Is Community South Bank a good SBA lender?

Community South Bank has funded 126 SBA loans totaling $89.5M in volume across 25 states, with an average loan size of $710K. The lender's default rate is 3095.00%. Whether they are the right fit depends on your deal profile — loan size, industry, geography, and borrower credit. PeerSense matches your specific deal to Community South Bank or one of 897+ alternatives based on closing probability + pricing.

What is the average SBA loan size at Community South Bank?

The average SBA loan size at Community South Bank is $710K, with a range from $6K to $2.0M. This profile suggests they are best suited for borrowers seeking larger institutional acquisitions and CRE deals.

What states does Community South Bank lend in?

Community South Bank actively lends across 25 states. Their highest-volume state is Virginia. Other top states include Texas, Florida, North Carolina. Borrower geography matters: a lender's state penetration affects underwriting familiarity, valuation comps, and turnaround speed.

Does Community South Bank fund franchise loans?

Yes — Community South Bank has funded SBA franchise loans across multiple brands. Their highest-volume franchise concept is THE UPS STORE, followed by HOWARD JOHNSON, RAMADA INN, QUALITY INN. Lender-franchise familiarity matters: lenders that have closed multiple loans for a brand know the FDD inside-out, which speeds underwriting + reduces re-trade risk.

What industries does Community South Bank prefer?

Community South Bank's highest-volume SBA industry by NAICS code is Full-Service Restaurants. Other active sectors: Limited-Service Restaurants, Administrative Support, Electrical Equipment. Borrower industry matters: matching your deal to a lender with strong recent volume in your NAICS reduces underwriting friction and improves close-rate odds.

How does PeerSense match deals to Community South Bank?

PeerSense matches your specific SBA deal to Community South Bank based on five factors: deal size vs lender's average + range, your industry vs lender's NAICS history, your state vs lender's geographic penetration, your franchise brand (if applicable) vs lender's brand history, and your credit + experience profile vs lender's known underwriting box. We don't sell leads — we curate fit. No retainer; lender pays referral fee at closing.

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Community South Bank

SBA lender based in Tennessee serving 25 states and 31 industries

Quick Answer

Community South Bank has funded 126 SBA loans across 25 states and 31 industries. Their average loan size is $710K. Whether they are the right SBA lender for your deal depends on size, industry, geography, and credit profile — PeerSense matches your deal against Community South Bank and 897+ alternatives based on closing probability + pricing.

Geographic Reach

25 States

Regional focus

Industry Coverage

31 Industries

Diverse lending portfolio

Lending Activity

Active

Large Loans focus

Top Lending States

Virginia#1

Texas#2

Florida#3

North Carolina#4

Ohio#5

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Industry Focus Areas

Full-Service Restaurants

NAICS 721

Limited-Service Restaurants

NAICS 722

Administrative Support

Why borrowers choose Community South Bank

Community South Bank is best suited for borrowers seeking larger institutional acquisitions, CRE, and equipment-heavy deals, with an average SBA loan of $710K. The lender's deepest industry experience is in Full-Service Restaurants, and their highest-volume state is Virginia. With 126 SBA loans funded across 25 states, they operate as a regional specialist anchored in Tennessee. Their portfolio default rate is 3095.00%. If your deal profile aligns with their underwriting box, this lender is worth a quote — PeerSense matches your specific deal against Community South Bank and 897+ alternatives.

Recent SBA Activity at Community South Bank

Franchise lending: Community South Bank has funded SBA loans for multiple franchise concepts, with the highest volume in THE UPS STORE, HOWARD JOHNSON, and RAMADA INN. Lender-franchise familiarity reduces underwriting friction: brands the lender already knows clear faster and re-trade less.

Industry concentration: The lender's highest-volume SBA industries are Full-Service Restaurants, Limited-Service Restaurants, and Administrative Support. Borrowers in these NAICS sectors typically see better terms and faster approvals.

Geographic concentration: Top markets are Virginia, Texas, Florida, North Carolina, and Ohio. Lenders typically underwrite faster in states where they already have closing comps.

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Compare Community South Bank to Similar SBA Lenders

Other SBA lenders headquartered in Tennessee with similar deal-size profiles. Borrowers should always compare 3–5 lenders before committing.

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833 loans$674K avg10 states

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About Community South Bank SBA Lending

Community South Bank is an SBA lender headquartered in Tennessee. PeerSense tracks this lender's SBA lending activity, including approval trends, geographic coverage, and industry specializations.

Community South Bank serves borrowers across 25 states and 31 industry sectors with a regional lending focus. To find out whether Community South Bank is a good fit for your specific deal, reach out to PeerSense for a free lender match.

PeerSense maintains detailed performance data on hundreds of SBA lenders to help borrowers and brokers identify the right capital source. Rather than spending weeks researching lenders on your own, book a free call and let our team match you with lenders who have a proven track record in your industry and geography.

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