PA | High Volume | View Profile → |
| Meridian Bank | PA | Active | View Profile → |
| Enterprise Bank | PA | Active | View Profile → |
| Firstrust Savings Bank | PA | Active | View Profile → |
| Citizens & Northern Bank | PA | Active | View Profile → |
| Dollar Bank, A Federal Savings Bank | PA | Active | View Profile → |
| CNB Bank | PA | Active | View Profile → |
| Mid Penn Bank | PA | Active | View Profile → |
| S & T Bank | PA | Active | View Profile → |
| Fidelity Deposit and Discount Bank | PA | Active | View Profile → |
| BNY Mellon, National Association | PA | Active | View Profile → |
| Community First Capital Corp | PA | Active | View Profile → |
| Community Bank | PA | Active | View Profile → |
| Orrstown Bank | PA | Active | View Profile → |
| Quaint Oak Bank | PA | Active | View Profile → |
First National Bank of Pennsylvania
PAFirst Commonwealth Bank
PAFulton Bank, National Association
PANorthwest Bank
PACustomers Bank
PAUnivest Bank and Trust Co
PAMeridian Bank
PAEnterprise Bank
PAFirstrust Savings Bank
PACitizens & Northern Bank
PADollar Bank, A Federal Savings Bank
PACNB Bank
PAMid Penn Bank
PAS & T Bank
PAFidelity Deposit and Discount Bank
PABNY Mellon, National Association
PACommunity First Capital Corp
PACommunity Bank
PAOrrstown Bank
PAQuaint Oak Bank
PAOut-of-State Lenders Actively Funding Pennsylvania Borrowers
National banks and multi-state regionals frequently fund Pennsylvania deals at competitive rates — often with faster underwriting than local-only banks. Ranked by Pennsylvania-specific SBA volume.
PNC Bank, National Association
HQ DE · 633 PA loans · $122.1M PA volume
Wilmington Savings Fund Society FSB
HQ DE · 216 PA loans · $113.0M PA volume
TD Bank, National Association
HQ DE · 251 PA loans · $92.6M PA volume
Manufacturers and Traders Trust Company
HQ NY · 379 PA loans · $72.2M PA volume
Brookline Bank, a Division of Beacon Bank and Trust
HQ MA · 58 PA loans · $49.9M PA volume
The Bank of Princeton
HQ NJ · 19 PA loans · $43.5M PA volume
Hanover Community Bank
HQ NY · 20 PA loans · $34.4M PA volume
Peapack Private Bank and Trust
HQ NJ · 11 PA loans · $32.4M PA volume
Unity Bank
HQ NJ · 41 PA loans · $26.4M PA volume
Truist Bank
HQ NC · 130 PA loans · $25.5M PA volume
Looking for an SBA Lender in Pennsylvania?
PeerSense matches your deal with the right capital source from our network of 25+ Pennsylvania lenders and hundreds more nationwide. No retainers — referral fee established upfront and paid at closing.
SBA Lending in Pennsylvania
Pennsylvania is home to 25 SBA-approved lenders that have collectively originated $11.6B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Pennsylvania, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Pennsylvania Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana — not a lender. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients receive their first lender introduction within one business day.
Other Capital Programs for Pennsylvania Borrowers
PeerSense covers the full commercial capital stack for Pennsylvania operators — beyond SBA. Compare current rates and structures.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive — Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Mezzanine Debt
11.00–18.00%Subordinate to senior, $1M–$50M, capital stack fill
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
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