SBA Lenders in Puerto Rico
3 SBA-approved lenders headquartered in Puerto Rico (PR) plus 1 more that actively fund Puerto Rico borrowers. Tell us about your deal and we'll match you with the right capital source.
Who are the top SBA lenders in Puerto Rico?
PeerSense tracks 3 SBA-approved lenders headquartered in Puerto Rico (PR), plus 1 out-of-state lenders that actively fund Puerto Rico borrowers. Top by Puerto Rico-specific volume: Banco Popular de Puerto Rico, FirstBank Puerto Rico, Oriental Bank. Puerto Rico HQ lenders have collectively originated $2.5B in SBA volume.
, PeerSense Capital Advisory · Westfield IN · Updated October 1, 2026
Sources: SBA 7(a) & 504 Loan Data, FDIC BankFind
Top SBA Lenders Headquartered in Puerto Rico
Ranked by total SBA loan activity. Click any bank for the full profile, NAICS specialization, and franchise lending history.
| Lender | State | Activity | Profile |
|---|---|---|---|
| Banco Popular de Puerto Rico | PR | High Volume | View Profile → |
| FirstBank Puerto Rico | PR | High Volume | View Profile → |
| Oriental Bank | PR | High Volume | View Profile → |
Out-of-State Lenders Actively Funding Puerto Rico Borrowers
National banks and multi-state regionals frequently fund Puerto Rico deals at competitive rates, often with faster underwriting than local-only banks. Ranked by Puerto Rico-specific SBA volume.
Looking for an SBA Lender in Puerto Rico?
PeerSense matches your deal with the right capital source from our network of 3+ Puerto Rico lenders and hundreds more nationwide. Referral fee established upfront and paid at closing.
SBA Lending in Puerto Rico
Puerto Rico is home to 3 SBA-approved lenders that have collectively originated $2.5B in SBA loan volume. These lenders serve businesses across the state through the SBA 7(a) and 504 loan programs, providing financing for acquisitions, commercial real estate, equipment, and working capital.
Whether you're acquiring a business in Puerto Rico, expanding an existing operation, or purchasing commercial property, SBA financing offers competitive terms with government-backed guarantees. PeerSense analyzes each lender's activity, deal preferences, and specializations to help you find the best fit.
How PeerSense Helps Puerto Rico Borrowers
We're a commercial lending advisory firm headquartered in Westfield, Indiana. We structure and place deals across SBA, CMBS, private credit, equipment financing, and more. Our team reviews your transaction, identifies the right capital sources, and makes warm introductions to lenders actively funding deals like yours. Most clients hear back from a PeerSense advisor after the file is on the desk.
Talk to PeerSense about SBA capital in Puerto Rico.
Tell us your loan amount and use of funds. PeerSense sources capital for a Puerto Rico deal, local or national.
SBA 7(a) / 504: The desk will reach out. No obligation.
Other Capital Programs for Puerto Rico Borrowers
PeerSense covers the full commercial capital stack for Puerto Rico operators, beyond SBA. Compare current rates and structures.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
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